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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Friend earns as much as me on benefits

343 replies

NattyFinch · 04/02/2025 20:21

I felt really shocked and conflicted after a discussion with a friend recently that revealed that she receives over £2000 a month on benefits for 2 children while I work full time as a single parent with one child for a similar amount (once I’ve paid all my taxes, ni etc). It stemmed from her saying she was going for ivf treatment at 48 at a total cost of £8000. I’m supportive as a friend and try not to be a judgmental person but this just seems unjust when I’ve worked so hard to stay in employment and raise my son single-handedly for 12 years. She doesn’t want to move to England because if the ivf is successful she will get more money to stay in Scotland. AIBU to think this is all bonkers ?!

OP posts:
Kindofembarrasing · 04/02/2025 21:59

Frostywinterwoods · 04/02/2025 21:44

Just saying, maybe she doesn't want another child for money, just spiteful twisted people on here thinking they have a right, and know everything

Um I'm not saying I personally think she's having a third child just for money. I'm just pointing out she won't get universal credit or child tax credit for a third child seeing as that's what this thread is about and what the op is hinting at.
Not spiteful at all just pointing out something that a lot of people here don't seem to be aware of.

Don't think it will be possible for her to have a child at 48 anyway.

Dweetfidilove · 04/02/2025 21:59

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Oh dear 😬. I'm sorry you're in that position. Must be a worrying prospect, having to take such a huge step 'backwards'.
Won't you have to burn through any equity as well before being entitled?
I know an old colleague who managed to sell hers to a housing association, so didn't need to move. I don't know if that's an option for you, but it helped to ease the blow.

Frostywinterwoods · 04/02/2025 22:01

Theolittle · 04/02/2025 21:32

It would annoy me that she is planning a further child and expecting the state to fund it

How do you know any of this?? Nasty comment

DownThePubWithStevieNicks · 04/02/2025 22:02

Frostywinterwoods · 04/02/2025 21:40

Exactly this absolutely disgusting evil people, jealousy isn't a pretty thing

If you want the benefits so badly you take the disability.
Not every disability is visable.
How about you look after your own people, you know the 1s that fought, died to built UK.. Happy to give everything to migrants though aren't you?,

Who fought and died to build the UK and is still alive and needing state support?!

That’s before we get on to the fact that historically those that fought to build wealth for the UK were usually plundering from and killing people in countries that those migrants you speak ill of come from.

MidnightPatrol · 04/02/2025 22:02

I never really know what to believe on these threads as the numbers seem so high.

It rather explains why the health / disability benefit bill is increasing so much every year though.

Being able to claim enough to take home more than minimum wage seems fairly absurd, let alone being able to take home even more than that.

ColourBlueColourPurple · 04/02/2025 22:02

Leilanii · 04/02/2025 20:58

Quite. But if she actually did the correct research, she'd find out that this rage bait thread wouldn't fly. Couldn't have that now, could we?

It could be around £2000. I get around £600 ish (I can't remember the exact figure offhand) for myself and 1 child. Plus £450 rent. Plus £800 ish for childcare (variable each month). That's with 1 child. The friend has 2. Go on entitled to. Put in rent plus childcare costs plus how many children you have (2 in this case). You'll see for yourself.

Mozzarellaballs · 04/02/2025 22:04

So don't work and be on benefits then if you don't like that she gets the same not working.....

Livelovebehappy · 04/02/2025 22:04

aCatCalledFawkes · 04/02/2025 20:33

No this is not like for like. You will always IMO be better in work than on benefits (although some people who work still have to claim benefits).

I started off on benefits as a single parent and worked my way up to a high rate tax payer wage. I love work, love seeing colleagues, I feel challenged and really enjoy my job. Now my children are teens it gives me something to focus on and a life outside of my home as my job involves a fair bit of travel and wfh in between. I feel incredibly lucky to be in this position.

But there’s many who are the opposite to you. Who prefer to not work, as long as they get enough money to survive on. Some have social anxiety, some will be anxious about child care, and others will just be lazy.

Hattieandcake · 04/02/2025 22:05

Can we claim like this after quitting our jobs? Genuine question.
I didn’t know they got 100% of rent paid for ????? WTAF

Frostywinterwoods · 04/02/2025 22:05

cadburyegg · 04/02/2025 21:15

These threads are always full of people moaning about those friends of theirs who get loads of benefits but never disclose how much they earn.

It's very simple. If your household income is under a certain amount, and you have dependents, or rent, or disabilities, or your children have disabilities.... etc, then you may be entitled. I've yet to see a like for like comparison of income and circumstances where the person on benefits is genuinely better off.

This

Frostywinterwoods · 04/02/2025 22:05

Mozzarellaballs · 04/02/2025 22:04

So don't work and be on benefits then if you don't like that she gets the same not working.....

This

Richiewoo · 04/02/2025 22:08

Ridiculous going for ivf at 48.

Whateveritsallmadnow · 04/02/2025 22:09

It's not fair, life's not fair and I feel for those genuinely in need but there are alot of people playing the system and if it carries on there won't be the help left for anyone, let's all try to leave the support for those that genuinely need it no questions asked, cause we are nice people and things can happen to anyone that change the course of life dramatically.

Livelovebehappy · 04/02/2025 22:09

Frostywinterwoods · 04/02/2025 22:01

How do you know any of this?? Nasty comment

Well clearly the facts are she is planning another baby, and presumably unless she suddenly has an epiphany, she intends to continue to not work. So the poster making that comment is factually correct. It really is shameful for someone to be so lacking in self awareness that they make a decision to have another baby when they don’t intend to support it.

ToKittyornottoKitty · 04/02/2025 22:09

Hattieandcake · 04/02/2025 22:05

Can we claim like this after quitting our jobs? Genuine question.
I didn’t know they got 100% of rent paid for ????? WTAF

Who is ‘they’? Use entitled to if you want to work out your eligibility as it depends on your circumstances

Lovebirdslovetea · 04/02/2025 22:10

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The thing is isn’t that counted as deprivation of assets

Snoopdoggydog123 · 04/02/2025 22:11

RandomMess · 04/02/2025 20:23

Does that £2k include rent contribution?

She isn't building a pension, what will happen when she has no DC and gets very little and has to be applying for jobs around the clock?

Longer term you will be much better off.

She will be on pension credit, receive all the benefits associated with that and be better off than a lot who worked.

Miley1967 · 04/02/2025 22:11

MidnightPatrol · 04/02/2025 22:02

I never really know what to believe on these threads as the numbers seem so high.

It rather explains why the health / disability benefit bill is increasing so much every year though.

Being able to claim enough to take home more than minimum wage seems fairly absurd, let alone being able to take home even more than that.

The thing people should be getting angry about is that most of this benefit money is going straight to rich landlords through the UC rent element.

Pumpkincozynights · 04/02/2025 22:13

Well if everyone stopped working low paid jobs and claimed benefits instead where would we be? Who would look after the elderly, sick, children? Or work in retail? It’s all very well saying well stop working then but seriously what state would we be in?
Absolutely nobody should be better off on benefits than working, nobody.

Frostywinterwoods · 04/02/2025 22:14

NattyFinch · 04/02/2025 20:21

I felt really shocked and conflicted after a discussion with a friend recently that revealed that she receives over £2000 a month on benefits for 2 children while I work full time as a single parent with one child for a similar amount (once I’ve paid all my taxes, ni etc). It stemmed from her saying she was going for ivf treatment at 48 at a total cost of £8000. I’m supportive as a friend and try not to be a judgmental person but this just seems unjust when I’ve worked so hard to stay in employment and raise my son single-handedly for 12 years. She doesn’t want to move to England because if the ivf is successful she will get more money to stay in Scotland. AIBU to think this is all bonkers ?!

Pathetic post! Your not a friend at all. What exactly is your problem?
What are you jealous about? What all do you know about her life, her situation& all her actually incoming & outgoings?
You want her and her kids to be worse off? Struggling to eat?
Do you know for fact they aren't? Because no one tells the truth& actually discusses everything about their private lives.
You chose your life no one made you, people work or don't for lots of reasons & it's not all for £.
I'm sure a select few choose benefits as life choice. The rest because they have no choice and they do not want to be this way you say your not judgemental but you clearly are!
You are no better than her just because you work. Get another better paid job then!
As others have said you to most likely entitled look into it, and then let others look down complain, bitch abour you. Like you and others are doing about her(no one here knows the full story)

Whateveritsallmadnow · 04/02/2025 22:15

Miley1967 · 04/02/2025 22:11

The thing people should be getting angry about is that most of this benefit money is going straight to rich landlords through the UC rent element.

Surely people are just paying the going rent in their area, not landlords fault it's high

Whateveritsallmadnow · 04/02/2025 22:16

Whateveritsallmadnow · 04/02/2025 22:15

Surely people are just paying the going rent in their area, not landlords fault it's high

They will also have bought at inflated rate

EternalSunshine19 · 04/02/2025 22:19

lookatthathorse · 04/02/2025 20:47

If you’re a single parent who rents then on your wage (which is quite low for a full-time job) you’re probably also entitled to Universal Credit. Are you claiming? If so, how much? Let’s make the comparison fair.

I can’t understand what the point of your thread is. You claim to be ‘conflicted’ because it’s so ‘unjust’. Where’s the conflict and what’s so unfair? Unfair would suggest the life your friend is leaving is not accessible to you but it absolutely is. Go for it if it seems so great. I suspect, however, that you know it isn’t that marvellous. That a life whereby a parent is wholly reliant on benefits is quite an isolated and unfulfilling one. And that the benefits (for want of a better word) of working go beyond your take-home pay. If I’m wrong though, please do just quit your job and be like your pal.

Don’t claim to be better though. The very fact that you’ve come onto Mumsnet spouting this dog-whistle shite is pretty repugnant IMO. I hope the inevitable benefit bashing makes you feel better and eases your inner turmoil, OP 👏

Well said

Pumpkincozynights · 04/02/2025 22:22

Also all this talk about not building up a pension is irrelevant.
Those who do not work are not cast onto the streets at 67 are they? They are not thrown out of their ( paid for) homes and told to live on the streets until they drop dead. They receive just as much (if not more) than the person who has paid NI for their entire working life. They can go into any A&E and receive the same treatment as those who have gone out to work and paid NI. They can go into a nursing home and get the same treatment as those who have paid into the system.
They often get more than those who have worked. They can continue to tap into benefits which those who have paid into a private pension are excluded from. This does not mean that those who receive a private pension are better off, just that they have made sacrifices throughout their life so as to put money aside for their pension,

CdcRuben · 04/02/2025 22:24

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