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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think this budget will finish us off

1000 replies

BurnoutGP · 30/10/2024 22:12

I am a GP Partner of over 20 years. I am now senior partner for the last few years. We have seen year on year below inflation funding increase. With an explosion in demand and massive shift of work from secondary care. We have issues wirh recruitment.
Our partner income is shrinking year on year. We are now always overdrawn and this gets worse every month.
We just cannot soak up the MLW and NI without adequate resource uplift.
I think we will be done. I'm so very tired of the constant battle and the demand and anger while working "part time" 60hr weeks.
We will have to hand back our contract. And we wont be the only one. That will leave one surviving practice in my area.
I'm done.

OP posts:
Thread gallery
10
Feelingathomenow · 31/10/2024 19:54

Clarabell77 · 31/10/2024 19:49

👏🏻 👏🏻

What a load of bollocks. If you switch on the local news, people in the street are saying they feel mislead, the market has reacted badly, it’s going to be more expensive for Reeves to borrow the billions she wants to. The bbc and itv are showing interviews with business owners talking about redundancies. Reeves has admitted workers will suffer from lack of payrises as employers try and balance the books. The NFU are worried. The IFS have criticised the Budget.

Feelingathomenow · 31/10/2024 19:57

MrsMurphyIWish · 31/10/2024 19:44

Are you an AI bot seeking answers to evolve?

Edit: only asking as this was a thread about a GP practice and your posts have been about AI and education. And agree AI had a place in education and have been using it for over a year - I also know AI “learns” from conversation so am I speaking to a bot or someone interested in the future of education?

Edited

Actually this makes sense as they effectively took my answer and put it to your post (where it made not sense).

Hamiltonfan · 31/10/2024 19:58

Small business owner here. We are now going to have to pass the additional costs on to our customers. This further increase in NMW and now NI on top will just end up either causing redundancies or fuelling inflation.

Unbelooth · 31/10/2024 20:00

Feelingathomenow · 31/10/2024 19:57

Actually this makes sense as they effectively took my answer and put it to your post (where it made not sense).

"where it made not sense" Hello AI bot

Unbelooth · 31/10/2024 20:01

Hamiltonfan · 31/10/2024 19:58

Small business owner here. We are now going to have to pass the additional costs on to our customers. This further increase in NMW and now NI on top will just end up either causing redundancies or fuelling inflation.

Yes, I've been saying that. But apparently I am an AI bot.

It sucks to be a SME right now, doesn't it? You have my sympathies.

joles12 · 31/10/2024 20:02

BIossomtoes · 30/10/2024 22:33

Let’s give it more than three months, shall we?

its been 4 months! And t when two businesses merge or on acquires another it is an accepted wisdoms that the first 100 days are the most critical. If you haven’t sorted things out by then the acquisition will be problematic. Labour had months if not years to plan for this.

MrsMurphyIWish · 31/10/2024 20:02

Unbelooth · 31/10/2024 20:00

"where it made not sense" Hello AI bot

You’re either looking for an argument or an AI bot as most posters would realise this was just a natural typo.

Unbelooth · 31/10/2024 20:04

MrsMurphyIWish · 31/10/2024 20:02

You’re either looking for an argument or an AI bot as most posters would realise this was just a natural typo.

Could be both? A really bolshy bot.

Or just making a somewhat ironic point...

You be the judge!

BIossomtoes · 31/10/2024 20:05

joles12 · 31/10/2024 20:02

its been 4 months! And t when two businesses merge or on acquires another it is an accepted wisdoms that the first 100 days are the most critical. If you haven’t sorted things out by then the acquisition will be problematic. Labour had months if not years to plan for this.

its been 4 months!

Not until next Tuesday.

Feelingathomenow · 31/10/2024 20:05

Unbelooth · 31/10/2024 20:00

"where it made not sense" Hello AI bot

Does AI make typos? Clearly supposed to be “no sense”, mind you most humans not relying on binary thinking would know that!

Unbelooth · 31/10/2024 20:07

Feelingathomenow · 31/10/2024 20:05

Does AI make typos? Clearly supposed to be “no sense”, mind you most humans not relying on binary thinking would know that!

It's a test, designed to provoke an emotional response.

RichTea90 · 31/10/2024 20:07

This thread is supposed to be about the budget and posters are arguing about AI bots 🤦🏽‍♀️

Unbelooth · 31/10/2024 20:09

Let me tell you about my mother.

joles12 · 31/10/2024 20:12

pleasehelpwi3 · 31/10/2024 15:00

Except it's not a tax on working people is it, as tax on payslips isn't going up.
Details and understanding details are important.
Thanks to the almighty fuck up of the Tories, a lot of which they hid, this new government didn't have many choices and needed to raise a lot of cash. I imagine you understand that.
Some of the money they need to raise will come from businessess. How they pass those costs on, is on them. Not the goverment.
I work as a teacher and I am very grateful to this government for the pay rise they have given me, and the extra funding in the budget for schools, education and particularly SEND.

your comments are concerning. It is basic exp o omits that businesses have to make money to survive- if they are not profitable they go under, so if the government hammers business with significant increased taxes , current estimate is c £1000 PA cost for every employee on NMW , and that’s before you add in the additional cost of levelling up more experienced workers, it is inevitable that either

1 that cost needs to get passed on to the consumer, or
2 people need to lose their jobs to reduce costs.

most SMES are just about getting by before this shift! The single biggest money raising measure ever in the history of budgets, of course it is going to have a negative impact.

foresthump · 31/10/2024 20:14

Please write to your MP!!

BIossomtoes · 31/10/2024 20:16

foresthump · 31/10/2024 20:14

Please write to your MP!!

What would that achieve? Mine’s a Tory.

Feelingathomenow · 31/10/2024 20:17

RichTea90 · 31/10/2024 20:07

This thread is supposed to be about the budget and posters are arguing about AI bots 🤦🏽‍♀️

You’re right, back to the Budget. Martin Lewis has his budget special now

Feelingathomenow · 31/10/2024 20:25

joles12 · 31/10/2024 20:12

your comments are concerning. It is basic exp o omits that businesses have to make money to survive- if they are not profitable they go under, so if the government hammers business with significant increased taxes , current estimate is c £1000 PA cost for every employee on NMW , and that’s before you add in the additional cost of levelling up more experienced workers, it is inevitable that either

1 that cost needs to get passed on to the consumer, or
2 people need to lose their jobs to reduce costs.

most SMES are just about getting by before this shift! The single biggest money raising measure ever in the history of budgets, of course it is going to have a negative impact.

Yes even the chancellor has now admitted this.

icecreamsundaeno5 · 31/10/2024 20:26

This is a sad story op. I am sorry you're struggling. I spoke to my own GP about this today and it was a similar story. The BBC said earlier that the BMA are pushing for the same protections that have been offered to the wider NHS so maybe that will happen.

But I don't really think that paying fair ni and a fair living wage to employees is what is finishing off your practice - it is 10 years of consistent and compounded underfunding -that's what my GP said anyway.

Everyone wants a functioning NHS with staff who feel valued. I hope we're on our way back to that.

GillBeck · 31/10/2024 20:27

I see the VAT on private schools gives exemption to English students with SEN that is denied to Scottish students

joles12 · 31/10/2024 20:27

*economics!

BeerForMyHorses · 31/10/2024 20:30

Unbelooth · 30/10/2024 22:25

I hear you OP. We run a pub. The uptick in minimum wage, plus the uptick in employer's national insurance contribution, plus all of that being passed on to us from our suppliers as well, is finishing us.

Yup I agree. We run a small business and the new budget will finish us off I think.

It's not sustainable for us to employ anyone.

GillBeck · 31/10/2024 20:31

icecreamsundaeno5 · 31/10/2024 20:26

This is a sad story op. I am sorry you're struggling. I spoke to my own GP about this today and it was a similar story. The BBC said earlier that the BMA are pushing for the same protections that have been offered to the wider NHS so maybe that will happen.

But I don't really think that paying fair ni and a fair living wage to employees is what is finishing off your practice - it is 10 years of consistent and compounded underfunding -that's what my GP said anyway.

Everyone wants a functioning NHS with staff who feel valued. I hope we're on our way back to that.

Everyone blames lack of funding but it would take more than additional funds to save the NHS but it is haemorrhaging money left right and centre. It is like the Scottish Ferries.

BlossomToLeaves · 31/10/2024 20:41

But additional funds would certainly help, especially if they were used in a way that allowed surgeries to hire more GPs, for example. And paid more per patient. And meant that there was no need for physician associates.

Just because there are also other changes that need to be made, doesn't mean that extra funds for the right things wouldn't make a massive difference.

Much of the NHS funding given this week will already be swallowed up by things that are already promised, inflation on services and goods, and increased prices of drugs. it isn't even enough funding to start paying for much in the way of new things

RichTea90 · 31/10/2024 20:44

Feelingathomenow · 31/10/2024 20:17

You’re right, back to the Budget. Martin Lewis has his budget special now

Tuning in now! A bit late tho…

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