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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Is £100 a week spending enough?

82 replies

shouldntbeonhereagain · 05/12/2024 21:06

Genuine question as I feel like it should easily be. To be clear, this is for my own personal spending so clothes, toiletries, travel, socialising, presents, hair cuts etc. Also, wine as we don't include that on house keeping. Increasingly feels like it doesn't touch the sides. What am I doing wrong?

OP posts:
RosesAndHellebores · 07/12/2024 11:21

Nolegusta · 07/12/2024 04:35

Um, that's quite big spends if that's every month! How many clothes and bags does one person need? 🫣

Do you think so? How interesting. It's about £1500 a year. I buy very few coats, bags and shoes and keep them for a long time but I buy quality. Some months I spend nothing, others I might spend between £500 and £1000.

The point is, however, if we have spends, they are our spends to spend as we wish. I would rather treat myself to a mid range bag than a gym membership.

Nolegusta · 07/12/2024 14:42

RosesAndHellebores · 07/12/2024 11:21

Do you think so? How interesting. It's about £1500 a year. I buy very few coats, bags and shoes and keep them for a long time but I buy quality. Some months I spend nothing, others I might spend between £500 and £1000.

The point is, however, if we have spends, they are our spends to spend as we wish. I would rather treat myself to a mid range bag than a gym membership.

1500 per year is quite a lot - how much is essential? I do think we all need to consume less, but would agree that quality over quantity is better.

RosesAndHellebores · 07/12/2024 16:30

@nolegusta I'd say all my purchases are needed and all get worn and worn again. I feel I'm fairly frugal but choices and views differ. We are talking here about discretionary spending rather than essential spending. Personally, I prefer a Coach or Longchamp bag, and I can afford it. I could, of course, use a bag for life from the supermarket, but I neither want nor have to.

Nolegusta · 07/12/2024 18:56

RosesAndHellebores · 07/12/2024 16:30

@nolegusta I'd say all my purchases are needed and all get worn and worn again. I feel I'm fairly frugal but choices and views differ. We are talking here about discretionary spending rather than essential spending. Personally, I prefer a Coach or Longchamp bag, and I can afford it. I could, of course, use a bag for life from the supermarket, but I neither want nor have to.

I still think it's important to consider if we need something or not.

MissLeToe · 09/12/2024 08:44

MONTHLY SPEND
Hair £75
Coffees £30
Parking: £30
Cosmetics/skincare: £40
Clothes/shoes/bags: £120 (averageish)
Drinks/dinner with the girls: £80
Uber: £50
Cards and the odd gift through the year £30
Vitamins: £20
Magazine/book/£10

Me

Hair £75 every 10 weeks, and £170 twice a year (for colour.)

Coffee- zero

Parking - zero (find a free car park)

Cosmetics- unsure but averages out at around £20 a month

Clothes etc - I don't count because I go months without buying anything.

Drinks/dinner-almost zero- the very occasional coffee with a friend

Uber- zero

Cards and birthday gifts- maybe £200 for friends/family per annum

Vitamins- zero- buy the food instead (other than Vit D - £3.)

Magazines- zero - books around £5 averaged out over a year.

MissLeToe · 09/12/2024 08:49

@RosesAndHellebores I'm not disagreeing with your choices of how you spend but the world is divided into women who can afford £300-£500 for a handbag and those for whom one from M&S for £50 suffices.
And others who pick one up from a charity shop for a fiver.
It does make you very privileged to be able to spend close to £500 on a bag even if it's only occasionally.

Barney16 · 09/12/2024 08:55

It sounds a lot but if it includes travel you are stuffed. A peak return from where I live to work is £40 and £10 for the station car park, I only do it once a week but even so. I cancelled my gym membership because I couldn't afford it and I now colour my own hair. Money goes nowhere now. I have moaned on here before about batch cooking to reduce my food bill and being super strict about coffee out etc but sometimes I think bloody hell, it's all a bit grim.

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