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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Rather then cut certain benefits why not means test them?

147 replies

cadooyahoo · 16/03/2025 15:35

I know someone who imo does not get enough support for their disability (they are blind) & am aware many disabled people live in poverty so I don't think we should cut benefits. Wouldn't it make more sense to means test PIP, DLA & AA?

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TigerRag · 16/03/2025 16:38

RedHelenB · 16/03/2025 16:35

Instead of money perhaps it should be given as aids or services.

And cost more money? The government did suggest a catalogue of aids for disabled people to choose from. But when we all have different needs how will that work?

cadooyahoo · 16/03/2025 16:38

@LongDarkTeatime why do you think we don't do that?

we already tax higher earners in line with other European countries, it's middle earners who pay less here.

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Ritzybitzy · 16/03/2025 16:40

cadooyahoo · 16/03/2025 15:38

But we means text child benefit, wfa now. Could they not align it with another benchmark? Clearly we need an overhaul of the tax system. It seems silly to not means test because it's hard to do & instead cut them.

Child benefit is not means tested.

cadooyahoo · 16/03/2025 16:40

@Punishmentforthis

Of course it is relevant when people are suggesting means testing disability benefits.

why is it relevant that you worked hard?

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AirborneElephant · 16/03/2025 16:40

cadooyahoo · 16/03/2025 16:24

Means testing destroys incentives to work

So why means test anything?

I’d rather not to be honest, I’m a fan of a minimum basic income with absolutely no top up benefits. But to make the maths work it needs to be set at a very low subsistence level, and then all the whataboutary starts, and very soon it’s unaffordable.

cadooyahoo · 16/03/2025 16:40

@Ritzybitzy you know what I mean. If you earn over 60k you have to start paying some back

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childofspace · 16/03/2025 16:40

MisoSalmonForLunch · 16/03/2025 16:24

Means testing destroys incentives to work. If you get UC you already have limited incentive to work because your UC is withdrawn by 55p for every pound you earn, so on top of tax and NI that means you might only get to keep 15p for every pound of marginal earnings. If you means test PIP and other benefits as well then people on PIP and UC together could face marginal tax rates of over 100%, ie making them better off out of work than in. That’s obviously bad for everyone.

But UC claimants are always told they are better off in work ….

cadooyahoo · 16/03/2025 16:42

@AirborneElephant Interesting, I do think there would be too much arguing about basic income. I just think means test everything not some things.

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childofspace · 16/03/2025 16:42

Seems that the majority want to protect wealth rather than the most vulnerable in society. You’re only valuable on Earth if you’re an economic asset and contributor !

Ritzybitzy · 16/03/2025 16:43

cadooyahoo · 16/03/2025 15:55

Could they align them with the child benefit charge eg if your income is over 80k then you don't get DLA or PIP

Why though? What logic is that. PIP / DLA is to offset the costs associated with disability. Those costs don’t change because people are wealthy. But also have you looked at the actual demographic of those claiming. They aren’t earning that kind of money bar exceptional cases. So you’re introducing a costly programme to manage a benefit that’s not meant to be an income in the way you’re describing that won’t actually save money.

cadooyahoo · 16/03/2025 16:43

I would love to live in a country where income
didn't matter and things like disability benefits and chins benefit were universal but we are not a rich country & are only going to get poorer with changing demographics

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LongDarkTeatime · 16/03/2025 16:44

cadooyahoo · 16/03/2025 16:38

@LongDarkTeatime why do you think we don't do that?

we already tax higher earners in line with other European countries, it's middle earners who pay less here.

I think we’re comparing apples and pears.
The headline tax rate is not what very high earners pay.
There are numerous ways to avoid paying a proportionate rate of tax. One section of my family is in banking (and not the high street kind), and is proud of how they pay next to nothing. It is normal in those circles.

cadooyahoo · 16/03/2025 16:45

@LongDarkTeatime well we don't tax wealth in line with income but wealth tends to be more mobile and the general public are not fans of increased CGT or IHT.

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woolflower · 16/03/2025 16:45

cadooyahoo · 16/03/2025 16:33

You also need to consider that at the £100k point their parents have lost; all child benefit, tax free childcare, your 30 free hours, they are paying a minimum of £30k a year in tax, and if they have a severely disabled child their partner is unlikely to be working or will be working very part time. At this point their take home would be less than that of a family on average salaries, and they’ll still remain as a net contributor to the system.

But why means test child benefit, free hours, tax free childcare?

I would argue the issue with 100k is losing the personal allowance, that should be increased.

Because having children is a choice that sensible parents financially plan for. Having a child with a disability isn’t.

People plan to have a child, so set up a family home, and save in order to cover maternity leave and nursery fees. With the view that after the early years theyll be back at work. B it they don’t plan for a disabled child, that means having to give up a career to care for them, they don’t plan for the cost of specialist equipment or for an adapted vehicle.

Punishmentforthis · 16/03/2025 16:46

cadooyahoo · 16/03/2025 16:40

@Punishmentforthis

Of course it is relevant when people are suggesting means testing disability benefits.

why is it relevant that you worked hard?

Not sure whether you are really struggling to comprehend this. I think you are just being goady so I’ll leave it there.

cadooyahoo · 16/03/2025 16:46

Great contribution!

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LongDarkTeatime · 16/03/2025 16:50

cadooyahoo · 16/03/2025 16:45

@LongDarkTeatime well we don't tax wealth in line with income but wealth tends to be more mobile and the general public are not fans of increased CGT or IHT.

If you have millions CGT and IHT are easily avoided under current regs.
Start by making Amazon and the other multinationals pay appropriate tax.

cadooyahoo · 16/03/2025 16:52

@LongDarkTeatime you need global initiatives for that, governments want business investment & jobs in the country. It's unrealistic to think we will change our economic model.

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Nottodaythankyou123 · 16/03/2025 16:53

Game0fCrones · 16/03/2025 15:39

It would take an army of competent administrators and would take an enormous amount of time and effort.

This! I saw somewhere that a proper overhaul of the benefit and tax system would take 10-15 years to be done properly. Unfortunately we have 5 year election cycles which means short term headline “wins” trump sensible boring very long term policies

Ritzybitzy · 16/03/2025 16:55

cadooyahoo · 16/03/2025 16:40

@Ritzybitzy you know what I mean. If you earn over 60k you have to start paying some back

Why though? That still means the disabled family is disadvantaged compared to the family who is not. The whole point of DLA and PIP is to level the playing field and offset the cost of a disabled family member / disability. Even if person A earns 80k if person B cannot work the household is still worse off. You seem to be missing the point entirely of disability benefits.

JohnTheRevelator · 16/03/2025 16:56

Because it would put so many people back into poverty.

cadooyahoo · 16/03/2025 16:57

I think you are misunderstanding. I understand why disability benefits are not means tested. However in a situation where they are facing potential cuts I think means testing is better than blanket cuts. You don't agree, fair enough.

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Ritzybitzy · 16/03/2025 16:57

You’re missing it still. Means tested benefits are in place where it’s a benefit related to income. Clearly you have to means test those.

Non means tested benefits like DLA are nothing to do with income. Disability costs what it costs regardless of what you earn. And in reality disabled families are disproportionately worse off. Not just in the immediate term but long term as well. Why are you advocating going after the most vulnerable members of society for what in reality is pennies?

cadooyahoo · 16/03/2025 16:57

Because it would put so many people back into poverty.

But so will cuts!!!!

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cadooyahoo · 16/03/2025 17:03

Non means tested benefits like DLA are nothing to do with income. Obviously because it's not currently means tested. We had other benefits that were universal but now aren't eg child benefit, wfa.

Why are you advocating going after the most vulnerable members of society for what in reality is pennies?

But I'm not saying this, if the government does choose this I think means testing is better than blanket cuts. Imo it's the lesser of the two evils. You disagree as I said.

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