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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Just at the cut off for free school meals

139 replies

Velveteengreen · 03/07/2024 13:27

We claim UC and are just under the threshold for FSM. Therefore all the holiday clubs and activities that we could access during school holidays, we’ll need to pay for ourselves. which isn’t feasible. We’ll just about be able to afford to feed our DS this summer holiday as it is and we’ll probably end up back in the overdraft.
I so understand there has to be a cut off point, but I can’t help feeling a little envious when friends who do qualify for FSM are talking about sending their DC into holiday camps for the entire 6 weeks for free. Plus a lot of them will get money from councils for food and essentials too. Same as last year.
I’m honestly not trying to upset anybody but I just feel really down and worried about the upcoming holidays.

OP posts:
Boomer55 · 03/07/2024 16:51

HowIrresponsible · 03/07/2024 14:16

Quite. I'm appalled at people telling her to drop hours or pay more into a pension to get meals or holiday clubs.

Why not up your hours so you earn more and get less UC and have more money to pay for the family you wanted.

This. 🙄

Blondeshavemorefun · 03/07/2024 17:01

I don't think the haf is for free childcare

But more so that the kids will get a hot meal each day

TorturedPoetsDepartmentAnthology · 03/07/2024 17:03

Perhaps there are disabilities or illness or caring responsibilities which mean they cannot work full time?

Either way, as a PP said, there is no envy of people who cannot afford to feed their own children.

dottydodah · 03/07/2024 17:05

Someone is always going to "miss out " though. FSM are much needed to provide hungry children from not appearing as though they are an advert for Oliver ! If

listsandbudgets · 03/07/2024 17:09

DP and I pay an absolute shedload of tax both personally and through our company and I'd love to see at least some of it going to raise the free school meal threshold. It's insanely low.

It was set in 2018 at £7400. Now to have the same spending power you'd need to be earning over £9350 - which is hardly rolling in it. this is from Bank of England Inflation calculator

I was fortunate enough to benefit from FSM as a child when we needed them and depriving children of them now is just not right.

Just at the cut off for free school meals
ruby1957 · 03/07/2024 17:21

ruby1957 · 03/07/2024 14:01

From the government website - the £7400 is after tax and after deducting the UC - so not gross income

As I said upthread and what many of you are missing - particularly as the OP has not been up-front about what their income after tax is or how much UC and other benefits they receive.

Do correct me if that is an incorrect understanding.

If their earned income after tax minus (their UC and other benefits) is less than £7,400 they get FSM

I suspect their UC is quite large including rent etc, plus child benefit, plus maybe they are self-employed and earn little

Theweepywillow · 03/07/2024 17:23

I was also one of those kids and now as an adult with my own kids I find it dismaying anyone is envious someone gets free school meals and free kids clubs. The op says they are a family on benefits, and obvs very low income if they are just above the threshold for fsm.

not being able to feed your family and relying on benefits is nothing to be envious of.

Penguinfeet24 · 03/07/2024 17:28

With the best will in the world, I do not pay into a pension and neither does my husband because we can't afford to as we have to feed and clothe our two children. Drop the pension contributions, your children need it now!

KaToby · 03/07/2024 17:31

Are you both working and earning less than £7400? I work part time, I’m a single parent and I don’t qualify even though I receive UC so I don’t see how you can be close to the threashold?

Theweepywillow · 03/07/2024 17:34

Im starting to think neither works full time.

Peoplearebloodyidiots · 03/07/2024 17:36

Pep12per · 03/07/2024 15:38

It's not childcare, it's the HAF programme providing a meal and activity for children in the holidays who suddenly don't get their free school meal.
I guess depends on your politics whether you see these parents as struggling or scroungers.

Clearly not struggling if they have the luxury of making max pension contributions...therefore scrounging - in response to the options you have presented.

magnoliablooms · 03/07/2024 17:40

We’ll just about be able to afford to feed our DS this summer holiday as it is and we’ll probably end up back in the overdraft.

Then WTAF are you doing paying "the maximum" into your pensions. Sort yourself out.

magnoliablooms · 03/07/2024 17:41

iamtheblcksheep · 03/07/2024 13:54

If you are struggling on full time hours op and you have been in your job for some time please start looking around for something that will pay better.

Edited

This

RedHelenB · 03/07/2024 17:56

ToWonderWhyIBother · 03/07/2024 13:43

The easiest way to do this is to pay a higher % of your pension contributions should you pay into your company pension, you might need to play around with the percentages.

That is such a middle class response. You are on very lie earnings to get fsm, be lucky to have a pension at all.

Curtainpoles · 03/07/2024 18:05

Surely the issue is that it appears to be a cliff edge - where earning just over the FSM threshold actually means you suddenly lose a lot of extra support, adding up to losing more than the value of your extra pay.

I may have misunderstood as it's not something affecting me but it sounds that way from OP's post.

Psspsspssssss · 03/07/2024 18:11

RedHelenB · 03/07/2024 17:56

That is such a middle class response. You are on very lie earnings to get fsm, be lucky to have a pension at all.

Except that OP claims they both max out their pensions!
I've reported this thread also OP there's an obvious way out surely? Stop contributing so much to the pensions then you can pay for the holiday camps. Jeez.

ToWonderWhyIBother · 03/07/2024 18:18

RedHelenB · 03/07/2024 17:56

That is such a middle class response. You are on very lie earnings to get fsm, be lucky to have a pension at all.

I am anything but middle class, have worked for years as a widowed mum of 2 kids earning minimum wage and struggling with childcare, bills food etc etc...but thank you for thinking i'm middle class thats a step up from the gutter where I currently am!!!!!

Coffeerum · 03/07/2024 18:20

Peoplearebloodyidiots · 03/07/2024 17:36

Clearly not struggling if they have the luxury of making max pension contributions...therefore scrounging - in response to the options you have presented.

The whole post is obviously fictional considering there isn’t a max you can pay into your pension.

magnoliablooms · 03/07/2024 18:21

Curtainpoles · 03/07/2024 18:05

Surely the issue is that it appears to be a cliff edge - where earning just over the FSM threshold actually means you suddenly lose a lot of extra support, adding up to losing more than the value of your extra pay.

I may have misunderstood as it's not something affecting me but it sounds that way from OP's post.

I believe that is the issue but OP makes themselves nearer the cliff edge by paying the max into their pension. They say they struggle to feed their kids and are overdrawn but they have money they can allocate to that.

ToWonderWhyIBother · 03/07/2024 18:28

RedHelenB · 03/07/2024 17:56

That is such a middle class response. You are on very lie earnings to get fsm, be lucky to have a pension at all.

Can I just point out that when my children were at school I didnt receive free school meals, didnt pay into a pension and still dont as I need every penny I earn to pay bills

OnAndOnAndonAgain · 03/07/2024 18:54

Some of you really do fall for any old shit

Psspsspssssss · 03/07/2024 19:01

OnAndOnAndonAgain · 03/07/2024 18:54

Some of you really do fall for any old shit

I've reported the thread

iamtheblcksheep · 03/07/2024 19:15

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

JoshLymanIsHotterThanSam · 03/07/2024 19:27

Just a thought….UC don’t like a couple who aren’t earning the AET, so either this couple has caring responsibilities which stop he AET.

Or this post is a troll post.

fiddleleaffig · 03/07/2024 19:44

Leah5678 · 03/07/2024 14:26

Mine qualify for fsm but don't get six weeks of free holiday club 🤔 in fact I've never heard of this being a thing. Are your friends exaggerating to piss you off

We get 4 weeks here and it's only for 4 hours each day.
I'm not knocking it though, my dc love it. They became eligible whilst I was at uni doing my pgce, and will continue to until they finish their current stage of education. We're not all scroungers refusing to work Wink