Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this budget will finish us off

1000 replies

BurnoutGP · 30/10/2024 22:12

I am a GP Partner of over 20 years. I am now senior partner for the last few years. We have seen year on year below inflation funding increase. With an explosion in demand and massive shift of work from secondary care. We have issues wirh recruitment.
Our partner income is shrinking year on year. We are now always overdrawn and this gets worse every month.
We just cannot soak up the MLW and NI without adequate resource uplift.
I think we will be done. I'm so very tired of the constant battle and the demand and anger while working "part time" 60hr weeks.
We will have to hand back our contract. And we wont be the only one. That will leave one surviving practice in my area.
I'm done.

OP posts:
Thread gallery
10
BIossomtoes · 03/11/2024 14:04

Only profoundly stupid people take steps to try to circumvent paying for care. Local authorities are all over financial records and adept at spotting deprivation of funds. Self funding provides choice, the last thing I’d want is to end my days in a care home the state deems appropriate. The same goes for most people with the means to pay.

BIossomtoes · 03/11/2024 14:07

OneLemonGuide · 03/11/2024 13:21

What? Where did you get that from?!
No, an employee on NLW working, say, 30 hours per week, will cost an employer about 11% more… Imagine your household bills increasing by 11% like they did when inflation rocketed the other year!

It came from the Budget. Businesses with four or fewer employees are exempt.

rainingsnoring · 03/11/2024 14:34

BIossomtoes · 03/11/2024 14:04

Only profoundly stupid people take steps to try to circumvent paying for care. Local authorities are all over financial records and adept at spotting deprivation of funds. Self funding provides choice, the last thing I’d want is to end my days in a care home the state deems appropriate. The same goes for most people with the means to pay.

You dismissing people as 'stupid' doesn't mean that tax avoidance doesn't happen a lot. Lots of people do not want to pay for care or various other things when they can afford to do so. Until that changes, it's going to probably be impossible to improve these things or make them fairer.

OneLemonGuide · 03/11/2024 14:34

BIossomtoes · 03/11/2024 14:07

It came from the Budget. Businesses with four or fewer employees are exempt.

Ok, yes, you’re right, though the poster didn’t say that, I’m guessing it’s probably what she meant.

BIossomtoes · 03/11/2024 14:42

rainingsnoring · 03/11/2024 14:34

You dismissing people as 'stupid' doesn't mean that tax avoidance doesn't happen a lot. Lots of people do not want to pay for care or various other things when they can afford to do so. Until that changes, it's going to probably be impossible to improve these things or make them fairer.

Attempting to avoid care costs isn’t tax avoidance, it’s deprivation of assets and local authorities are all over it now, to the point whereby it’s virtually impossible. They’re empowered to review financial records going back years and they’re fully aware of all the tricks. Some of them even employ poachers turned gamekeeper in the form of former financial advisers.

OneLemonGuide · 03/11/2024 14:47

Zonder · 03/11/2024 12:26

Oh absolutely. Although we still have to bear in mind that they don't have as much money and have more things to salvage because of the last 14 years. I'm not including the possibility that labour may have won with a different leader. The fact is they didn't and the Tories had a free reign.

It’s not that difficult decisions don’t have to be made that I have a problem with… it’s the incompetence and/or callousness of those decisions… that match and surpass anything the Tories did when in power.

What kind of reasonable chancellor, when confronted with a budget gap decides, a) to help bridge that gap by taking money from a pensioner on just £11,500 per year (ie state pension), and b) take massive sums from GPs and social care providers so a load more money can be found fund for directly provided NHS healthcare, when decimating general practice and social care will just add billions of unnecessary cost onto the NHS, with worse health outcomes when people are unable to get social care due to lack of care homes, or can’t see GPs because more and more close.

its just stupid… deeply, deeply stupid.

ItcanbeDone · 03/11/2024 14:49

Feelingathomenow · 30/10/2024 22:57

You could give Labour 100 years and there would only be one direction of travel re the economy.

Ah so you have an issue with democracy re Brexit! Labour have the luxury of not having to cope with a global pandemic.

In opposition all Labour did was slag off the Tories and blame them for everything- seems like it’s all they can do in Government too! Roll on 2029.

Load of absolute balls.
The Tories shredded everything, think they didn't? Delusional.
Jump on this if you want, nothing anyone will say will change my mind, not when I had to sit and lose one of my baby twins in the middle of a covid packed waiting room in the hospital, I waited for the Tories to start to build even one more of the 40 extra hospitals they had promised to save even one more parent from the Hell I endured but like everything else they said, it was a lie.
That was the only thing the Tories were any good at.

Zonder · 03/11/2024 14:52

EverythingAllatOnceAllTheTime · 03/11/2024 13:58

Hang on.

Reeves has addressed the alleged 22 bn black hole via the budget, and the Government have made various public sector wage settlements, as well as promised additional funding for the NHS etc.

At what stage do you consider they should be accountable for their own actions?

Be serious, please.

Be serious? You think a few steps in one budget can undo 14 years? It's not me who needs to be serious!

Badaboop · 03/11/2024 14:54

GillBeck · 03/11/2024 13:00

Coming back to the election results. It is also interesting that conservatives lost not because people shifted to Labour but because so many of their voters went in the other direction and shifted to the right - Reform.

I mean, at the end of the day, that’s a straw man. The point is an unprecedented number of people were angry enough with the Tories handling of things that they gave them a defeat unprecedented for pretty much any party of any stripe, maybe since the Whigs were wiped out.

I mean Brown had his vote split by the SNP, Greens and Lib-Dems and still didn’t get as much a drubbing. Even the historically unpopular Corbyn faired better with the British public - let that sink in!

Feelingathomenow · 03/11/2024 14:55

ItcanbeDone · 03/11/2024 14:49

Load of absolute balls.
The Tories shredded everything, think they didn't? Delusional.
Jump on this if you want, nothing anyone will say will change my mind, not when I had to sit and lose one of my baby twins in the middle of a covid packed waiting room in the hospital, I waited for the Tories to start to build even one more of the 40 extra hospitals they had promised to save even one more parent from the Hell I endured but like everything else they said, it was a lie.
That was the only thing the Tories were any good at.

I’m so sorry you lost a baby, but I doubt that was the Tories fault, I’m not sure what point you’re trying to make. Are you saying a newer hospital would have stopped your loss?

When people say “nothing anyone can say will make me change my mind” it signals a thought process not based on any rational model. So not really worth anything in a debate.

Julen7 · 03/11/2024 14:55

Zonder · 03/11/2024 13:48

This doesn't make sense. So many of her decisions for the foreseeable future will be affected by the mess she inherited. It's not tabula rasa just because we have a new government, unfortunately.

Every govt inherits a mess, RR seems to think she’s a special case

rainingsnoring · 03/11/2024 15:01

BIossomtoes · 03/11/2024 14:42

Attempting to avoid care costs isn’t tax avoidance, it’s deprivation of assets and local authorities are all over it now, to the point whereby it’s virtually impossible. They’re empowered to review financial records going back years and they’re fully aware of all the tricks. Some of them even employ poachers turned gamekeeper in the form of former financial advisers.

Hopefully, that is the case. I guess those rather dodgy accounts and lawyers will be working extra hard to find loopholes!

EverythingAllatOnceAllTheTime · 03/11/2024 15:41

Zonder · 03/11/2024 14:52

Be serious? You think a few steps in one budget can undo 14 years? It's not me who needs to be serious!

Once more, I ask you - at what stage will you stop blaming the Tories, or will it be ad infinitum?

EverythingAllatOnceAllTheTime · 03/11/2024 15:43

ItcanbeDone · 03/11/2024 14:49

Load of absolute balls.
The Tories shredded everything, think they didn't? Delusional.
Jump on this if you want, nothing anyone will say will change my mind, not when I had to sit and lose one of my baby twins in the middle of a covid packed waiting room in the hospital, I waited for the Tories to start to build even one more of the 40 extra hospitals they had promised to save even one more parent from the Hell I endured but like everything else they said, it was a lie.
That was the only thing the Tories were any good at.

If your mind is made up, so be it.

Just don’t expect others to roll over and agree with you.

GillBeck · 03/11/2024 15:53

BIossomtoes · 03/11/2024 14:42

Attempting to avoid care costs isn’t tax avoidance, it’s deprivation of assets and local authorities are all over it now, to the point whereby it’s virtually impossible. They’re empowered to review financial records going back years and they’re fully aware of all the tricks. Some of them even employ poachers turned gamekeeper in the form of former financial advisers.

How do they stop people spending their money of cruises and expensive travel? Or expensive cars over their lifetime. Or using their earnings to pay for nights out and designer clothing instead of saving it in their 40s. Or not having a job that earns enough to build up adequate savings?

EasternStandard · 03/11/2024 15:55

OneLemonGuide · 03/11/2024 13:31

Assuming Councils apply the full
amount of extra social care grant received to cover the increased cost of NLW and NI (ie nothing for children’s social care and nothing for demographic change), that still
leaves a gap which would require - circa 6% Council Tax rise to cover this pressure alone.

At least the Tories provided extra funding for social care (though not nearly enough!), but Labour’s budget actually REDUCES funding for social care when you take into account NLW and NI. For social care, this budget is AUSTERITY ON STEROIDS!

After 15 years of the Tories, I’m beyond disappointed by RR and Labour. I genuinely don’t think they have a clue!

but Labour’s budget actually REDUCES funding for social care when you take into account NLW and NI

Has anyone picked up on this yet? One major problem for the NHS is social care as beds can't be freed. Councils are at the edge already. Private schools will send more SEN dc to state and they are struggling with EHCPs already at £10.7bn for SEN

It seems some knock on effects have been ignored

premierleague · 03/11/2024 15:55

OptimismvsRealism · 30/10/2024 22:55

It's time to get rid of the GP private model and move GPs onto employment contracts with the NHS. If the existing financial deal is so bad they'll jump at the chance... Right?

Edited

Many would. Of course you'd need I think at least 3 employed GPs to replace 2 partners because of all the extra work partners do that isn't noticed. Maybe more.

Zonder · 03/11/2024 16:09

EverythingAllatOnceAllTheTime · 03/11/2024 15:41

Once more, I ask you - at what stage will you stop blaming the Tories, or will it be ad infinitum?

Edited

How long do you think it will take to get us back to where we were before their mess?

ItcanbeDone · 03/11/2024 16:09

EverythingAllatOnceAllTheTime · 03/11/2024 15:43

If your mind is made up, so be it.

Just don’t expect others to roll over and agree with you.

I don't need people to agree with me, I'm not bloody 12 lol...the proof of the pudding will be in the eating I guess. We will see in 5 years time where we are.

BIossomtoes · 03/11/2024 16:10

premierleague · 03/11/2024 15:55

Many would. Of course you'd need I think at least 3 employed GPs to replace 2 partners because of all the extra work partners do that isn't noticed. Maybe more.

Like what? GPs seem to do a lot of work that could be delegated to less scarce resources. One here says they’re administering flu and Covid jabs - nurses and pharmacists can do that. I imagine many GPs do stuff that has little impact on patient care that could easily be done by someone else.

GillBeck · 03/11/2024 16:12

EverythingAllatOnceAllTheTime · 03/11/2024 15:41

Once more, I ask you - at what stage will you stop blaming the Tories, or will it be ad infinitum?

Edited

PP can’t possibly blame Liz Truss for what happened after that mini budget. After all it was just one budget and only a couple of weeks.

OneLemonGuide · 03/11/2024 16:12

EasternStandard · 03/11/2024 15:55

but Labour’s budget actually REDUCES funding for social care when you take into account NLW and NI

Has anyone picked up on this yet? One major problem for the NHS is social care as beds can't be freed. Councils are at the edge already. Private schools will send more SEN dc to state and they are struggling with EHCPs already at £10.7bn for SEN

It seems some knock on effects have been ignored

I don’t think the impact on social care has been recognised fully at all…There have been some articles about the social care sector, but this hasn’t really gained traction - social care is sadly a Cinderella service, and sadly Labour are not different to the Tories on this… worse even.

I’ve run the figures (it’s part of my job) and they’re dire… Social care providers have a lot of people that are paid the NLW who are part time… the very people most impacted by the drop in threshold from £9,100 to £5,000. The NI impact alone is equivalent to a £1bn+ cut… Either the Government pulls a rabbit out of the hat on this, or we’ll have providers or councils in serious trouble.

And SEND funding is in absolute crisis… multi-billion deficits nationally that are completely unsustainable. It seems the Government have focussed myopically on the NHS… the shit hasn’t really hit the fan on this yet.

nietzscheanvibe · 03/11/2024 16:13

icelolly12 · 30/10/2024 22:22

I really don't know why the minimum wage has increased yet again. It increased significantly not too long ago. Many skilled jobs aren't much better paid after student loan repayments, plus many skilled jobs are salaried whereas many unskilled can take on extra hours and end up better off.

I really don't know why the minimum wage has increased yet again...

To answer that specific question (without commenting on the original topic of discussion): Because "earning a living" should mean that a worker is able to live off their earnings? Capitalism prioritises shareholders over workers and one consequence is a low-wage society. It shouldn't surprise anyone that a Labour government would prioritise workers wages over company profits (by requiring businesses to allocate some of their profits towards "liveable" wages).

EverythingAllatOnceAllTheTime · 03/11/2024 16:13

ItcanbeDone · 03/11/2024 16:09

I don't need people to agree with me, I'm not bloody 12 lol...the proof of the pudding will be in the eating I guess. We will see in 5 years time where we are.

I am pretty confident that you will not need to wait five years, but hey ho.

OneLemonGuide · 03/11/2024 16:14

“It seems some knock on effects have been ignored”

Exactly… it’s the incompetence of this budget that angers me. The Tories weren’t great, but they weren’t this incompetent.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.