If she plays about with IHT it may not be to the government's credit. In most ordinary families who are buying their own house, children often go without to save for a deposit and pay the mortgage. Why should they be taxed when they inherit?
When houses owned by the deceased come up for sale, in some locations it may be that property managers and landlords sit on the heirs until they have to sell in the end. The Treasury adds interest on any IHT after 6 months, and few heirs can keep up the utilities and insurance on a vacant home.
Some are persuaded to sell low for a quick sale as ''anything more only goes to the Treasury''. It is daft, I know, because it is a tax, not the whole amount of the limit, but when push comes to shove, buyers win. It is how many landlords obtain their portfolio.
It would be unwise to give more wealth to property managers and developers and landlords at the expense of the heirs - and the Government, The ones who lose out are the hard working parents who thought they were leaving something to the children. It is false economy.