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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Can EXW claim on new property?!

73 replies

jjheights · 15/09/2024 21:26

Been with my partner for 2.5 years. He's not keen on marriage after being divorced once. He has two children (twins) with his EXW. They are 20. I am CF and never married.

He wants to buy a place together and of course, live together. I am unsure as I'm not sure how well I'd be protected in the event of things going wrong. EXW tried to ask about (for) my payslips and financial status via the courts a while ago. This was later denied much to her frustration. I obviously work and will also be paying equal amounts for a property.

To be clear, there was a financial settlement between them etc... from about 2019. Can she claim on the house in the event of something happening to him? How best do I protect myself?

She has asked that the house go to her children in the event he's no longer here. That would render me homeless, which is clearly insane.

Can she claim on a joint asset? Could I be left without a place to live without the security of marriage?

OP posts:
Gonk123 · 15/09/2024 23:02

You can and should make a will that cannot be changed upon death, there is a particular way to write it so it can’t be changed Eg, he has it that you can stay in the property, his half will go to his kids when something then happens to you, meantime they can’t kick you out of the house.

how did she go about asking for your payslips if the courts has already finalised his divorce…the mind boggles!

does it not bother you that they are still so financially involved despite being divorced. Personally I would want all financial ties to be complete before entering into anything like this as it sounds a little complicated currently. Be careful and good luck.

Verydemure · 15/09/2024 23:05

jjheights · 15/09/2024 21:56

They are very very well provided for as is, yes. But as per my post above, I am only too happy for the house to go to them after I'm gone too, since I am CF.

Well this is all very easy. Just seek legal advice. If it’s rich list levels, I don’t see why you’ve bothered asking on here. Any lawyer would be able to tell you the way round this for not much £’s!

AmberAlert86 · 15/09/2024 23:07

jjheights · 15/09/2024 22:57

No. We met after his divorce was finalised. That's my point. It made no sense given how well-off she is. To be fair, I also thought she wanted to check me out because I had met the children at this point and they were 17 at the time.

But I suspect because I sold a Co at the time - and she wanted my financial info. She can ask - but doesn't mean she would get it. It was denied.

She wanted ALL my financial info (as per my PP). Not just payslips. It was crazy.

The exw sounds crazy!
Did your partner initiate the divorce and she's been bitter since?
I've heard of exw but of more modest circumstances that attempted to leave the exh with nothing (and she was the one that initiated the divorce). As far as I know, following the divorce he bought (mortgaged) a modest house with his GF and had to sign his rights away to the house just to prevent the exw getting her claws in that too.
Obvs you are talking about much bigger amounts of money, I hope solicitor will be able to advice. But are you sure this is all worth it? Sounds like the ex demands things just for her own amusement and possibly to see how far she can push things.

Wherearemymarbles · 15/09/2024 23:09

OP
the entry point the rich list is £350 mil so if she got half i think he could afford £1500 an hour for a decent lawyer and whilst there maybe plenty on MN they probably dont post much.

However i think you are probably overthinking based on what i know of a very wealthy (8 figures not 9) persons arrangements post divorce.

GruandDrew · 15/09/2024 23:17

If the Ex is "rich list rich" - surely you should leave your house to a friend or relative or a charity for a cause you believe in?

MrsElijahMikaelson1 · 15/09/2024 23:20

Do you not have nieces or nephews to leave your estate to? Cousins?

a charity of your choice

jjheights · 15/09/2024 23:24

MrsElijahMikaelson1 · 15/09/2024 23:20

Do you not have nieces or nephews to leave your estate to? Cousins?

a charity of your choice

My own estate planning is (of course) sorted - and has been for many years. My query was only in regards to the potential joint house purchase, not my current home/Co/bonds etc...

OP posts:
jjheights · 15/09/2024 23:25

AmberAlert86 · 15/09/2024 23:07

The exw sounds crazy!
Did your partner initiate the divorce and she's been bitter since?
I've heard of exw but of more modest circumstances that attempted to leave the exh with nothing (and she was the one that initiated the divorce). As far as I know, following the divorce he bought (mortgaged) a modest house with his GF and had to sign his rights away to the house just to prevent the exw getting her claws in that too.
Obvs you are talking about much bigger amounts of money, I hope solicitor will be able to advice. But are you sure this is all worth it? Sounds like the ex demands things just for her own amusement and possibly to see how far she can push things.

He did initiate the divorce. (Finalised in 2019). I do believe she is trying to see how far she can push things and has done so for many years, hence my hesitation regarding living together without the protection of marriage etc...

OP posts:
YourMerryPinkHam · 15/09/2024 23:27

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

YourMerryPinkHam · 15/09/2024 23:27

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

ImaBuilder · 15/09/2024 23:30

Can you get proper legal advice for this OP? That’s what I’d do in your case. I doubt anyone on here will be able to advise you on this.

jjheights · 15/09/2024 23:33

ImaBuilder · 15/09/2024 23:30

Can you get proper legal advice for this OP? That’s what I’d do in your case. I doubt anyone on here will be able to advise you on this.

Already sought legal advice. Intrigued to see what comes of that this upcoming week. Was just curious as to what others have experienced. I know no two situations are the same (as I said in my PP) and as has been alluded to in the other pages (such as 'money matters' and 'divorce/separation'). Thank you though.

OP posts:
jjheights · 15/09/2024 23:35

What's with the Shein spam posts on here? My god. 😂

OP posts:
MollyButton · 16/09/2024 06:39

If he is rich - then he should get married for the huge tax advantages when he dies.
However, if he keeps giving her money when she asks even after a clean break settlement, then I wouldn't be buying with him. If you want to live together, then let him buy and you buy, and you both live in one of the properties and let out the other. So you both have separate property investments.

BrakesOn · 16/09/2024 08:31

jjheights · 15/09/2024 23:35

What's with the Shein spam posts on here? My god. 😂

I thought the deleted posts were calling out the complete unlikeliness of any of what the OP writes being true 😂

MrsElijahMikaelson1 · 16/09/2024 10:38

You should both seek legal advice to protect yourselves.

Wherearemymarbles · 16/09/2024 11:00

But op, if he is so rich marrying someone who isnt is a huge risk to his remaining wealth so he’d be bonkers to marry you -
unless of course you have £350 mill knocking about.

LostittoBostik · 16/09/2024 11:14

Wherearemymarbles · 16/09/2024 11:00

But op, if he is so rich marrying someone who isnt is a huge risk to his remaining wealth so he’d be bonkers to marry you -
unless of course you have £350 mill knocking about.

That's why he's not keen on marriage, presumably. OP doesn't seem worried about that though, she's also financially independent. She doesn't want any shared asset to go to his ex. Which is fair.

OP, you won't get decent advice on here. Wait for the legal advice you've paid for.

jjheights · 16/09/2024 15:24

LostittoBostik · 16/09/2024 11:14

That's why he's not keen on marriage, presumably. OP doesn't seem worried about that though, she's also financially independent. She doesn't want any shared asset to go to his ex. Which is fair.

OP, you won't get decent advice on here. Wait for the legal advice you've paid for.

Exactly right. Spot on. Not keen on marriage either.

Advice sought. Solicitors got back to me. Feeling much better about everything. Thanks for all the feedback. As for anyone who thought I was lying... spare me. Some people. Honestly! 😂

OP posts:
OhshutupBarry · 16/09/2024 15:30

Haven't you already posted about this before or am I having a deja vu moment?

Always surprises me how many seriously rich people are on MN.

Gonk123 · 16/09/2024 16:17

Glad you are feeling better …yay!

jjheights · 17/09/2024 00:00

OhshutupBarry · 16/09/2024 15:30

Haven't you already posted about this before or am I having a deja vu moment?

Always surprises me how many seriously rich people are on MN.

Sorry, no! Not me. That said, I have read similar instances on MN. Seems insane what's on the 'money matters' page and 'divorce' page. I'm aware that no two situations are the same - but my god, some of the stories are harrowing and awful.

OP posts:
Pherian · 04/12/2024 07:35

You need legal advice from someone qualified to give it.

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