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Share your dilemmas and get honest opinions from other Mumsnetters.

To give you the pensioners facts

503 replies

Moier · 09/09/2024 14:25

So many threads about pensioners being well off.
I've just had my forecast.
I turn 66 in November .
Those born after September 23rd 1958 will not get the winter fuel allowance no matter what credits you are on.
Esa etc etc.
My forecast us £221 per week.
Also pensioners still have to pay rent.
Council house tenants will still pay bedroom tax.
Pensioners won't get council tax reduction.
Unless you have paid into a private pension .. pensioners will be the poorest they have ever been.
And we waited an extra 6 years for bugger all.
Stammer is the theif that has stolen all our golden hours.

OP posts:
Thread gallery
16
GasPanic · 12/09/2024 18:03

"The fact is that there is a £21 billion black hole in the finances.

We're not going to tell you how it is made up, or where it came from, but you can guarantee it was nothing to do with us.

Now we are going to make the most vunerable people in society pay for it."

I'm wondering who came up with this genius plan.

Bromptotoo · 12/09/2024 18:09

PandoraSox · 12/09/2024 17:26

It just means that those who are not of pension age (66) by 22nd September 2024 won't get this year's WFA. They will get it next year if they are on Pension Credit or another qualifying benefit. WFA has always worked that way, there is always a September cut off date. I expect it is because it makes it easier to administer.

It was paid in late September/early October.

My Mother died in late September 2017 and her WFP was paid the day she died.

PandoraSox · 12/09/2024 18:27

Bromptotoo · 12/09/2024 18:09

It was paid in late September/early October.

My Mother died in late September 2017 and her WFP was paid the day she died.

Ah, sorry about your mum. I know it was a while ago, but I know I still miss my mum at times even though she has been long gone.

That explains the cut off date, thanks.

Rosscameasdoody · 12/09/2024 19:25

GasPanic · 12/09/2024 18:03

"The fact is that there is a £21 billion black hole in the finances.

We're not going to tell you how it is made up, or where it came from, but you can guarantee it was nothing to do with us.

Now we are going to make the most vunerable people in society pay for it."

I'm wondering who came up with this genius plan.

Reeves and Starmer. That’s who. Now they’re coming after the single persons’ discount for council tax. Guess the cohort most likely to be affected ?

Rosscameasdoody · 12/09/2024 19:28

anyolddinosaur · 12/09/2024 14:51

@ATenShun You are still missing the point - no-one says all pensioners should have a WFP. But there are people who worked all their lives - from 14 or 16 in some cases - who income was never enough to build up much private pension and who now find that what they did manage to save takes them only 50p or £1 a week above the level at which they could claim pension credit - so not only WFP but also help to insulate their homes.

Single pensioners, especially those over 80 (mostly female but some male) are one of the groups likely to be in poverty - and also to have poor health.

This group also, for technical reasons related to the old state pension, wont get next year the cash increase to their pensions the government talks about. They always quote figures for the NEW state pension knowing that the pensioners in fuel poverty will be the ones not getting it.

The Labour Party's own figures forecast their would be deaths. They could have done something to mitigate this but they dont want to do so.

They don’t want to do so because they are looking forward to the cost of pension provision to be significantly lower when numerous oldies have frozen to death.

iwishihadknownmore · 12/09/2024 19:33

GasPanic · 12/09/2024 18:03

"The fact is that there is a £21 billion black hole in the finances.

We're not going to tell you how it is made up, or where it came from, but you can guarantee it was nothing to do with us.

Now we are going to make the most vunerable people in society pay for it."

I'm wondering who came up with this genius plan.

Jeremy Hunt & Richi Sunak.

They were warned by many inc the IFS that his stupid NI cuts would need to be paid for by Tax rises or Spending cuts, he said "oh no, the workers will work harder"

He knew the Pay Review bodies would be reporting very soon but set aside no money to pay for these.

Set aside no money for the Blood scandal, thats billions....

Of course Labour knew all of this, they might not have known the exact amounts but they had a fair idea.

Rosscameasdoody · 12/09/2024 19:33

Carrotmccarrotface · 11/09/2024 01:49

I think she should be able to expense back the heating on her second home.

If she wasn’t an MP she’d be have a house that she lived in with her partner and they paid utilities etc between them. When she’s an MP she has to have 2 houses - one in the constituency and on at Westminster (assuming they’re not in commuting distance). It costs no less to heat the constituency house when she’s not there - heating it for her partner costs the same as heating it for both of them - and yet she now has this extra cost of heating her Westminster place when she’s in Westminster. It’s an extra cost of doing her job and fine to expense.

Might interest you to know that Rachel Reeves has claimed £3700 in heating allowances in the past five years on her constituency home. That’s £740 a year - over three times what most pensioners got in WFP. She has also commented that she has been very concerned when opening her bills lately as the costs are spiralling. This is despite a £91,000 basic salary as an MP and being married to a very senior civil servant. If she’s struggling, how does she think the pensioners she’s just shafted feel ?

iwishihadknownmore · 12/09/2024 19:36

Rosscameasdoody · 12/09/2024 19:33

Might interest you to know that Rachel Reeves has claimed £3700 in heating allowances in the past five years on her constituency home. That’s £740 a year - over three times what most pensioners got in WFP. She has also commented that she has been very concerned when opening her bills lately as the costs are spiralling. This is despite a £91,000 basic salary as an MP and being married to a very senior civil servant. If she’s struggling, how does she think the pensioners she’s just shafted feel ?

Edited

Reeves earns over 150k as a Govt minister, how many other jobs allow personal heating to be claimed as an expense?

Yes its not a good look is it?

Tory or Labour, they make sure they are all ok first.

Rosscameasdoody · 12/09/2024 19:37

Starmer’s dad was a tool maker. Seems to me Keir’s the biggest tool he’s made.

Rosscameasdoody · 12/09/2024 19:45

iwishihadknownmore · 12/09/2024 19:36

Reeves earns over 150k as a Govt minister, how many other jobs allow personal heating to be claimed as an expense?

Yes its not a good look is it?

Tory or Labour, they make sure they are all ok first.

Maybe if they got their noses out of the trough there would be enough left to sort out the mess without hitting on the vulnerable yet again. 14 years of Tory cutbacks only to be told we’ll all have to take the pain yet again. Why are the likes of Boris and Truss taking £110,000 a year for life, just for being PM ? Boris already has more money than he can spend, and Truss was PM for 49 days. Where else could you walk away with this kind of pension for rubbishing the economy and plunging so many people into hardship ? £300 a day for sitting in the House of Lords, while people have to rely on foodbanks to make ends meet. You couldn’t make it up.

Rosscameasdoody · 12/09/2024 19:50

JohnTheRevelator · 12/09/2024 16:06

The bit about not getting the WFA if you're born after 23rd September 1958,regardless of what benefits you're on? I didn't know that. I thought that if you claimed pension credit to top up your pension that you would be eligible for it.

If you’re born after 23rd September 1958 you haven’t yet reached 66 so you’re not eligible for state pension.

iwishihadknownmore · 12/09/2024 19:52

Rosscameasdoody · 12/09/2024 19:45

Maybe if they got their noses out of the trough there would be enough left to sort out the mess without hitting on the vulnerable yet again. 14 years of Tory cutbacks only to be told we’ll all have to take the pain yet again. Why are the likes of Boris and Truss taking £110,000 a year for life, just for being PM ? Boris already has more money than he can spend, and Truss was PM for 49 days. Where else could you walk away with this kind of pension for rubbishing the economy and plunging so many people into hardship ? £300 a day for sitting in the House of Lords, while people have to rely on foodbanks to make ends meet. You couldn’t make it up.

Because they are worth it!!!

Seriously, the shabang that is Parliament, wouldn't pay for a weeks NHS budget.

Yes they get far to much, in terms of benefits, but the reality is, the amounts are relatively small.

JenniferBooth · 13/09/2024 20:37

Rosscameasdoody · 12/09/2024 19:28

They don’t want to do so because they are looking forward to the cost of pension provision to be significantly lower when numerous oldies have frozen to death.

Yet they wanted longer harder lockdowns if it saved just one life!

MumOfTwoLittleOnes24 · 13/09/2024 22:32

OP, you implied in your earlier posts that you had received a multi-million pound compensation for the injuries you sustained as a result of a horrendous assault carried out on you by an ex-partner.
May I ask, did you receive this payout from the ex-partner's personal assets/property? If not, please could you inform us of the source of this payment?
Thank you

User6874356 · 14/09/2024 13:56

eggplant16 · 11/09/2024 15:03

Thatcher’s policies drove a wrecking ball through the bonds of social collectivism across generations, replacing it with individual and familial responsibility. Decades later, exacerbated by austerity, the memory of this social contract is not easily recalled

From one of your links?

On a personal level I was "let go" for being pregnant in 1996. Pension provision wasn't at the forefront of my mind.

It was illegal in 1996 to dismiss someone for being pregnant and had been for decades. If you were dismissed for that reason, you would have been entitled to compensation. I saw that as someone who was dismissed for getting pregnant over 20 years after 1996.

Bromptotoo · 14/09/2024 14:05

User6874356 · 14/09/2024 13:56

It was illegal in 1996 to dismiss someone for being pregnant and had been for decades. If you were dismissed for that reason, you would have been entitled to compensation. I saw that as someone who was dismissed for getting pregnant over 20 years after 1996.

Being 'let go' for pregnancy and/or Motherhood might have been illegal in 1996 but it still happened. It still does. Any number of cases in front of the Employment Tribunal in Central London, often from Finance or top ten law firms, demonstrate the ongoing prevalence of that particular discrimination.

For every case that goes the distance and gets damages there will be many others that never get past first base.

Not specific to Employment but there's an Iceberg model for 'administrative justice' where the visible stuff is a fraction of what's hidden beneath the surface.

User6874356 · 14/09/2024 14:14

Bromptotoo · 14/09/2024 14:05

Being 'let go' for pregnancy and/or Motherhood might have been illegal in 1996 but it still happened. It still does. Any number of cases in front of the Employment Tribunal in Central London, often from Finance or top ten law firms, demonstrate the ongoing prevalence of that particular discrimination.

For every case that goes the distance and gets damages there will be many others that never get past first base.

Not specific to Employment but there's an Iceberg model for 'administrative justice' where the visible stuff is a fraction of what's hidden beneath the surface.

Yes it does still happen. As I said it happened to me fairly recently. I took my employer to a tribunal and received compensation (they settled as most do).

The idea that you could dismiss pregnant women without consequences in 1996 is nonsense. Of course it happened then and still happens now. But there is recourse. It is not an argument to privilege pensioners.

Starzinsky · 14/09/2024 14:41

It's the tax payers who pay for pensions for those who haven't paid in and also not arranged their own private pension. Given tax payers are also mandated to pay into a private pension for themselves there is a limit on the burden that can be placed on working people.

Rosscameasdoody · 14/09/2024 14:44

Starzinsky · 14/09/2024 14:41

It's the tax payers who pay for pensions for those who haven't paid in and also not arranged their own private pension. Given tax payers are also mandated to pay into a private pension for themselves there is a limit on the burden that can be placed on working people.

Pensioners are tax payers too.

Rosscameasdoody · 14/09/2024 15:00

JenniferBooth · 13/09/2024 20:37

Yet they wanted longer harder lockdowns if it saved just one life!

That was then, this is now. They weren’t in government during Covid so they could say what they liked without consequence. They are now the ones tasked with balancing the books so the rhetoric is very different. Pensioners dying of the cold this winter won’t be a good look, but their spin doctors will handle that and dress it up as something else, in the same way they’ve dressed up what is basically more austerity as ‘fixing the foundations’.

Meadowfinch · 14/09/2024 15:11

User6874356 · 14/09/2024 14:14

Yes it does still happen. As I said it happened to me fairly recently. I took my employer to a tribunal and received compensation (they settled as most do).

The idea that you could dismiss pregnant women without consequences in 1996 is nonsense. Of course it happened then and still happens now. But there is recourse. It is not an argument to privilege pensioners.

@User6874356 There is recourse but many women cannot afford legal advice and there is no legal aid.

I was 'made redundant' first morning back after maternity. They had given my job, my department to the sales director's wife. I was lucky, I'd taken family legal cover with my house insurance.

It still took a year of their threats and aggression to get them to a tribunal, and then they paid me a year's salary the night before.

I think the point is there are always exceptions and this govt is blithely ignoring that. I foresee a huge number of cold and sick pensioners this year. Let's hope the winter is not too severe.

MrsSunshine2b · 14/09/2024 18:34

Meadowfinch · 14/09/2024 15:11

@User6874356 There is recourse but many women cannot afford legal advice and there is no legal aid.

I was 'made redundant' first morning back after maternity. They had given my job, my department to the sales director's wife. I was lucky, I'd taken family legal cover with my house insurance.

It still took a year of their threats and aggression to get them to a tribunal, and then they paid me a year's salary the night before.

I think the point is there are always exceptions and this govt is blithely ignoring that. I foresee a huge number of cold and sick pensioners this year. Let's hope the winter is not too severe.

£200 isn't going to make the difference between cold and not cold for a whole winter.

Rosscameasdoody · 14/09/2024 19:02

MrsSunshine2b · 14/09/2024 18:34

£200 isn't going to make the difference between cold and not cold for a whole winter.

No, but it will give reassurance that in the very cold spells pensioners can put on their heating knowing that there’s £200-£300 there to cover it. And in the winter quarter it goes a long way towards the total bill.

Meadowfinch · 15/09/2024 04:19

MrsSunshine2b · 14/09/2024 18:34

£200 isn't going to make the difference between cold and not cold for a whole winter.

Yes it does.

My dm was incredibly frugal with heating but she knew if she got too cold, she could turn the gas fire on for an hour or two and the payment would cover it. It stopped her worrying.

You really don't have a clue how older generations think, do you?

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