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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to be affected so much by it

82 replies

ForTwinklyMintSeal · 04/03/2025 13:52

Name changed for post.

Cost of living is brutal i on a good salary of £27.1k per annum near Coventry and i am a single on my own no children and I checked not eligible for any benefits and Im struggling.

mortgage goes up soon due to rates energy food and water will probably go up soon too

its sucking all the joy out of life i struggle to sleep worrying about it and its affecting my performance at work to but they are making redundancies

aibu to be worrying about it so much

OP posts:
Comedycook · 04/03/2025 16:47

Devilsmommy · 04/03/2025 16:38

My DH is on just above minimum wage and gets 27,500 pa. His is the only wage coming in so thats 2 adults and a toddler getting by on that. Surely you can save money somewhere?

Surely you get top up benefits if you have a child?

offmynut · 04/03/2025 16:48

Im so glad its just me i live alone no pets or kids i get by very well and lucky to be living comfortable.
But can only imagine what its like for family`s at the moment with school payments uniforms bills food cost runing the car and everything still going up etc it sounds so hard.
Only hope it gets better in the long run.

SeaShellsSanctuary1 · 04/03/2025 16:52

namechangeGOT · 04/03/2025 14:30

I'm sure you mean well but OP is upset and worries about the joy being sucked out of life so I don't think a second job is going to help her mindset. How long should she have this evening/weekend job? The rest of her life? When does she, you know, live?

That's just your interpretation though, I had a second job in my early 20s and did it for 5 yrs. Why? Because it stopped me spending money and more importantly I really enjoyed it.

I met some great people and it was a total contrast to my day job. Minimum wage but it bridged the gap that I needed/wanted.

ValentinesGranny · 04/03/2025 17:48

Your tax and NI on your wages wouldnt fund what you take from the system, let alone fund anyone else's child benefit.
My two DS earned more than you still living at home aged twenty. It's not a good wage, especially to fund the buying of a house. DS1 who bought (much further North than you) with his then partner after saving a 20% whilst living at home. They bought in 2019 with a combined salary of £60,000. Our other DS is still saving at home and wouldn't even think of looking earning £27,000 a year, although he's only twenty, so no rush.
I don't know anyone who owns with a mortgate on such a low income that is under 60. The average house price here is now £240,000. It was £200,000 (which DS1 paid for his house) in 2019 when DS1 bought.
I'm not surprised you're struggling on such a low single income household.

FairKoala · 27/07/2025 13:06

namechangeGOT · 04/03/2025 14:30

I'm sure you mean well but OP is upset and worries about the joy being sucked out of life so I don't think a second job is going to help her mindset. How long should she have this evening/weekend job? The rest of her life? When does she, you know, live?

Depends on the job. I love chatting to people and working behind a bar or doing big events etc
Can be done just at the weekend

Elmaas · 27/07/2025 13:18

OP, strongly recommend you look into a lodger.
Ask for advice on here as to how best to protect yourself with exactly how to do it.
Those that think about it and have rules about visitors, kitchen use, shared spaces, heating, have greatest success.
Also some lodgers only stay during the week which can be very successful.
Make your home work for you.

Turmerictolly · 27/07/2025 14:24

Get a lodger. You can advertise and meet the person and ask for references. Coventry has an airport and students so it should be fairly easy to find someone. You can set the parameters for the kind of person you want ie; only female etc. you could even advertise for just a Monday to Friday let.

Once some of your mortgage is paid off and you get a higher paying job by promotion or switching careers then things will get better.

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