To feel utterly fed up and want to give up (a money one)

[Huppli]

I’m in a really intense job which means I’m logging into work most evenings and some weekends. I am paid reasonably well for this (70k). However, I cannot get ahead with anything. Me and ex DP share everything financially for DD, he often pays more for big items like new bed or things like that. He earns more. So there’s no issue on that front. But I literally cannot get ahead with anything. I save 150 a month and it seems pointless, it’s not even 2k a year! I will never be able to buy a home and my rent is 800 a month for a very small two bed house. I just want to give up. The 2k will be used for a holiday for dd but obviously that will be on a budget as flights are around 400 plus. I never ever have anything for myself as I just can’t justify it. Yet here I am working to the bone. I want to go off sick or just give up. Just having a rant really. Anyone else feel the same? Am I doing something wrong?

Are you serious? If you save 9k a year for 4 years that’s 36k. And that’s just the saving on nursery fees- you should be able to save more. That’s a house deposit on a £300k flat or house. Even in London in most places you can get a 2 bed flat for that and if you can’t afford it you move to a cheaper place. How do you think anyone affords anything, ever?

I think many feel the same OP.

You will, of course, get people on here telling you that 'you earn loads and should be grateful' etc but in the real world many know and understand how you feel: you will be taxed lots and high NI and hardly see much. A huge issue in England right now is that MANY feel the same and it it really bad for society as due to wage stagnation, rising costs and housing being so expensive many feel disincentivised to work.