You're STILL lying and quoting AI summary mash ups 😂 Plus, you're confusing information you've then read on Lloyds as you have no understanding of it.
You have never called your bank and got them to just reverse a debit or credit card transaction. You're lying. Why is beyond me 😂
For 'Cancel pending payment lloyds' the Google AI result is pulling from Lloyd's articles on card payments AND Direct Debits...and the result is wrong information, suggesting you can even do it on an app. You cannot.
Stop relying on AI. You clearly have zero understanding of it and no critical thinking skills.
A quick check on Lloyds' actual website shows 'You can't dispute a pending transaction'.
The information lower down on Lloyd's' website that you also appear to have read, about getting an authorisation code from the retailer for them to cancel it - this is available balance restoration, one of the things I mentioned previously.
It is VERY rarely used because:
- Most merchants wouldn't even understand this request for a code to give the bank.
- As far as I'm aware, Lloyd's is one of few banks to follow this process. Most available balance restoration requests are simply agreed by banks at their discretion, with appropriate disclaimers that they cannot prevent the transaction from debiting.
- Merchants are clearly unlikely to agree to not claim a transaction and give you the required code for the bank confirming this when you're in dispute with them.
You cannot, under any circumstances, for ANY UK bank, ever simply call them and stop a pending card transaction from debiting.
You have never done this.
Every post makes you look more foolish. Find a subject you have even a basic understanding of before you try next time to convince others you've experienced something you haven't 😂