Yesterday afternoon I was at a drive thru. Ordered my food and was told to wait in one of the bays, so I parked in the only available bay right in the corner of the car park.
Received my food and promptly went to leave. I put the car in reverse, looked in my rear view mirror, saw there was nothing there and started reversing.
Almost immediately there was a coming together of me and a van which was in the perpendicular row of spaces (see pic). Not much damage to either vehicle. Light scuff on my rear wheel arch and bit of paint off the front of his works van.
2 questions:
- Who was at fault?
- Should I report to my insuance?
For 1) I think it was a genuine 50:50 accident. His van was so big it was over the front of the space and about a foot from the side of my car. So as I'm reversing I'd have no way of telling he was moving forward. Equally given the close proximity he'd probably not easily see my reverse lights were on.
For 2) I know someone who can fix it for £150, so I'd rather do that than say to my insurance. But the guy was really pissed off calling me a stupid f*king cnt and a halfwit etc so I'm concerned I don't say anything, he tries to claim off me and how the insurance company will view that?.
Appreciate any advice.