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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that people who say “money doesn’t matter” always have money?

94 replies

ByCheekyDreamer · 09/03/2025 22:07

Only people who have never been broke believe that financial security isn’t one of the most important things in life.

OP posts:
strappyshoe · 10/03/2025 15:03

If hypothetically you were offered a million pounds in exchange for your husband, children, parents etc dying, surely you wouldn't take that deal!?

That's not the same comparison though. The question should be your parent is going to die would you like to receive an inheritance or not.

Itssofunny · 10/03/2025 15:11

Sure, that's why I wrote that we were lucky that there was enough money for funeral costs etc. I do agree that money helps in bad situations.

However, the poster I was quoting wrote "Win or inherit enough money to kiss goodbye to a job you hate , escape a shit relationship and shit neighbours ..."

That really sounds like the poster would prefer having an inheritance (meaning a loved one dying) over putting up with bad neighbours or a difficult job. Crazy.

Edited to add: to put it in simple terms, who would you prefer to be: Harry Potter, with lots of wealth and fame but growing up without parents; or Ron Weasley, with no money but a large loving family.

strappyshoe · 10/03/2025 15:14

I didn't read that in what they said..

PassingStranger · 10/03/2025 15:15

ByCheekyDreamer · 09/03/2025 22:07

Only people who have never been broke believe that financial security isn’t one of the most important things in life.

It isn't, your health is. Without your health you can't enjoy your money.

strappyshoe · 10/03/2025 15:15

I personally would rather an inheritance if a parent died vs no inheritance. That's not the same thing as saying I want my parent to die...

strappyshoe · 10/03/2025 15:16

It isn't, your health is. Without your health you can't enjoy your money.

Money is linked to health though hence why rich areas have higher life expectancy

Itssofunny · 10/03/2025 15:23

strappyshoe · 10/03/2025 15:15

I personally would rather an inheritance if a parent died vs no inheritance. That's not the same thing as saying I want my parent to die...

Except your original post says: money can fucking buy happiness, for example inheriting enough money to kiss goodbye to a job you hate...

So sure, I agree that if a relative has to die then it's easier to have an inheritance than to be struggling with money along with grief.

Getting an inheritance doesn't make most people happy, though, especially if the person died young. It makes a terrible situation a bit easier to deal with, but the happiest would be to avoid the terrible situation in the first place.

PassingStranger · 10/03/2025 15:24

There are lots of people with wealth who can't enjoy it for health/mobility/mental health issues.

When you've got money and health together now that's ideal.

bettydavieseyes · 10/03/2025 15:25

I've only ever heard poor people say it. People with money seem to think it matters a great deal. We must move in different circles!

Praying4Peace · 10/03/2025 15:26

Showerflowers · 09/03/2025 22:11

I agree. Family member who's never experienced real hunger, worried about how they will pay their rent, have never gone without and had an idyllic childhood loves to spout on about money not being important, it's all about family. All while watching her family struggle with issues that money could solve. Including stopping their own daughter from becoming homeless after they fled a violent marriage. Money that they actually had but liked to sit on while watching people suffer.

SPOT ON!
Thank you fr summarising my views

strappyshoe · 10/03/2025 15:28

@Itssofunny it wasn't my original post...

Getting an inheritance doesn't make most people happy, though, especially if the person died young. It makes a terrible situation a bit easier to deal with, but the happiest would be to avoid the terrible situation in the first place.

Who would argue that losing a loved one is not a terrible thing? But I absolutely think an inheritance helps deal with the fallout.

Itssofunny · 10/03/2025 15:31

strappyshoe · 10/03/2025 15:28

@Itssofunny it wasn't my original post...

Getting an inheritance doesn't make most people happy, though, especially if the person died young. It makes a terrible situation a bit easier to deal with, but the happiest would be to avoid the terrible situation in the first place.

Who would argue that losing a loved one is not a terrible thing? But I absolutely think an inheritance helps deal with the fallout.

Sorry, yes, the post I first responded to was by @CrumpledInkBlott

Praying4Peace · 10/03/2025 15:32

Never2many · 10/03/2025 09:43

See also: money can't buy happiness....yes it fucking can. no it really can’t. Look at how many women are trapped in relationships where the partner is a high earner and they have nothing so can’t afford to leave. Is that money buying them happiness? Absolutely not.

Look at the number of wealthy celebrities who have more money than they can spend and who lurch from one disasterous relationship to the next.

There is surely middle ground between money is everything and not having money is nothing.

Financial security absolutely is important, and everyone should be in a position to be financially secure.

But equally it’s not money that makes you the person you are. And neither does money prevent people from suffering loss and bereavement and going through emotional hard times. Or do people think that if they’ve got money they’re not affected?

So they can afford better care and the funeral and the treatment. But the very fact that they clearly don’t get any sympathy or empathy from those who don’t have the money to buy these things just isolates them more.

My ex DH is on a 6 figure salary. We could afford holidays and expensive jewellery and a big house, but I was miserable.

Now I earn £23k and while sometimes it’s a struggle, the superficial that is money genuinely isn’t important. That doesn’t mean that money isn’t important, it clearly is. But financial isn’t the only kind of hardship that exists, and it’s frankly just as narrow minded to think that money is everything than it is to think that it isn’t.

Thank you. I have been in a position where I had no nappies for my son and couldn't put heating on, lived on bread for days. Now, I am financially OK and don't have to worry about food and bills. But I have a painful emotional family situation that is always with me and all the money in the world can't solve it.
That said, I appreciate how fortunate I am that I will never go hungry or need to be cold again and can afford holidays

coldcallerbaiter · 10/03/2025 15:38

Generally I agree with op but what people believe is not necessarily what they say out loud - actually have come across lots of people who do not have much who say it doesn’t matter. Maybe they are covering for their lack of funds idk. Often people project their envy of others by saying they wouldn’t want that stuff anyway, seen that from certain people and they are actually seething I know someone who did not get a rightful inheritance and their family member said well it wouldn’t have made them happy (err yes it would) just because the family member had very little themselves.

coldcallerbaiter · 10/03/2025 15:41

Doingtheboxerbeat · 09/03/2025 22:24

Freedom, choice , security and good health is all I want and I know money can solve all that .

Agreed apart from certain illnesses. I have known a several people whose millions could not save them from dying young.

9fthighfence · 10/03/2025 15:44

My great aunt used to say she’d never want to win the lottery as it’s too much money, it’s greedy having that much. She inherited a lot and died with over £1.2M in the bank.

I’d love a couple of million so I could buy a house for each of my kids and pay off the mortgage but I must be greedy!

coldcallerbaiter · 10/03/2025 15:52

Why do people who leave no money for a funeral expect one? Why do relatives pay if they are in a tight spot? I have seen a number of posts re this on the thread. What’s the minimum cost of a crematorium and you just scatter?

faffadoodledo · 10/03/2025 15:56

Perhaps some wealthy people say that because there's something else in their lives that is badly wrong (like a health problem for a child). They can then, with honesty and perspective say money doesn't matter; they'd trade that money for the other problem to be solved.

coldcallerbaiter · 10/03/2025 16:01

CeeJay81 · 10/03/2025 07:49

Yep def, as someone who's never had much. I don't want to be rich just comfortable. I'd much rather have a world where everyone has financial security and a reasonable standard of living than one with billionaires and extreme povery. If I had an extra 25 to 30k a year, i'd feel to much more relaxed and happier.

If riches were capped, there would be no incentives for individuals to create businesses, invent and innovate. Exceptional individuals need that scope and the incentive and to be able to pass it to their family.

CrumpledInkBlott · 10/03/2025 16:35

coldcallerbaiter · 10/03/2025 15:52

Why do people who leave no money for a funeral expect one? Why do relatives pay if they are in a tight spot? I have seen a number of posts re this on the thread. What’s the minimum cost of a crematorium and you just scatter?

It usually comes out of the deceased estate or the family pays or the state pays . This is why direct cremation is so popular now . It's around about a thousand pounds for that . I think people are not so sentimental about funerals anymore or worry what people think of them for not giving the deceased a good send off .

CrumpledInkBlott · 10/03/2025 16:41

I think a lot of people confuse money bringing happiness as having money and being able to afford material things such as flash jewellery and clothes . It is not . Stuff does not make you happy but having enough money not to worry about the mortgage and bills does bring happiness because it reduces stress levels and gives you choices in life that you can use to make your life happier.

JadeSeahorse · 10/03/2025 16:50

I definitely agree!

All the years DH and I worked, although we were both senior managers, our respective industries offered little in the way of job security. We had many scary times, sleepless nights and I vividly recall one summer during the late 90's where I had walked out of a bread winning position following months of bullying and DH was then made redundant from his PT teaching job - he was main carer for our severely disabled DD. Thankfully, I managed to negotiate £20k out of my previous employers but otherwise we had no income. We had 3 months of virtually not sleeping worrying we may lose our recently purchased home.

Almost 30 years later we are both retired, mortgage free and financially set for life thanks to sensible pensions and some healthy investments once we were both back earning.

The feeling of being able to go to bed every night never having to worry about a bill ever again is priceless and certainly gives you a much different perspective. Our NDN last year mentioned they needed some work doing to their house and it was going to cost around £8k. My initial unspoken thought was why don't they just have it done and then had to sharply rebuke myself and remind myself most people would have to save hard for that amount.

DancingLions · 10/03/2025 17:08

CrumpledInkBlott · 10/03/2025 16:41

I think a lot of people confuse money bringing happiness as having money and being able to afford material things such as flash jewellery and clothes . It is not . Stuff does not make you happy but having enough money not to worry about the mortgage and bills does bring happiness because it reduces stress levels and gives you choices in life that you can use to make your life happier.

See I even disagree with the "stuff doesn't make you happy" part.

I'm not interested so much in jewellery or clothes. But I now have money to buy hobby stuff I couldn't have afforded when I was poor and I feel very happy doing those hobbies and using that stuff!

I'm a maximalist and love buying things for my home. My home makes me very happy, I miss it when I'm not here! I've lived in a minimalist home because I couldn't afford anything and used to dream of having a home like the one I have now. My dream came true and it's filled me with happiness! It continues to do so every day.

These things aren't short lived or a waste. I enjoy them constantly.

Regretsmorethanafew · 10/03/2025 17:16

CrumpledInkBlott · 10/03/2025 16:41

I think a lot of people confuse money bringing happiness as having money and being able to afford material things such as flash jewellery and clothes . It is not . Stuff does not make you happy but having enough money not to worry about the mortgage and bills does bring happiness because it reduces stress levels and gives you choices in life that you can use to make your life happier.

Nah. Stuff totally makes you happy. Having nice clothes that fit and flatter you makes you feel good, having nice jewellery, your hair cut and highlighted , it absolutely makes you happier than having none of those things.
Being able to afford nights out, meals, holidays...it all makes you happy.
I repeat...money absofuckinglutely buys happiness.

Regretsmorethanafew · 10/03/2025 17:20

faffadoodledo · 10/03/2025 15:56

Perhaps some wealthy people say that because there's something else in their lives that is badly wrong (like a health problem for a child). They can then, with honesty and perspective say money doesn't matter; they'd trade that money for the other problem to be solved.

More nonsense. Money matters, it buys you private healthcare, specialists, even the ability to travel for treatments.

People are getting the equation wrong...it's not rich or healthy, life doesn't work like that. The question is what's better, rich and sick or poor and sick? Cos ones a fuckton better than the other

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