I'm actually a single parent and receive UC. I work full time so it's a "top-up". I have a job in the public sector, I have a degree. It's stressful and some days I just want to fall into a heap and cry. I'm grateful for the help I get from UC otherwise life would be much harder than it already is. I have no savings, only debt and a mortgage.
I have a friend who is also a single parent, with children. She has not worked in 11 years. Shes being pushed into work by the job centre and applies for jobs but she tells me she never gets any, but she also says doesn't want to work anyway, why should she, she's a single parent and it's hard? Shes a really lovely friend so while I don't always agree with her choices or thinking I never judged. Until.
She told me she was under investigation for having over the "UC savings threshold". I was shocked when she told me the amount of money that she has saved over the years. She hasn't inherited this money (it's not a huge huge amount but it's over the 16k). She's saved it all from UC.
She's gone mad that they dare investigate her, that she should be able to save her money, and that the money she gets from UC "isn't that much anyway". When she told me what she gets it's more than what I get working full-time! In a job that I had to get a degree for. A job that makes me tired, stressed, feeling like I've got no time for my children. That my children have to be up at the crack of dawn for to go for long days in childcare.
I couldn't contain it and had to tell her that respectfully, she gets more money than I do for working!
I guess she can save as she doesn't have the expense of running a car or fares to get to work, childcare etc.
It did make me a bit angry and I wonder why I bother. But hopefully my salary will go up, I have a pension and my own house (with a mortgage I struggle to pay but that's another story). So long term my prospects are better. But in the moment, when I feel so drained as I do, it's difficult to take in.