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Share your dilemmas and get honest opinions from other Mumsnetters.

To not be happy about paying this much tax

625 replies

Lovingthehamsterwheel · 06/05/2025 11:42

Name changed to enable objectivity.
I just saw this new tax calculator that shows you how much tax you are paying in total, including all hidden taxes, council tax etc

For a Person on 75k a year, 44 percent of earnings go on tax.

10k of that is spent on welfare.

Am i being unreasonable to think this is absolutely a terrible time to be alive in terms of taxes in the UK. And it is no wonder higher earners are leaving the country.

tax.corgi.global/

OP posts:
Thread gallery
12
Guinessandafire · 06/05/2025 14:09

Lovingthehamsterwheel · 06/05/2025 12:28

No I didnt break it down as I couldnt paste it all. I actually agree with you and I am not right wing. I sit firmly on the fence politically, I think they're all self serving and ridiculous.
But I stand by my argument that I pay too much tax.

" I'm not right wing "

No, no , perish the thought.

You don't want to support the NHS or The Welfare State.

I'd put you slightly to the right of Jacob Rees Mogg to be honest.

newrubylane · 06/05/2025 14:11

If this stuff wasn't being paid in tax then a good amount of it would have to be paid to a private company anyway, assuming you want services. I'd rather my money went to the government to be reinvested in society than into the pocket of a wealthy business owner?

Finulasfriend · 06/05/2025 14:11

LookingForRecommendation · 06/05/2025 13:23

There are literally threads on here where a single household is taking in 40-60k in benefits per year

That is an absolute joke, come on

You say there are hundreds. Would you help me out by three of these threads so I can read and compare? Thanks in advance.

GoldMerchant · 06/05/2025 14:11

Ph3 · 06/05/2025 13:54

Sure - of course not! 🙄. I suggest you do a google search. There are plenty of info out there. As said in a previous post ONS released some data recently. I also offer a different perspective - there is nothing anecdotal about leaving a country you love so you can have and offer your children a better quality of life that you had.

So you're a high earner but you couldn't offer your kids a good quality of life in the UK? Really?

Ph3 · 06/05/2025 14:16

GoldMerchant · 06/05/2025 14:11

So you're a high earner but you couldn't offer your kids a good quality of life in the UK? Really?

Well that all really depends on what people consider a good quality of life. I was on another thread recently where most people believed that 70k a year was more than enough for a family of 5. And that’s perfectly ok. But that is not what I believe. We are also a family of 5 all in private school so as you can imagine the recent changes were not welcomed by my family.

Lovingthehamsterwheel · 06/05/2025 14:17

NorthernSpirit · 06/05/2025 14:07

Assuming you are in the UK? Your calculations are incorrect.

This tax year - if your gross salary is £75k, your net take home pay would be £54,058 (you would take home 72% of earnings).

Where did you calculate 44% tax? This is incorrect.

You would pay £17,432 tax (23% tax) + £3,510

Its not an income tax calculator... RTWT

OP posts:
TY78910 · 06/05/2025 14:17

Guinessandafire · 06/05/2025 14:09

" I'm not right wing "

No, no , perish the thought.

You don't want to support the NHS or The Welfare State.

I'd put you slightly to the right of Jacob Rees Mogg to be honest.

Reminded me of this ‘quiz’
www.politicalcompass.org/test

EmmaWoodhouseOfHighbury · 06/05/2025 14:17

Euthanise people on benefits?

Lovingthehamsterwheel · 06/05/2025 14:18

Guinessandafire · 06/05/2025 14:09

" I'm not right wing "

No, no , perish the thought.

You don't want to support the NHS or The Welfare State.

I'd put you slightly to the right of Jacob Rees Mogg to be honest.

I didn't say I don't want to support it completely, but that the system is unfair for tax payers.

OP posts:
bumblingbovine49 · 06/05/2025 14:21

from https://taxfoundation.org/data/all/eu/top-personal-income-tax-rates-europe/ and Where in Europe do people pay most taxes

Looking at the list below, I know I'd rather live in Denmark (2nd happiest) or Finland (top of happiness charts for a couple of years now) than in Bulgaria or Georgia. We are not the lowest tax payers but we are definitely also not the highest in Europe. And amongst the countries where I would say standards of living are higher tax is a lot higher

I know this list is not the same as you are referring to as this is higher rate of tax and you are talking about the total tax burden but that is a hell of a lot more complicated to compare. As a benchmark though this is worth comparing. As to other taxes (ie not on earned income) I know that many European countries have taxes for all sorts of thin

Country Top Statutory Personal Income Tax Rate
Austria (AT) 55.0%
Belgium (BE) 53.5%
Bulgaria (BG) 10.0%
Croatia (HR) 35.4%
Cyprus (CY) 35.0%
Czech Republic (CZ) 23.0%
Denmark (DK) 55.9%
Estonia (EE) 22.0%
Finland (FI) 51.8%
France (FR) 55.4%
Georgia (GE) 20.0%
Germany (DE) 47.5%
Greece (GR) 44.0%
Hungary (HU) 15.0%
Iceland (IS) 46.3%
Ireland (IE) 48.0%
Italy (IT) 47.2%
Latvia (LV) 36.0%
Lithuania (LT) 32.0%
Luxembourg (LU) 45.8%
Malta (MT) 35.0%
Moldova (MD) 12.0%
Netherlands (NL) 49.5%
Norway (NO) 39.6%
Poland (PL) 36.0%
Portugal (PT) 53.0%
Romania (RO) 10.0%
Slovakia (SK) 25.0%
Slovenia (SI) 50.0%
Spain (ES) 54.0%
Sweden (SE) 52.3%
Switzerland (CH) 39.7%
Turkey (TR) 40.8%
Ukraine (UA) 19.5%
United Kingdom (GB) 45.0%

Some quotes from those links
Belgium tax payers see almost 65% of their wages deducted
Monthly social insurance contributions also need to be paid. Therefore, someone living in Belgium on a salary of €45,000, for example, will be taxed at 25% up tp €15,200, at 40% over €15,200, at 45% over €26,830 - and at 50% over €46,440. Additionally, the employee will have to pay 13.07% on social security contributions. There's also a special social security contribution to pay, varying between €9.30 and €60.94 per month. A person on this salary would therefore take home approximately €1,867 a month.

According to the Tax Foundation, single average wage workers in Europe were paying about one third of their wages in taxes in 2022. Unsurprisingly, tax burdens across Europe vary significantly, with workers in Western European and more developed countries paying considerably more.
Denmark (55.9%), Austria (55%), Portugal (53%), Sweden (52.3%) and Belgium (50%) are some of the countries with the highest personal income tax rates.

I am not quoting these to suggest we should copy them as they are not happy with this either, just to challenge the narrative that we may so much tax in this country. We really don't comparatively.

Top Personal Income Tax Rates in Europe, 2025

Denmark (55.9 percent), France (55.4 percent), and Austria (55 percent) levy the highest top personal income tax rates in Europe.

https://taxfoundation.org/data/all/eu/top-personal-income-tax-rates-europe/

Lovingthehamsterwheel · 06/05/2025 14:27

TY78910 · 06/05/2025 14:17

Reminded me of this ‘quiz’
www.politicalcompass.org/test

Well I just did this and it seems I am Libertarian Left, who knew!!

OP posts:
Alexandra2001 · 06/05/2025 14:28

The UK cannot compete with the tax regimes in Dubai, even if Lab cut business taxes by 50%.

Also, whats the point in low tax rates if you then need Health Ins and either tutoring or private school fees?

Not too mention smashing up your car on a pot hole.

AnonymousBleep · 06/05/2025 14:31

Just seen Britain's own (pound shop) answer to Elon Musk, Brewdog founder and all-round twat James Watt posting about this 'calculator' on Linkedin. It's his 'DOGE' crap and part of his anti-Labour/will-nobody-think-of-us-poor-millionaires agenda. I'm sure he's got a team posting out about it on all the relevant socials, including this one.

Digdongdoo · 06/05/2025 14:33

Alexandra2001 · 06/05/2025 14:28

The UK cannot compete with the tax regimes in Dubai, even if Lab cut business taxes by 50%.

Also, whats the point in low tax rates if you then need Health Ins and either tutoring or private school fees?

Not too mention smashing up your car on a pot hole.

What if you're already paying for private school and health insurance? I'm sure you can imagine the appeal of having better services without essentially paying twice...

Oblahdeeoblahdoe · 06/05/2025 14:35

Did you go to state school? Were you born in an NHS hospital? Had childhood vaccinations? Used public transport? Parents /grandparents receive a state pension etc etc. Hopefully you're getting the message. If you want to live in a decent country then you have to pay for it. We don't live in a dog eat dog country, thankfully. As for receiving tax relief on your mortgage payments, lol! Are you prepared to share your equity with the government?

ZoggyStirdust · 06/05/2025 14:35

I see people are not understanding why employers ni and corp tax are included. I agree it can be open to argument but the logos is reasonably sound

employers ni is because it’s a cost of employment. This is showing how much of the total cost of employment ends up with the government

corp tax as we spend money on things, the company makes a profit and pays tax on that profit so while it’s a bit convoluted, the argument is that some of your spend (in addition to the vat) finds its way to the government

BIossomtoes · 06/05/2025 14:35

Digdongdoo · 06/05/2025 14:33

What if you're already paying for private school and health insurance? I'm sure you can imagine the appeal of having better services without essentially paying twice...

“Paying twice” is a choice.

RosesAndHellebores · 06/05/2025 14:36

@Lovingthehamsterwheel we are high earners. Our employers pay the Employer's NI. Some of the other categories are irrelevant, others are averages.

We pay a lot of tax and don't necessarily feel that we get vfm personally but we do accept we have to support the more vulnerable.

We are mature and have no debts or school fees any more and the dc are independent. DH now earns about a fifth of what he used to earn. That was a choice and it's still a high wage. If we paid less tax at this stage, frankly I don't know what we'd do with the extra money. We can't spend what comes in. It's a nice position to be in, but honestly, we don't need a tax reduction relating to income.

Fearfulsaints · 06/05/2025 14:38

WorriedRelative · 06/05/2025 13:57

Those hidden taxes are paid by everyone though, including those on benefits and those below the income tax threshold

Absolutely. It's why the phrase "as a tax payer' is a bit strange.

BalladOfBarryAndFreda · 06/05/2025 14:38

AnonymousBleep · 06/05/2025 14:31

Just seen Britain's own (pound shop) answer to Elon Musk, Brewdog founder and all-round twat James Watt posting about this 'calculator' on Linkedin. It's his 'DOGE' crap and part of his anti-Labour/will-nobody-think-of-us-poor-millionaires agenda. I'm sure he's got a team posting out about it on all the relevant socials, including this one.

Ahhhhhh. Colour me unsurprised.

Digdongdoo · 06/05/2025 14:40

BIossomtoes · 06/05/2025 14:35

“Paying twice” is a choice.

Of course it is. As is going elsewhere for better services. They said "what is the point" - quality of life and value for money is the point.

AnonymousBleep · 06/05/2025 14:41

Here's the oh-so-reliable source of this latest calculator. James 'I stopped paying my employees the Real Living Wage because it was too expensive so expect the government to bail me out with top-up benefits for them but here I am wailing about the taxpayers' welfare bill' Watt. www.linkedin.com/feed/update/urn:li:activity:7325428605663023105/

Ceska · 06/05/2025 14:42

Most of these are total bollocks

Employers NI Contribution - 9750 - Not paid by employee
VAT - 4051.51 -
Council Tax - 2787 -
Onshore Corporation Tax - 2700 - Not paid by employee
Stamp Duty Land Tax - 670.27 - only if you are buying a house
Fuel Duty - 566.08 - only if you drive
Alcohol Duty - 559.19 - only if you drink
Vehicle Excise Duty - 238.71 - only if you drive
Tobacco Duty - 189.71 - only if you smoke
License - 174.5 - for what?
Insurance Premium Tax - 156.17 - for what?
Air Passenger - 136.97 - only if you fly
Betting and Gaming Duty - 103.8 - only if you gamble

I've added in an image which may be easier to read?

To not be happy about paying this much tax
Savoury · 06/05/2025 14:46

I have direct experience of living in some of the countries above.

While the personal tax may be higher and lower in some places compared to the UK, things like expensive council tax, and privatised water, utilities and transport means the UK is an expensive place to live.

Add to that the preference for many to school privately or to pay for private health care - which is a choice of course but the health system is a shambles - it can feel like double paying.

I am a high earner and am staying put here but many I know are leaving or have left already because they are despised here, despite paying a very high rate of tax.

travellinglighter · 06/05/2025 14:50

Lasttraintolondon · 06/05/2025 11:47

Well on the other thread around benefit fraud about a third of mumsnetters said they wouldn't report it - which let's be honest is tacit acceptance it's OK to them. Then you wonder why your taxes are so high.

Ps you forgot about VAT. It's worse than you think.

Except benefit fraud is a tiny fraction when compared to tax avoidance. Sort out the tax avoidance and everyone will pay less tax.