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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Can’t just be me who is sick of the moaning about the private school VAT and winter fuel payments

587 replies

TruthorDie · 16/08/2024 22:09

The moaning about them seems to be never ending. So tone death and indulgent on both counts. Not sure which is worse. A friends mum was ranting on social media earlier about winter fuel payments being stopped and how “worried about being cold” she was. Bad news is Lynn you haven’t needed to work since 1989, married to an oil exec and have had lots of the good life. I’m sure all of your Florida holidays keep you warm enough!

Bright children can get on anywhere, my siblings and l went to a comprehensive. We all have a couple of degrees, one of us has a PhD so it didn’t hold us back too much in life. Before anyone comes at it from the neurodiversity angle then l am and l wouldn’t be surprised if my younger sibling isn’t

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Miley1967 · 17/08/2024 10:25

CautiousLurker · 17/08/2024 01:15

Yes, but it’s woefully inadequate - my kids state schools’ refused to even support an ed psych assessment for both my children, as was the case with every person I know. Our local school is at the top of the Times league tables, so it’s not because of being under funded either. We all had to borrow money from grandparents/family to pay for private assessments and those still in state schools after diagnosis and being given an IEP were offered a few hours a week extra support for their children, or a place in the one size fits all remedial classes that did not address their personal needs. Several families I know had to take the LEA to court to get adequate provision, costing them nearly £40k.

How do those who can’t find that money manage? By putting up with the woeful provision because they have little choice. The provision is possibly improved by the fact that some parents have removed their children, enabling those kids to get assessed sooner and have some of those hours that would be allocated to them. I can assure you, when these privately educated kids are forced to return to the state sector it will be those kids currently in the state system who will suffer. The few resources there are will be more thinly spread, those who can get/have already got private assessments will get their SEN provision sooner while those children whose parents cannot will slip further back in the queue.

None of the labour govt plans demonstrate how they are going to fund the increased demand for SEN provision or where they will suddenly find fully qualified SEN staff (which now requires a PGCE, 2 years teaching experience and a 2 year Masters) when they will already struggle to find 6000 teaching staff.

I don't think there's an easy answer. An article in the Guardian yesterday said that 8% of 15 year olds are now on disability benefits mostly for autism/ adhd etc. That's a massive amount of SENCO's needed to address that. The system is at breaking point clearly no to mention the costs.

SadJaneGrey · 17/08/2024 10:26

My DM will suffer, she can’t get warm anymore and she is late 80’s. But her and my DF have savings. Do can pay for repairs to their house. But I suppose she can just wear a coat and hat and shoes in the house.

Livelovebehappy · 17/08/2024 10:27

BIossomtoes · 17/08/2024 10:12

The NHS is under managed if anything. It definitely needs an overhaul but not necessarily in the areas you suggest.

It's undermanaged because of being poorly organised. Managing needs to be effective. Top management needs to be more hands on rather than lots of pen pushing.

iwishihadknownmore · 17/08/2024 10:27

Livelovebehappy · 17/08/2024 09:55

And no doubt you'll happily take your inheritance when it comes. Or will you donate it to the poor? Or doesn't your 'bleeding' heart entend beyond your need to keep your parents ill gotten money?

Don't be ridiculous, the country cannot afford handing out billions to people who are well off.
The inheritance issue is neither here nor there.

Same with VAT on school fees, we cannot afford it anymore.

However, it would be better for Labour to reform the energy market & reduce prices for all, rather than handouts.

Why has the UK got, when standing charge included, the most expensive electricity in Europe?

Livelovebehappy · 17/08/2024 10:31

iwishihadknownmore · 17/08/2024 10:27

Don't be ridiculous, the country cannot afford handing out billions to people who are well off.
The inheritance issue is neither here nor there.

Same with VAT on school fees, we cannot afford it anymore.

However, it would be better for Labour to reform the energy market & reduce prices for all, rather than handouts.

Why has the UK got, when standing charge included, the most expensive electricity in Europe?

I've already said that the more well off who don't need it, shouldn't get it. But there are millions of pensioners not entitled to pension credits or benefits just living on the cusp who will be badly affected. And btw, my post was addressing someone's comments about her super rich parents and sarcastically referencing how her heart 'bleeds'. Keep up....

iwishihadknownmore · 17/08/2024 10:33

Livelovebehappy · 17/08/2024 10:27

It's undermanaged because of being poorly organised. Managing needs to be effective. Top management needs to be more hands on rather than lots of pen pushing.

There isn't the correct number of staff in the NHS for management to be effective, they are constantly firefighting, moving staff from pillar to post to try and meet demand.

My DD trust has vacancies for OTs and Physio's that are 12m to 18m old, yet have soaring demand, with more people having strokes etc and needing to be kept out of Hospital.

Management spend their time restructuring, dealing with complaints and trying to conjure up ever more imaginative ways to reduce the threshold for seeing a healthcare worker.

& all the time people are leaving the NHS.

Bluevelvetsofa · 17/08/2024 10:34

I won’t get wfa and that’s fine. We will be above the threshold and will do what we’ve done in the past and restrict the heating.

It would be interesting to know the numbers of pensioners who are sufficiently well off to have several holidays a year and/or second homes, as opposed to those who are still going to be in receipt of wfa. I expect most will be in a continuum between the two.

The manner in which some people talk about downsizing, I find irritating though. It isn’t simply a question of selling up and finding a smaller property. If it were, we wouldn’t have spent since February this year, trying and failing to do just that. For some people, their house has been their home for many years and they have such an emotional investment in it that the prospect of leaving it is really difficult.

I taught in state schools for forty years, so VAT on private education is not a concern for me, but the lack of investment in state education, particularly for children with additional needs is a disgrace. If I thought those monies saved were going towards improving the lot of vulnerable children in education and for more positive experiences in the NHS, then I’m sure many would think it worthwhile. But I bet that won’t happen.

5128gap · 17/08/2024 10:35

MBDBBB · 17/08/2024 10:07

This. It’s a sorry situation and threads like this are exactly what Labour wants -to stir up jealousy and anger against a fiction they have created, lumping all independent school parents into one category. It makes no financial sense for the country, it is directly targeting children, but they’ll push it through because they are bitter.

Nonsense. Outside of MN, the vast majority of the electorate couldn't care less about VAT on school fees. It impacts only 7% of those with school age children, a tiny proportion of people to start with, and of those there are many people for whom it's loose change or who support the policy anyway. You are perpetuating the myth that a lot of noise from a vocal minority means this policy is highly controversial, when for most people it matters not at all, and is an easy way to raise a few quid without upsetting the majority.
If you seriously imagine the government feels the need to manipulate opinion, whip up bitterness, jealousy or anger to get this policy accepted against the preferences of your small demographic, you are seriously deluded about your own level of importance and influence.

TruthorDie · 17/08/2024 10:35

Livelovebehappy · 17/08/2024 10:24

Doctors only form a small part of the NHS. Many who work in the NHS contribute to the cogs going round. I suspect a lot in the NHS will see what the Dr's have received and will shortly be putting in their salary increase 'bids'. Let's see how Labour deal with that. They tend to spend first, then look at how to cost it afterwards. Junior doctors applied to train when they knew their salary, so assume their applications to study medicine wasn't solely based on salary offered at that time.

5.5% increase was offered the other week. Most NHS staff are in Agenda for Change e.g. nurses, admin, porters, physios etc

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iwishihadknownmore · 17/08/2024 10:41

Livelovebehappy · 17/08/2024 10:31

I've already said that the more well off who don't need it, shouldn't get it. But there are millions of pensioners not entitled to pension credits or benefits just living on the cusp who will be badly affected. And btw, my post was addressing someone's comments about her super rich parents and sarcastically referencing how her heart 'bleeds'. Keep up....

£200 over the course of a 6 or 7month period of having to heat a house is not enough, it doesn't even touch the sides, its a few extra units per month.

Cutting unit energy costs is a far better way forward, for the pensioner, for everyone on a low income and for the taxpayer.

Where would you put the cut off point? and how much would it cost to administer some random income point?

TruthorDie · 17/08/2024 10:42

HowIrresponsible · 17/08/2024 10:22

Ah yes the Dr's.

Under the last labour govt when Brown brought us slap bang into the European average, productivity declined - and the onky discernible change was a massive pay rise for NHS staff. (Also “chronically and historically underpaid” according to them).

You could cram the entire GDP into the maw of the NHS and it would still demand more and screech about underfunding - even (as now) with the consultants’ car park full of Jags and Mercs.

The NHS doesn’t even do irony well.

Give over...

The consultants are the minority, lots of doctors are called junior doctors and paid as such. Starting pay was £32,398 last year for doctors. Not very appealing especially in the south east. Also when student loans, professional subscriptions, exams etc need to be paid. Threads on here make me giggle when doctors struggle with childcare due to the hours and shifts. But who can afford a nanny on £33k?!

Ironically one of the big issues for the NHS are people living so long and using it +++

OP posts:
MBDBBB · 17/08/2024 10:43

5128gap · 17/08/2024 10:35

Nonsense. Outside of MN, the vast majority of the electorate couldn't care less about VAT on school fees. It impacts only 7% of those with school age children, a tiny proportion of people to start with, and of those there are many people for whom it's loose change or who support the policy anyway. You are perpetuating the myth that a lot of noise from a vocal minority means this policy is highly controversial, when for most people it matters not at all, and is an easy way to raise a few quid without upsetting the majority.
If you seriously imagine the government feels the need to manipulate opinion, whip up bitterness, jealousy or anger to get this policy accepted against the preferences of your small demographic, you are seriously deluded about your own level of importance and influence.

They aren’t bothered about it now, until what it actually means is that state schools become (more) overcrowded by kids who would otherwise have gone to a private school, and actually the VAT “gained” has been overtaken by the cost of state educating those kids. People just don’t know what it means. You are seriously deluded if you think it means that it will bring in loads of cash.

Morph22010 · 17/08/2024 10:43

AngelusBell · 17/08/2024 09:31

Energy bills have risen so much that this isn’t a valid comparison. Four years ago my direct debit was £56 every month, now it’s £130. Once a pensioner has paid tax on £944 a month, £130 on energy and another £130 on council tax doesn’t leave them with much for other bills and food.

They won’t pay tax on £944 a month it’s under the personal allowance.

Miley1967 · 17/08/2024 10:43

iwishihadknownmore · 17/08/2024 10:41

£200 over the course of a 6 or 7month period of having to heat a house is not enough, it doesn't even touch the sides, its a few extra units per month.

Cutting unit energy costs is a far better way forward, for the pensioner, for everyone on a low income and for the taxpayer.

Where would you put the cut off point? and how much would it cost to administer some random income point?

Hopefully the energy companies will come up with some kind of lower tarrif for pensioners.

Clavinova · 17/08/2024 10:45

TruthorDie
Bright children can get on anywhere, my siblings and l went to a comprehensive. We all have a couple of degrees, one of us has a PhD so it didn’t hold us back too much in life.

There are just as many private schools that cater for average ability children (and even lower ability children) as there are private schools that cater for 'bright children'.

Morph22010 · 17/08/2024 10:45

AngelusBell · 17/08/2024 09:37

He is paying tax on it, though.

Well he either has other income so his total income is more than £12570 or it is wrong, how is the tax being collected as state pension isn’t paid through paye? Does he have to do a tax return?

AngelusBell · 17/08/2024 10:47

Morph22010 · 17/08/2024 10:43

They won’t pay tax on £944 a month it’s under the personal allowance.

Well, my Dad must have become a compulsive liar as he claims he pays tax on £218.15 per week. That’s the only explanation I can think of.

DancingPhantomsOnTheTerrace · 17/08/2024 10:48

Winter fuel payment should always have been means tested so for me this is a move in the right direction, but the way it's means tested and the levels for qualification need to be looked at urgently.

I agree. If it had always been means tested and someone suggested making it universal, people would rightly say that was ridiculous.

That doesn't mean the threshold it's now been set at is right though.

Butwhybecause · 17/08/2024 10:49

TruthorDie · 16/08/2024 22:29

Funnily enough l was thinking the big bills ironically are making people more strict about energy useage. A few winters ago we would put the thermostat on 20 (Edwardian property with big ceilings) but last winter it was more like 16

Presumably you're young and active.

Many elderly people aren't and their income may be slightly above that to make them eligible for Pension Credit and thus WFA.
We'll see if/when cases of hypothermia increase next winter.

Many pensioners are eligible for Pension Credit but don't claim it, saving the government billions. Perhaps there should be more of a targeted campaign to help those eligible who don't claim at the moment.

I hope the State education sector is poised and ready for the influx of pupils who were or would have been privately educated!

saraclara · 17/08/2024 10:51

they are talking about discounts for those with EHCPs

Which will put even more pressure on the system when private school parents or wannabees realise they can get a discount if they get an EHCP. And that extra pressure will disadvantage the children of those parents who have no choice but state education, even more.

So the relatively well off will benefit over the poor and the averagely paid, yet again

AngelusBell · 17/08/2024 10:53

Morph22010 · 17/08/2024 07:10

They don’t manage that’s the simple answer. If Sen needs are severe enough that the child can’t cope in the mainstream school they are allocated, parents don’t have the ability to fight and go to tribunal then very often the child ends up out of school completely which then limits their life chances. I had the ability to be able to out my own case together snd go to tribunal so my son is in a specialist school, I know of someone else who rather than fight the system paid to send their child to a small local private school with small classes and more individual attention. Someone else I know didn’t have the means or ability to do either of these their child is still on roll at the local mainstream but hasn’t attended since year 7 and he’s just going into year 11

Your son must have EHCP funding to get a place at a specialist school. I have no issue with that if his level of need is so high. Did the state school say there was no need for specialist education or did they support you with documentation etc?

Morph22010 · 17/08/2024 10:54

AngelusBell · 17/08/2024 10:47

Well, my Dad must have become a compulsive liar as he claims he pays tax on £218.15 per week. That’s the only explanation I can think of.

If he’s not a liar then It must be wrong so he needs to contact hmrc and get it corrected. If £218 is his only income he should not be paying any tax. It’s not just pensions he needs to take into account for income though if he has bank interest, investment income, rentals income, wages it all needs adding together and if his total is above £12570 he will pay tax on the amount over this limit. If he is telling you he is paying tax and his only income is £218 a week then it is either incorrect or he is lying about his income

Morph22010 · 17/08/2024 10:58

saraclara · 17/08/2024 10:51

they are talking about discounts for those with EHCPs

Which will put even more pressure on the system when private school parents or wannabees realise they can get a discount if they get an EHCP. And that extra pressure will disadvantage the children of those parents who have no choice but state education, even more.

So the relatively well off will benefit over the poor and the averagely paid, yet again

Edited

They have said now that there won’t be discounts for ehcps this was just something mooted by people before the election but not actually said officially. It has been said that vat will be applied to all fees regardless of whether the child has an ehcp as in cases where the child has fees paid by the la through an ehcp the la can claim the vat back so there is no cost to them overall

AngelusBell · 17/08/2024 10:58

Morph22010 · 17/08/2024 10:54

If he’s not a liar then It must be wrong so he needs to contact hmrc and get it corrected. If £218 is his only income he should not be paying any tax. It’s not just pensions he needs to take into account for income though if he has bank interest, investment income, rentals income, wages it all needs adding together and if his total is above £12570 he will pay tax on the amount over this limit. If he is telling you he is paying tax and his only income is £218 a week then it is either incorrect or he is lying about his income

None of the above but he does have some savings which he will have declared, so perhaps that’s why.