Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think too many people are happy to live off benefits forever?

1000 replies

BritishQueue · 03/04/2025 17:51

Okay, I know this is a touchy subject here on MN, but I need to ask, AIBU to think that too many people are just choosing to stay on universal credit rather than work?

Obviously, I’m not talking about people who genuinely can’t work - disabilities, carers, etc (even though a lot of those who claim to be unfit for work are perfectly capable, and I’ve seen “carers” for people who don’t actually need any care…). But I know multiple people who are completely able-bodied and yet have no intention of ever getting a job. They say things like “it’s not worth it” or “I’d be worse off working,” and honestly, I don’t get it. I work full-time, pay tax, and yet I see people getting rent paid, extra handouts, and still managing holidays and luxuries I can’t afford. Not to mention that a lot of women think the government should subsidise their SAHM lifestyle.

I just don’t understand how it’s fair? Surely benefits should be a safety net, not a lifestyle choice? AIBU?

OP posts:
Ffsdgw · 03/04/2025 21:28

Yes. And too many men happy to steal other people's stuff instead of working for their own

Pickledpoppetpickle · 03/04/2025 21:31

SpidersAreShitheads · 03/04/2025 20:00

✅ I’ve seen it with my own eyes
✅ I know a family who have loads of kids and never worked a day in their life
✅ they’re faking their disability and I definitely know that’s true
✅ bloody foreigners claiming benefits and gaming the system
✅ tax-payers are sick of propping up scroungers and layabouts
✅ you can just pretend to look for work and you’ll get paid loads of benefits
✅ why should people on benefits get as much as me when I work full-time - I should just quit and claim benefits instead
✅women just don’t want to work
✅ I don’t mean genuinely disabled people (but then goes on to blast every disabled person they know as faking)
✅benefits are a lifestyle choice

I’m not 100% certain but I think we might have a full bingo card here?

Missing a flat screen tv and a couple of goats….

Emanresuunknown · 03/04/2025 21:33

Maitri108 · 03/04/2025 17:56

Benefits are a pittance. Less than £100 a week to live on. To qualify for Job Seekers you need to prove you're looking for work and are sanctioned if you're not.

They aren't if you are disabled. Which as it turns out, millions of people in the UK are 👌

Lucyccfc68 · 03/04/2025 21:35

SpidersAreShitheads · 03/04/2025 20:00

✅ I’ve seen it with my own eyes
✅ I know a family who have loads of kids and never worked a day in their life
✅ they’re faking their disability and I definitely know that’s true
✅ bloody foreigners claiming benefits and gaming the system
✅ tax-payers are sick of propping up scroungers and layabouts
✅ you can just pretend to look for work and you’ll get paid loads of benefits
✅ why should people on benefits get as much as me when I work full-time - I should just quit and claim benefits instead
✅women just don’t want to work
✅ I don’t mean genuinely disabled people (but then goes on to blast every disabled person they know as faking)
✅benefits are a lifestyle choice

I’m not 100% certain but I think we might have a full bingo card here?

If you know people who fall not each of those categories, you need to look in the mirror and ask yourself ‘what type of circles am I mixing in?’

I don’t personally know anyone who is in any of those categories.

I would much rather the government do something about the tax dodgers, tax fiddlers, big corporations who pay a pittance in tax and the so called non-doms who fleece us all, make a fortune from the UK public and don’t pay a penny in tax.

BlessedBeTheGroot · 03/04/2025 21:35

KitTea3 · 03/04/2025 21:26

I disagree

Tax Credits was actually a great system for people who are too disabled to work full time..it meant they could still work as many hours as they could, but still get support.

UC decimated this concept instead making people fall into one of two camps. Fully fit for all full time work, or they claim LCWRA and dont have the requirements. This is a massive fuck up on their part.

And part of why I refused to claim UC even though I can only work part time due to my disability.

Also most disabled people do not want to spend their life on benefits. When I was too unwell to work for 3 1/2 years following my last suicide attempt ALL I wanted was to go back to work even though my psychiatrist said it was highly unlikely I'd be able to. I pushed myself and I got a job, and then I signed off ESA and have been in that job for 12 years now. Yes I did claim Tax credits as it was a huge help and enabled me to keep working as much as I could. I have massively struggled financially since but I won't claim UC because if they force me into unsuitable full time work I can not cope ith the likelihood is it will lead to a mental breakdown and suicide...and even if survived that what good can I be of I then can't work at all? I'd rather work as much as I can with a supportive employer and reasonable adjustments than go the UC route even if it does screw me over financially. The lower rate of PIP I get is used for therapy that I'm unable to access via NHS. And that goes a long way to keeping me stable enough to continue working

Edited

I am on UC in the LCWRA group, and what you mentioned is what I am worried about too. The system is so binary - you are fit to work full time, or not at all
With the changes that might come in, if I am bumped off LCRWA (which I will be as I don't claim PIP) then the work search commitments alone will finish me off, let alone having to work full time too. I have only managed to work in the past with a lot of support.
My CV will have a massive decade and half gap in in, which is me trying to keep myself alive and fighting with my own head.

HaddyAbrams · 03/04/2025 21:35

UC decimated this concept instead making people fall into one of two camps. Fully fit for all full time work, or they claim LCWRA and dont have the requirements. This is a massive fuck up on their part.

This isn't quite correct. There's a middle "layer" for want of a better word. LCW. Means you get no extra money like on LCWRA, but no work commitments beyond "preparing" for work. And, as far as I know, you can work part time on it. Or so my job coach says.

SapphireSeptember · 03/04/2025 21:37

And yet all the people I know on universal credit work.

VapeVamp12 · 03/04/2025 21:37

Watch he Dispatches : Britains Benefits Scandal and it some of the reasoning becomes quite clear.

We've got to a point people are better off on benefits and there are so many hurdles / red tape to get past the government have made it difficult.

Maitri108 · 03/04/2025 21:38

Emanresuunknown · 03/04/2025 21:33

They aren't if you are disabled. Which as it turns out, millions of people in the UK are 👌

Obviously, I’m not talking about people who genuinely can’t work - disabilities, carers, etc

The OP isn't talking about people with disabilities. Irrespective, basic disability benefits aren't going to give you a luxury lifestyle.

BlessedBeTheGroot · 03/04/2025 21:38

HaddyAbrams · 03/04/2025 21:35

UC decimated this concept instead making people fall into one of two camps. Fully fit for all full time work, or they claim LCWRA and dont have the requirements. This is a massive fuck up on their part.

This isn't quite correct. There's a middle "layer" for want of a better word. LCW. Means you get no extra money like on LCWRA, but no work commitments beyond "preparing" for work. And, as far as I know, you can work part time on it. Or so my job coach says.

Yes, you can work on it.
Still the same as job seekers and not enough to live on at all.

BlessedBeTheGroot · 03/04/2025 21:39

VapeVamp12 · 03/04/2025 21:37

Watch he Dispatches : Britains Benefits Scandal and it some of the reasoning becomes quite clear.

We've got to a point people are better off on benefits and there are so many hurdles / red tape to get past the government have made it difficult.

I saw that. The people "better off" had disabilities. Have their money but have their health too.

ToWhitToWhoo · 03/04/2025 21:42

SuperGinger · 03/04/2025 18:27

Buck up and show some resilience

Let me guess, you're one of the workplace bullies?

PhilippaGeorgiou · 03/04/2025 21:42

mumofoneAlonebutokay · 03/04/2025 18:03

How many of these unhinged threads are we going to get?! Yabu 🙄

Do we get a prize if we are the closest guess?

I'm in for 6,346,728....

AngelicKaty · 03/04/2025 21:42

Whippetlovely · 03/04/2025 21:26

These stats are pointless. You mean people caught out. The stats won't show the people who don't get caught out. The government doesn't have time to check everyone's claims. The fraud rate would be much higher. The same as crime rates, most people wouldn't bother reporting their car getting broken into, phone getting stolen, low level crimes because they know the police won't do anything but it doesn't mean a crimes not been committed. It won't show in the stats though.

So you think ignoramuses guessing is more reliable than official stat's? Because "many" (the favoured word of the ignorant) is such a precise measure. 🙄

mumofoneAlonebutokay · 03/04/2025 21:44

PhilippaGeorgiou · 03/04/2025 21:42

Do we get a prize if we are the closest guess?

I'm in for 6,346,728....

😄 good guess, definitely over 6 million

BlessedBeTheGroot · 03/04/2025 21:45

AngelicKaty · 03/04/2025 21:42

So you think ignoramuses guessing is more reliable than official stat's? Because "many" (the favoured word of the ignorant) is such a precise measure. 🙄

I bet if the fraud rate was something like 15%, then no one would say anything. It is because it is so low, it seems some people just point blank refuse to believe it. The figures do not fit their agenda.

Willyoujustbequiet · 03/04/2025 21:46

BritishQueue · 03/04/2025 17:55

I’ve seen it with my own eyes.

So your source is "Trust me bro"

Overhaul54 · 03/04/2025 21:48

People always do whatever works. Regards of politics or system or footpath. It’s human nature.
If you live in a lovely leafy town it can be in your interests not to stick out as a twat milking the system ( in whatever way including profiteering/ tax evasion etc). If you live on min wage it’s handy to have a cash in hand job.
If you get benefits it’s sometimes more financially beneficial to stay on them.
Why would people chose to be worse off financially unless there was some other incentive?

sunights · 03/04/2025 21:51

Hi OP, I live in SE (Brighton and Hove) and see so many ppl in part-time work receiving Universal Credit plus Housing Benefit who are in line for significant inheritances and have credit cards that paid each month by well off parents. There is zero incentive for them to change their circumstances - and it all just feels like a massive scam.

Edited to say that by 'see' I mean that I personally know through school and friends of friends. They don't boast but don't try to hide it either. It's like they think its just normal / OK down here ??

ClarafromHR · 03/04/2025 21:51

Frequency · 03/04/2025 17:57

I do not know a single person who has never had at least one job in their life and I live in a shithole known for being one of the poorest areas in the country with few employment opportunities.

I do. A local family - the woman has never held a PAYE job but manages to cadge all the benefits while working cash in hand cleaning. The husband quit his full time job when he moved in as it would have ruined her claim. I have no idea how they get away with it. Neither is disabled.

NewToYou · 03/04/2025 21:53

People on here asking for proof off Op 😂open your eyes. Look around you you’ll see it everywhere. Yes, it’s a generational thing & tips are passed down like family heirlooms.

Whippetlovely · 03/04/2025 21:53

It's always the middle class lefties that come on here and say those anecdotes don't count. What kind of gaslighting nonsense is that. You are told things you see with your own eyes are not true! Just because, darlings, in your middle class bubble you don't see and mix with those on benefits doesn't mean it doesn't exist. Us Working class people that see it day in day out, both parents picking up and dropping off to school because they don't work. People working the minimum hours and getting the rest topped up. Getting their turkey teeth done but the kids on free school meals. It very much does happen. We are more pissed off than you because we go to work do the right thing don't claim benefits and everyday see people taking the absolute piss. So stop telling us what we say isn't true because some stats say so, those stats that give the fraud rate aren't right because it only shows the percentage that have been caught not the ones that haven't. The system is also set up so people are better off to work less hours and get top ups. The more they work the less they get topped up. Those people aren't commiting fraud just using the system that's allowed them to do this. So yes the benefits system does need a big overhaul. No one is upset with those who fall on hard times but it should be to help people into work not to sustain a lifestyle of doing the bare minimum.

BlessedBeTheGroot · 03/04/2025 21:55

NewToYou · 03/04/2025 21:53

People on here asking for proof off Op 😂open your eyes. Look around you you’ll see it everywhere. Yes, it’s a generational thing & tips are passed down like family heirlooms.

I don't know about you, but when I look around at people I don't get info on their financial situation.

BlessedBeTheGroot · 03/04/2025 21:56

ClarafromHR · 03/04/2025 21:51

I do. A local family - the woman has never held a PAYE job but manages to cadge all the benefits while working cash in hand cleaning. The husband quit his full time job when he moved in as it would have ruined her claim. I have no idea how they get away with it. Neither is disabled.

She still works, albeit cash in hand.

beesandstrawberries · 03/04/2025 21:56

You have no idea how hard it is to be on benefits if you haven’t got disabilities etc. My parents are on universal credit as my mum is disabled and my dad’s wage isn’t a lot so they get a top up. He’s self employed so his hours vary and often this means universal credit are on their case constantly.

so I cannot imagine people who have no limitations or disabilities trying to live off of universal credit ‘forever’ - you physically can’t with them on your case telling you to look for work. Again, my brother got made redundant and had to go on uc - they deemed him not looking for work enough so sanctioned him and his pay for a few months. It’s impossible unless you have limited capability on their for either you or your children, which again is disability - you cannot live off uc without a reason.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.