Living alone is tough financially

[Addictedtofizzydrinks34]

If you have a mortgage or rent a home alone..maybe different if you're mortgage-free or perhaps only renting a room or something.
You have to make sure you can afford everything each month. If anything breaks/needs repairing, you foot 100% of the bill. All renovations are paid for solely by you.
You have to make sure you have money aside for various things.
Living alone has many advantages, but financially it's tough and I'm not sure I can do it for much longer. It's stressful unless you have a lot of savings I think.

Nothing at all? Not even child benefit?

So what are you suggesting? That single people should be subsidised and get all the benefits of living alone without any compromise from their expectations?

I think people are saying people shouldn't be punished for leaving an abusive relationship or becoming a widow. Living alone is very rarely a choice it's usually unfortunate circumstances

Are you always so unpleasant? At least stop lying. Your children at least will be getting their opticians and dental care on the NHS so you aren't paying 4 sets of those. You're buying the school uniforms and additional food because you chose to have children. I did not chose to be single. I would love to be married but unlike you, I haven't been lucky enough to find a decent man who wants to marry me. Oh, and if you are buying school uniform them your children are school age and your spouse can go out to work and bring in a second income. You don't have to rely on 1 income, that again is a choice you are making. Must be nice to have that luxury.

No. Immigrants don’t get child benefit. NRPF.
by the time I could claim it having ILR, they were too old (over 12)

I think it's a shame you didn't go for the house share option @SugarandSpiceandAllThingsNaice . You would have been fun to be around in the morning. Or any time!

So instead of having a sensible discussion @SugarandSpiceandAllThingsNaice
would rather just respond with laughing emojis on people's post. Like I said, an unpleasant person.

Rich you call me unpleasant but then accuse me of “lying”. My spouse was a SAHP for 15yrs, this is not a lie. It is the truth. Ask other parents of kids with SEN how easy it is to have dual incomes back when the govt provided no free childcare and no subsidies. Even today, a child of immigrants doesn’t get the same as a British child.

Surely this thread is just suggesting that living alone comes with difficulties. Complete financial independence can be scary. Food packaging having two portions can be annoying.

Why does it need to be a competition of who is the worst off? Why are people who live alone not allowed to complain? There’s plenty of space for single parents etc to complain on here, and no one begrudges them it. Life can be bloody hard no matter your circumstances.

How else to respond to people calling me a liar- like you have done? Like you’re up for a sensible discussion. When you start name calling, you have indicated you are not interested in a sensible discussion.

Have you tried meditation?

Love this expression "like flying business class, it's expensive but definitely worth it"!

And, I hear you, OP.

I rent, so don't have the worry of paying for a new roof or boiler, etc, but I am working 2 jobs, working 7 days a week and trying to save as much as I can to get a deposit together so I can buy somewhere on my own.

I've been married, I've done flatshares. I'm done with both!

In this past week, I also applied for a 3rd job because clearly I'm out of my mind 🙃

It is hard for sure, but fuck me. Living with a violent man was so much harder and every time I read threads on here about the terrible relationships that other ladies are in - living with an awful, abusive man - I shudder because I know what it's like and how difficult it is to extricate yourself. Even when I'm bone tired, no part of me would consider for a second, to swap my expensive solo life for what I had - you could offer me a billion pounds and I'd say no thanks.

I'm single and live alone, previously was a single parent. Definitely had more coming in financially as was eligible for WTC and CB, obviously had my Dd to pay for too. As a DD has now flown the nest finances are super tight, and that's with working more OT and pay rises.

Do I want to move into a house share whilst I'm approaching 50? Erm, no not really! 😅 I don't want to snag myself a man just to help out with the bills either.

I wasn't saying you were lying about the sahp bit. Read again. It's about the NHS care.
And why should a child of two immigrant parents get the same as a British citizen? Isn't the healthcare and the education enough?

Thanks for clarifying. You sound a bit bitter.

im not easily offended but some of your comments were borderline and with your further detail now im fucked off.

I have my wage to support me and only me yes. You had your wage to support your husband and the children you had out of choice. You worsened your financial position by choice.

it would be irresponsible for me, single, all the wage to just me, to now choose to have children and a) not be able to make ends meet and b) to not be able to give me child(ren) a quality of life I’d like them to have.

your comments are so ignorant. “To support little old you” in my situation I was with someone sharing all bills, he left due to abuse, now all bills are for me, but for my own wellbeing and safety I’m now doing it alone.

you had it tough, I’m not disputing that but please don’t make out like you had it worse than everyone else. There’s even people worse than me on my own, on the streets for example.

it’s all relative, yes you may not have had any additional help ( I don’t either because unemployed with kids seems to be the qualifier) but back in the day, mortgages, rents, cost of living, poll tax was less.

please try to not think you are the only person that has / had it hard. Most of us are a wage slip away from the streets!

You don’t have to be in a relationship to live with another person or persons. You can be a lodger, or do a house share. That may be beneath you, but that’s a choice.

I am long term single. I am better off than a single parent trying to support children and not able to work full time. I am significantly worse off than a couple who each earn half my wage. The taxation system makes damn sure of that. Happily I am able to work in a poorer part of the country, making housing costs more affordable.

You need to give your detailed income and expenditure for anyone to have an opinion. I'm in a relationship and could easily afford the expenditure if I was single.

That's a wholly different argument though.

People who earn more can afford more, sure.

Being single without dependents doesn't stop you earning well, indeed it's advantageous compared to those raising children.

But all things being equal, (ignoring the advanages that single people have that helps them earn more) a single person paying for one person expenses is worse off than a couple, no children pooling money, yes.

But better off than a single parent paying for 1, 2, 3, 4 or more children

And better off than a couple where only one person is able to work.

And better off than a couple where only one adult works and one adult provides childcare for 1, 2, 3, 4 or more children.

And better off than a couple where both adults work and they are supporting 1 or more children.

Probably also better off, if working, than retired people relying on state pension, disabled people on benefits, those without jobs....

So in the various family types, one person supporting one person is more fortunate than pretty much every family type apart from couples without children.

Yet on and on and on they whinge about how hard done by they are...

Yes in theory, but if you marry a lazy workshy man, like my sister in law did, you find yourself working to support 2 children and the feckless husband. I've no idea why she put up with it.
I agree with you that in most cases it's a choice to have a SAHP.

"But go ahead and cry your tears….poor you all your money has to go on just you. Only you." This is how you responded to another poster. You don't get it. You chose to have two children. Not everyone chooses to be single. Your income had to stretch because of your own choices. And yet you are so nasty about people recognising that single people face higher costs per adult.

You're not unreasonable, it certainly can be difficult. It's also difficult for many couples with children. I can remember being very hard up for a long time during that period.

Life is difficult for everyone but when you are on your own, you have to find all the money for everything yourself which is different to being a couple.

However it doesn't last, op, things will improve.

And where exactly would I be storing all my furniture? Am I just throwing it all out then? 🙄

House shares are great for students, or people in their 20s, or those moving around for jobs. Less so for those who've already raised families and have basically a whole house full of stuff, and possibly pets.

Ah ha ha ha
what makes you think I was irresponsible and chose to have children with just one income? I suppose we chose to be bombed out of house and home and to be refugees, and we chose to have children that were born with SEN so we could have just bashed their heads in with a rock instead of choosing one of us to take care of them and the other to work.

I am not saying I have it worst, I am disputing those saying single people who only have to pay for themselves have it worst. They barely have it hard. I have a very small violin for single people with no kids 🎻

Wow your rude. A house share isn't always possible. It's not about it being beneath people it's about the realities of life for e.g. a person who has managed to escape an abusive relationship, possibly traumatised, possibly suffering ptsd, it wouldn't be appropriate for them to live with strangers.
If I become single in the future and when my kids move out I wouldn't be able to houseshare as I have bpd, it just wouldn't work. You seem to think your the only one with problems and have very little grasp of the real world