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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think adding more child benefits is a pointless and futile policy?

189 replies

MelissaExplainsItAll · 27/02/2025 10:30

https://www.theguardian.com/society/2025/feb/26/parents-under-fives-could-be-exempted-two-child-benefit-cap-uk

I think child poverty would be better relieved in ways other than giving the parents more cash.

For example:

  • better funded breakfast and after school clubs
  • better funded nursery hours (banning top up charges)
  • expansion of free school meals
  • better school funding
  • direct funding of school holiday clubs

AIBU?

OP posts:
verycloakanddaggers · 27/02/2025 13:51

Oh this thread is bollocks.

Child Benefit is a pittance but on principle should be paid.

I support this policy proposal, because I oppose child poverty.

verycloakanddaggers · 27/02/2025 13:53

offmynut · 27/02/2025 13:50

Ive been saving from the age of 16 its not hard to put a bit a side every payday.
It soon builds up over the years.

Hmm

You have to have spare in order to save.

Many people don't have spare.

verycloakanddaggers · 27/02/2025 13:56

Araminta1003 · 27/02/2025 13:51

From a child’s point of view, it is better to be born into a well off family. So they should be encouraging well off families to have more children by offering tax incentives out of wages. That would be in the best interest of the actual children born.
Encouraging poorer people to have more kids and then cutting benefits at 5, is just cruel both on those children and families.
And the big one is of course making men who have kids pay for their kids, not society. Contraception is widely available, if you choose not to use it, you pay.

This is nonsense, just prejudice and money-grabbing dressed up as 'policy'.

Mrsttcno1 · 27/02/2025 14:00

verycloakanddaggers · 27/02/2025 13:51

Oh this thread is bollocks.

Child Benefit is a pittance but on principle should be paid.

I support this policy proposal, because I oppose child poverty.

The fact you are talking about child benefit makes me think you actually don’t even understand what this policy is about enough to support it or not.

There is no limit on the amount of children you receive child benefit for.

The policy is about the child element of Universal Credit, which is a totally different thing and does have a 2 child limit.

x2boys · 27/02/2025 14:04

verycloakanddaggers · 27/02/2025 13:51

Oh this thread is bollocks.

Child Benefit is a pittance but on principle should be paid.

I support this policy proposal, because I oppose child poverty.

But we are not talking about child benefit, that's NOT limited to two children
It's the child element of universal credit ( and tax credits For those still on them that's limited to two children.

verycloakanddaggers · 27/02/2025 14:06

Mrsttcno1 · 27/02/2025 14:00

The fact you are talking about child benefit makes me think you actually don’t even understand what this policy is about enough to support it or not.

There is no limit on the amount of children you receive child benefit for.

The policy is about the child element of Universal Credit, which is a totally different thing and does have a 2 child limit.

Edited

Oh apologies, I was typing distracted and didn't read properly!

I am in favour of the two child benefit cap being removed. It's a small number of people, the evidence is the money all gets spent, it will lift families out of poverty.

I was opposed to the introduction of the cap.

Wildflowers99 · 27/02/2025 14:08

Itisbetter · 27/02/2025 10:48

So basically you feel that poor children should be cared for and fed away from their parents as much as possible?

No. I think that’s an appalling idea.

Sadly a % of society can no longer be trusted to care for their children properly. So I don’t think it’s appalling at all.

verycloakanddaggers · 27/02/2025 14:08

x2boys · 27/02/2025 14:04

But we are not talking about child benefit, that's NOT limited to two children
It's the child element of universal credit ( and tax credits For those still on them that's limited to two children.

Yes I see that now, see above.

I was opposed to the cap when it came in, so support any unwinding.

Itisbetter · 27/02/2025 14:09

Wildflowers99 · 27/02/2025 14:08

Sadly a % of society can no longer be trusted to care for their children properly. So I don’t think it’s appalling at all.

And you think household income is a good indicator of that? Seriously?

Wildflowers99 · 27/02/2025 14:10

tiger2691 · 27/02/2025 12:45

The main driver of child poverty and the increase in child poverty is the 2 child benefit cap, Starmer knows it, everyone it, but just like they know that council Tax has become the new poll tax, they all sit on their hands. Giving children a bowl of porridge and a piece of fruit for breakfast will not stall the ever increasing deep and entrenched poverty and social inequality, nor will it reduce it.

Anyone interested in such matters should read this...

www.jrf.org.uk/uk-poverty-2025-the-essential-guide-to-understanding-poverty-in-the-uk

We have no more money for benefits. The amount we spend on them is absolutely terrifying.

To think adding more child benefits is a pointless and futile policy?
Araminta1003 · 27/02/2025 14:10

My brother is in Switzerland, in his canton he gets to deduct money out of taxes for each child. It is not capped. It is acknowledged that richer people should also have tax deductions for children, to incentivise them to have DCs and make work worthwhile. They also make men pay for all children they father apparently. so yes, that would be sensible policy making, we do not have that kind of thinking here.

verycloakanddaggers · 27/02/2025 14:14

Wildflowers99 · 27/02/2025 14:08

Sadly a % of society can no longer be trusted to care for their children properly. So I don’t think it’s appalling at all.

Who made you judge and jury over others? This type of baseless judgement is unacceptable. You don't know many people at all, none of us do. Judging based on no knowledge is foolish.

MelissaExplainsItAll · 27/02/2025 14:15

Araminta1003 · 27/02/2025 14:10

My brother is in Switzerland, in his canton he gets to deduct money out of taxes for each child. It is not capped. It is acknowledged that richer people should also have tax deductions for children, to incentivise them to have DCs and make work worthwhile. They also make men pay for all children they father apparently. so yes, that would be sensible policy making, we do not have that kind of thinking here.

I believe it’s the same in America. Makes sense to me.

OP posts:
Wildflowers99 · 27/02/2025 14:17

verycloakanddaggers · 27/02/2025 14:14

Who made you judge and jury over others? This type of baseless judgement is unacceptable. You don't know many people at all, none of us do. Judging based on no knowledge is foolish.

I’m not judge and jury. I’m giving an opinion, same as everyone else. The fact is more and more children are entering reception very delayed and not properly cared for. This is having a huge knock on effect on the education system and benefits.

ConnieSlow · 27/02/2025 14:19

offmynut · 27/02/2025 11:27

Some parents make me laugh when they say i dont claim or never claimed any benefits i only get child benefit well thats still a benefit.
I believe if you have children you should pay for them and child benefit child tax credit should not exist.

Edited

I agree with this.

MelissaExplainsItAll · 27/02/2025 14:19

verycloakanddaggers · 27/02/2025 14:14

Who made you judge and jury over others? This type of baseless judgement is unacceptable. You don't know many people at all, none of us do. Judging based on no knowledge is foolish.

Anyone who chooses to have a child they can’t afford to raise or house except in poverty, is by default a bad parent.

If circumstances change, of course that’s different.

OP posts:
biscuitandcake · 27/02/2025 14:20

Wildflowers99 · 27/02/2025 14:10

We have no more money for benefits. The amount we spend on them is absolutely terrifying.

As that chart clearly shows, the majority of benefits are paid to pensioners. It is just only a little bit over 10% of total spend which is paid to "working age and children". What about that is terrifying exactly? I agree there are issues where people in work are unable to afford the costs of living because wages are too low so need benefits to top up. Essentially these benefits are a subsidy to businesses but if you cut that subsidy (by raising wages) it would limit growth and lead to much handwringing. But 10% of the governments spending going to non-pensioner benefits seems about right to me. Even if you think its too much its hardly "terrifying".

verycloakanddaggers · 27/02/2025 14:23

MelissaExplainsItAll · 27/02/2025 14:19

Anyone who chooses to have a child they can’t afford to raise or house except in poverty, is by default a bad parent.

If circumstances change, of course that’s different.

Is being a rich arsehole better for a kid than being a poor and loving parent?

So many people have lost their humanity and decency. Money or lack of does not make anyone a good or bad parent.

Human life is about so much more than that.

Wildflowers99 · 27/02/2025 14:23

biscuitandcake · 27/02/2025 14:20

As that chart clearly shows, the majority of benefits are paid to pensioners. It is just only a little bit over 10% of total spend which is paid to "working age and children". What about that is terrifying exactly? I agree there are issues where people in work are unable to afford the costs of living because wages are too low so need benefits to top up. Essentially these benefits are a subsidy to businesses but if you cut that subsidy (by raising wages) it would limit growth and lead to much handwringing. But 10% of the governments spending going to non-pensioner benefits seems about right to me. Even if you think its too much its hardly "terrifying".

The fact it’s more than we spend on education or the military? And also the fact it’s rapidly increasing with no sign of levelling off?

YouveGotAFastCar · 27/02/2025 14:25

MelissaExplainsItAll · 27/02/2025 12:11

I hadn't heard about top up charges being banned. At my nursery it’s £2 an hour for “consumables” when using funded hours, and the funded days have to be 10hrs, so it still costs £20 a day. They do offer “limited funding only places” but that’s only on certain days and my understanding is that there’s only a couple of these places.

Mines £3.40 per hour, which is insane really. But you can guarantee that if the DfE confirms they intended to; or will, ban top ups, they’re going to either put up the day rate or stop accepting the funding.

Mrsttcno1 · 27/02/2025 14:25

verycloakanddaggers · 27/02/2025 14:23

Is being a rich arsehole better for a kid than being a poor and loving parent?

So many people have lost their humanity and decency. Money or lack of does not make anyone a good or bad parent.

Human life is about so much more than that.

I totally agree that money isn’t everything, but the fact is children need a roof over their heads, they need food to eat, they need clothes to wear, as an absolute basic. You do need money to provide those things.

MelissaExplainsItAll · 27/02/2025 14:25

verycloakanddaggers · 27/02/2025 14:23

Is being a rich arsehole better for a kid than being a poor and loving parent?

So many people have lost their humanity and decency. Money or lack of does not make anyone a good or bad parent.

Human life is about so much more than that.

You can be a bad parent for multiple reasons, you know. Arseholes make poor parents. People choosing to raise their children in poverty also make bad parents. It’s not mutually exclusive.

People posting here with accidental pregnancies are constantly told to think about the impact to their existing children. Is that irrelevant to those on benefits?

OP posts:
Wildflowers99 · 27/02/2025 14:25

MelissaExplainsItAll · 27/02/2025 14:19

Anyone who chooses to have a child they can’t afford to raise or house except in poverty, is by default a bad parent.

If circumstances change, of course that’s different.

Agree.

Some households take in more than £60k in benefits a year. It takes the absolute piss.

verycloakanddaggers · 27/02/2025 14:26

Wildflowers99 · 27/02/2025 14:17

I’m not judge and jury. I’m giving an opinion, same as everyone else. The fact is more and more children are entering reception very delayed and not properly cared for. This is having a huge knock on effect on the education system and benefits.

Well of course, every one has an opinion, they are like arseholes.

But read the academic research into why problems happen in families.

Wildflowers99 · 27/02/2025 14:26

verycloakanddaggers · 27/02/2025 14:23

Is being a rich arsehole better for a kid than being a poor and loving parent?

So many people have lost their humanity and decency. Money or lack of does not make anyone a good or bad parent.

Human life is about so much more than that.

Are you offering to work for free then?