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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Money help

30 replies

Tc0608 · 08/02/2025 16:45

Hello, just after any advice. I work full time, my partner is currently 10 weeks pregnant and unemployed. I earn too much to receive any help according to benefit sites but I don’t earn enough to cover all bills.
my partner cannot get JSA or anything like that because of her national insurance contributions, does anyone know anyway around this? Or any way to get some extra help for us or her to receive some sort of money.

OP posts:
LIZS · 08/02/2025 17:01

Has she worked in the 18 months? She may be entitled to Maternity Allowance if so. There is still time for her to work before taking ml.

Tc0608 · 08/02/2025 17:14

Worked on and off. She would be entitled to that from 26 weeks but it’s right now where it’s the hardest and there’s literally nothing out there that I can find to help. Yes a new job would be great but it’s not proving to be easy to find

OP posts:
InfoSecInTheCity · 08/02/2025 17:16

What is she doing to find a job? She has a good 5-6 months if not a bit longer before she'd need to stop for maternity leave.

Suzuki76 · 08/02/2025 17:17

Temping. Register with some agencies.

OneLilacGuide · 08/02/2025 17:18

Definitely try agencies for temp work, or local FB pages are good for that.

Tc0608 · 08/02/2025 17:35

anything and everything. Some places are just not willing to take her on due to pregnancy. Obviously some jobs she can’t do which rules out certain things

OP posts:
InfoSecInTheCity · 08/02/2025 17:46

No one needs to be told that she's pregnant there is no obligation to tell them. There are very few jobs that you can't do when pregnant, maybe in later pregnancy mobility would be an issue but not necessarily, so I'm unsure really what is being ruled out.

DollopOfFun · 08/02/2025 17:48

At 10 weeks, I wouldn't be telling any potential employers of the pregnancy. She just needs to find a job.

2dogsandabudgie · 08/02/2025 17:49

I would definitely try temping work. She doesn't have to let the agency know she is pregnant. How were you managing before she got pregnant?

Coconutter24 · 08/02/2025 17:59

Do you live together? How have you been paying bills up to now if she’s been unemployed?

Barrenfieldoffucks · 08/02/2025 18:00

How long has she been out of work? Unfortunate timing for a pregnancy.

She's unlikely to be showing for a while, I'd be looking at temping, retail, delivery driving etc.

UbiquitousObjects · 08/02/2025 18:03

Or any way to get some extra help for us or her to receive some sort of money

She needs to get a job. She's 10 weeks, no need to tell any employer about the pregnancy.

NovemberMorn · 08/02/2025 18:05

If you are really desperate, you can get a referral to a food bank to help you out.
Your partner especially needs to be eating well.
Go online and see what's available in your local area.

CdcRuben · 08/02/2025 18:12

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

Tc0608 · 08/02/2025 18:15

She was working with a family member but that job involved heavy lifting and working with different chemicals. The family member didn’t want her working with them anymore to put it bluntly! So we were fine but not now!

OP posts:
Tc0608 · 08/02/2025 18:16

Would do but they say I earn too much! It’s all well earning too much but sometimes it’s just not enough to cover things

OP posts:
Housebuy1 · 08/02/2025 18:19

Tc0608 · 08/02/2025 18:16

Would do but they say I earn too much! It’s all well earning too much but sometimes it’s just not enough to cover things

What do you need to cover? List things out and see if you can cut back anything.

Bjorkdidit · 08/02/2025 18:53

DollopOfFun · 08/02/2025 17:48

At 10 weeks, I wouldn't be telling any potential employers of the pregnancy. She just needs to find a job.

Just to point out that there are quite a lot of jobs that pregnant women can't do. I used work in a paint factory and they were moved to the office because of the chemicals.

Front line law enforcement and aircrew also have restrictions, probably other jobs too.

UbiquitousObjects · 08/02/2025 20:37

Bjorkdidit · 08/02/2025 18:53

Just to point out that there are quite a lot of jobs that pregnant women can't do. I used work in a paint factory and they were moved to the office because of the chemicals.

Front line law enforcement and aircrew also have restrictions, probably other jobs too.

Do you think the op is likely to be looking for a job as a policewoman or cabin crew? 😂

There are countless office, retail, hospitality, cleaning, supermarket jobs out there. Being 10 weeks isn't a barrier to the majority of jobs.

Bjorkdidit · 08/02/2025 21:25

I never said I thought the OP, or more correctly his/her DP was looking for those jobs Hmm.

I was simply responding to the posters with the limited imagination about what counts as 'a job' as in many jobs are unsafe for pregnant women for one reason or another. Usually due to exposure to hazardous substances, threat of assault or being very physically demanding.

JoyousPinkPeer · 08/02/2025 22:11

Partner can get a job

Freebumblebee · 09/02/2025 02:41

Speak to local council / Money Buddies / Citizens Advice while she looks for work. UC might not be applicable but new style Jobseekers Allowance might be. You said she’d worked recently - she needs national insurance credits in the last 2 years (and some other conditions) which it sounds like she might have?

redfishcat · 09/02/2025 16:13

A quick visit to three pubs near me would have got me a job. Advert in all of them for evening bar staff

And why didn't her last job with family give her NI credits ? Was she on the payroll and in an actual real job ?

Tc0608 · 09/02/2025 19:40

It’s called being self employed

OP posts:
Feelingstrange2 · 09/02/2025 19:44

So when she was self employed and did her tax return - did she pay class 2 NIC through the tax calculation or choosing to pay Class 2 voluntarily?