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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Why not just lift the 2 child benefit cap for kids already born?r kids whr

90 replies

malificent7 · 18/07/2024 00:01

But not for future kids to act as a deterrant? Just an idea

OP posts:
SquishyGloopyBum · 18/07/2024 14:01

Lwrenn · 18/07/2024 02:41

It's sad to think about children in poverty in any respect but I do feel especially sad for parents who's circumstances change dramatically in this situation.
Say you've had 5 kids, both high earners, one parent can no longer work due to illness and the other needs to become a carer for their partner, that kind of situation. Where nobody expected to have to rely on welfare. That must be atrocious, especially if life Insurances find loopholes and you've a massive mortgage and debts etc.

I personally don't agree with the cap to benefits, children shouldn't be going hungry because of their parents choices.

It's very simple to me, we don't punish children for being born to poor parents.

I think when we consider the money that the government have pissed up the wall or used to line the pockets of their friends (remember that phone alert bullshit scam they pulled or the PPE scam over covid?) And all the other underhanded ways they've ripped us off, we can afford to make sure kiddos aren't starving.

Just basic humanity to not starve kids imo but hey ho, what do the plebs know?

I'm with you in part and circumstances do change for the worse sometimes.

But there's a broader question here - why have 5 children in the first place? It's a selfish need of the parents to have all these children. No child ever asks to be born.

I look at the cap as a good thing in terms of an environmental point of view. But I know from expressing this here I'm unusual in that.

But it's hard because no child deserves to be raised in poverty. But then climate change is going to bite us all anyway.

x2boys · 18/07/2024 14:18

Randomlygeneratedname · 18/07/2024 00:12

Do people really think child benefit is such a huge amount of money that someone would actually have a third to get it?

Its not chold benefit ,it,s universal credit which can be hundreds of pounds a month depending on circumstances.

Nonametonight · 18/07/2024 14:25

KekseKekse · 18/07/2024 02:18

As said on similar threads, for children born after 06/04/2017, the child element in Universal credit is currently £287.92 per month (£3433.04 per year) for each of the first two children. For the first child born before that date the amount is £333.33 per month (£3999.96 per year).

For information, if a child is disabled they they will receive an additional amount of £156.11 or £487.58 if severely disabled. The etwo child limit does not apply to these disability payments.

So, if the two child limit was lifted, if a family on UC, would gain £3433.03 a year for an extra child, £6866.06 for an extra two children and £10,299.09 for an extra three children, if the overall benefit cap was also lifted.

But if a single parent or family earn just £1 above the threshold for claiming UC, tHey will not be able to go to the stare or their employer and ask for thses tax free payments, because they have more than two children.

So there needs to be a better way than to say that those on UC can have what those just earning that little too much to get benefits can't have.

As others have said, thereneeds to be other support given, breakfast clubs at school, food vouchers, clothing vouchers, budgeting skills, etc.

Otherwise, those currently working and not claiming UC, will give up work or reduce their hours so that they can get UC and have the amount of children they really want, funded by the state, rather than just those they can afford by hard work.

Edited

I think you don't quite understand how UC works. This example might help

One family earns one pound a month too much to have any UC entitlement. The other family earns two pounds a month less. Otherwise, both families are totally identical. The lower earning family would only be receiving a few pence per month in universal credit.

The old system used to have rigid earnings thresholds and cliff edges. UC does not.

Owl55 · 21/07/2024 15:54

Maybe instead of changing the cap on 2 children use that money to give free school meals and breakfast club to all children as the children will directly benefit particulary the poorest ?

DragonFly98 · 21/07/2024 16:18

Owl55 · 21/07/2024 15:54

Maybe instead of changing the cap on 2 children use that money to give free school meals and breakfast club to all children as the children will directly benefit particulary the poorest ?

Many children affected by the cap already have free breakfast clubs and fsm. That doesn't solve the problem. Third children ( and more) need more than a bagel and a plate of spaghetti bolagnaise to lift them out of poverty.

Notreat · 21/07/2024 16:23

It doesn't act as a deterrent because people don't have children to claim benefits. Circumstances change.
Also it is the children who suffer. Children don't ask to be born and I think society as a whole has a responsibility to care for the most vulnerable and that includes children.

OurFlagMeansAfternoonTea · 21/07/2024 16:30

It was a 2 child cap after a certain date.There was plenty of notice given, but I appreciate not everyone pays attention to such things. Anyone with more than two children before that date still got it for all the children. .

OhmygodDont · 21/07/2024 16:37

There was plenty of notice. Those who continued to have more children while already on benefits did it purposely and are the ones depriving their children on purpose.

No the children shouldn’t suffer but we also shouldn’t reward fecklessness. A voucher scheme for school uniforms and free school meals/lunches as well as often free clubs ran for those on fsm and the vouchers for food during holidays for the children I certainly agree with. I’d want to make sure it directly benefits the child though not just cash in the pocket of the parent.

LlynTegid · 21/07/2024 16:51

I think it should be ended anyway. I can think of many ways it could be funded, for example, almost no-one needs an SUV and about £1000 a year tax directly or on PCP payments on those would fund it, even if the numbers reduced.

DramaLlamaBangBang · 21/07/2024 16:57

Why has this suddenly come up again nearly 10 years after it came into force? It eill cost a fortune to reverse- money that would be better spent directly on children instead of handing out £300 a week to people who have chosen to have more than 2 children when they can't feed the ones they have.

50shadedofmagnolia · 21/07/2024 17:11

Why lift it!
I've got more than two but I don't expect anyone to pay for them.
There would be lazy parents pumping one out every year.
Keep it as it is

1AngelicFruitCake · 21/07/2024 17:20

DragonFly98 · 21/07/2024 16:18

Many children affected by the cap already have free breakfast clubs and fsm. That doesn't solve the problem. Third children ( and more) need more than a bagel and a plate of spaghetti bolagnaise to lift them out of poverty.

The types of children this would benefit won’t necessarily go to breakfast club or sometimes school. I know of a child who will probably have a miserable summer holidays, his mum is completely in denial would leave the breakfast club to the poor children, not realising her child is in need. This same parent has their child dressed in fancier clothes than my children wear with regular haircuts, whilst the child is malnourished, with tooth decay, struggling massively academically etc but to the parent her child is fine as he looks presentable.

OhmygodDont · 21/07/2024 17:20

DramaLlamaBangBang · 21/07/2024 16:57

Why has this suddenly come up again nearly 10 years after it came into force? It eill cost a fortune to reverse- money that would be better spent directly on children instead of handing out £300 a week to people who have chosen to have more than 2 children when they can't feed the ones they have.

Because labour are in power so now everyone wants everything on a plate again.

2chocolateoranges · 21/07/2024 17:27

I think the cap of 2 children is a good idea. Many people would love bigger families but stopped at one or two because that’s what they can afford. I know of a few families who as soon as their youngest is ready to start school they have another baby so that they don’t have to work and can claim more benefits, hopefully this cap will stop this happening in the next generation. I know circumstances can change but people need to take more responsibility for the number of children they have , just in case.

my mum was left a widow at 31 with 2 young children . She worked part time and could have claimed more benefits however got full time hours and worked 2 jobs most time just to put food on the table and keep a roof over our heads.

we need to take responsibility for our own children.

LewishamMumNow · 21/07/2024 17:35

SH23B · 18/07/2024 00:14

Child benefit is not capped at two. The cap is in relation to other benefits.

Yes it is. (For kids born after 2017, as per pp). I have 3 DC, all singletons all born after the cap was introduced. I don't claim any benefits, other than child benefit, but I don't get it for my third, only the first two. If you are on benefits, then the consequences are more "draconian" if you like, but child benefit is capped at two (with v limited exceptions) for those born after the cut off.

Getonwitit · 21/07/2024 17:41

Wolveryeti · 18/07/2024 00:29

Because it is a stupid cruel policy that punishes children for the decisions of their parents…

And it is not a deterrent unless you want people in general to fear having more than 2 kids - anyone can fall on hard times even if they were once high earners easily capable of sustaining a large family.

It isn't the taxpayers that are punishing the children in this case, it is the parents that choose to have a third.

LewishamMumNow · 21/07/2024 17:42

Seriously CB for subsequent children is £16.95 per week - less than £900 per year. No-one has kids for that kind of money! As far as other benefits are concerned; UC is already capped. Okay, some families would get more if subsequent children were included in calculations, but there wouldn't be an incentive to carry on forever churning them out because of this.
Child benefit really turns Mumsnet into sexist hypocrites - this stereotype of women endlessly reproducing like rabbit for government tuppence. Get real. The child benefit cap is the biggest cause of the growing child poverty gap. Isn't that what matters?

alwayslearning789 · 21/07/2024 17:44

"The child benefit cap is the biggest cause of the growing child poverty gap"

Where's the parents responsibility in this?

DramaLlamaBangBang · 21/07/2024 17:44

It's nit child benefit we are talking about. It is the child element of universal credit, which is significantly higher. Child benefit is available gir all children who's parents earn under a certain threshold.

LewishamMumNow · 21/07/2024 17:46

DramaLlamaBangBang · 21/07/2024 17:44

It's nit child benefit we are talking about. It is the child element of universal credit, which is significantly higher. Child benefit is available gir all children who's parents earn under a certain threshold.

This is not true! I can't claim it for my third, but I can claim it for my first 2 - I do not (and have never since you are asking) claimed any other benefits in my life. I have a decent full time job, but I can claim for my first two, and not my third.

ebadame · 21/07/2024 17:47

phallusfallacy · 18/07/2024 00:08

I don't agree with the 2 child cap per se but it was announced well over 9 months before it came into effect in 2017..so they basically did what you're suggesting already, just about 8 years ago to allow any children already conceived this grace period

Edited

Yeah they tried this

loudbatperson · 21/07/2024 17:48

malificent7 · 18/07/2024 00:01

But not for future kids to act as a deterrant? Just an idea

That's exactly what was done when it was out in place, hence children born before April 2017 (date off top of head might not be accurate) are excluded.

LewishamMumNow · 21/07/2024 17:48

alwayslearning789 · 21/07/2024 17:44

"The child benefit cap is the biggest cause of the growing child poverty gap"

Where's the parents responsibility in this?

Where do you draw the line? Do elderly people who haven't saved anything still get state pensions, assistance with care? They should have saved! It's all their own fault!
At least the kids in this can't be blamed, even if their parents were irresponsible reckless rabbits as is obviously and always the case if you have more than two children.

Tgjjl · 21/07/2024 17:49

Randomlygeneratedname · 18/07/2024 00:12

Do people really think child benefit is such a huge amount of money that someone would actually have a third to get it?

It doesn't matter.

If the state has to pay it, it comes to over a billion pounds.

DramaLlamaBangBang · 21/07/2024 17:50

LewishamMumNow · 21/07/2024 17:46

This is not true! I can't claim it for my third, but I can claim it for my first 2 - I do not (and have never since you are asking) claimed any other benefits in my life. I have a decent full time job, but I can claim for my first two, and not my third.

You're wrong