I have just received my statement and have noticed that they are charging me £3.75 for their directory which I never ordered not want. I have now sorted the situation with them but I find shocking that they are holding people to ransom like that especially since when you order online you don't seem to have an option to pay apart from opening their credit account. No doubt a lot of people must get caught thinking they paid off their account only to have interest piling up on £3.75 without their knowledge. It is not a big sum but it might affect one's credit rating if left unpaid in the long run.
But apparenlty I am the first every customer to have had an issue with this an complain. Funny that!