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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What were benefits like in the 90s/2010s?

176 replies

Autumnflakes · 28/06/2024 15:19

I’ve name changed for this.

I came into some inheritance and I feel my mum believes she’s somewhat entitled to it for bringing me up on her own/she has nothing. There’s bit of a split in the family as some see my mum as poor old Susan, always had it hard, would be good for her to have a bit of luck. Where as DH said that she’s just lazy, expecting the world to fall at her feet, and since he’s said that I’ve been thinking…

I grew up in absolute poverty, hot water was only on just before sharing a bath (couple of times a week) or I’d boil the kettle for a wash. Our oven broke and wasn’t replaced for years, even before that, it was seen as a waste to have it on, even on Xmas. There were times I was genuinely hungry, I was definitely malnourished for a lot of those years. Sometimes my mum would have a ‘partner’ for a couple of years at a time and things would be slightly better. I remember 2008/2009 clearly as mum was single and we had nothing. I’d sell things on eBay that I had bought from charity shops so I could buy myself lunch at school. I’d quite often miss school as it was just too cold to get out of bed/being lethargic. I worked 20 hours a week from turning 16 and it all went on essentials for us both. When I went to uni everyone moaned how bad living conditions were but to me I thought it was amazing, at least we’d have the heating on when it was really cold and I had money to do a weekly shop!

My mum always said that she was only entitled to child benefit and Widows pension. That’s why we couldn’t have free school meals and because she had a mortgage we weren’t entitled to housing benefit. All of her benefits went on the mortgage which was around £300pm. She’d often say that we’d be better off in a council house but we were trapped where we was (even now I believe it was the right decision to stay in the house). Apparently she wasn’t entitled to income support and that’s what other support was based on.

Something just seems a bit fishy. Food banks weren’t introduced until the conservative government came into power. Surely mum would have bothered to apply for all the benefits she was entitled to? She has a lot of pride to the outside world, but surely she would have put that to the side to ensure that we weren’t living in that level of poverty. But, her ability to procrastinate from everything/find excuses why she couldn’t work/general laziness is something else.

She’s always hinting for money from us. Sometimes I do feel bad as I do remember that time and I wouldn’t have anyone live like that. She is better off now, she’s mortgage free and receiving her pension. She always talks as if she was a hero for getting us through that time. How hard she’s always had it but made it work. How much she had to sacrifice as a single mum and I should be thankful. Thankful and repay her for her struggles. It was the governments fault for not helping. She would occasionally have a part-time job, but they’d always be a reason why it wasn’t working out.

Looking at a fact sheet of benefits from 2008, the only non-means benefits she was entitled to was CB and WP at a total of £438. Minus the £300 for the mortgage, it sounds about right that we had £138 for the rest of the month she always had enough for cigarettes too.

If my inclination is right, that she didn’t even bother to apply for more benefits/pride stopped her from reaching out for help, I will have zero guilt for not paying for her to go on holiday. I do have little sympathy already because she should have stuck at a job but if she didn’t even bother with filling out some forms for benefits while I starved, I will call her out.

OP posts:
BoobsOnTheMoon · 28/06/2024 15:21

She should have been getting tax credits, surely? I was a non-working single parent (with a baby) back in 2004 and I got tax credits as well as child benefit. It wasn't exactly a lavish lifestyle but it was enough to live on.

User2460177 · 28/06/2024 15:21

My mum was on tax credits then and they seemed fairly generous certainly not that you would have starved. Maybe research what she would have been entitled to?

BoobsOnTheMoon · 28/06/2024 15:22

Did your mum work?

sparkles79 · 28/06/2024 15:23

Funny I had a mum who couldn't buy food as she was so hard up but had plenty of money for her daily ciggies and booze. I used to babysit to pay for my school meals as she wouldn't apply for free school meals.

Autumnflakes · 28/06/2024 15:32

User2460177 · 28/06/2024 15:21

My mum was on tax credits then and they seemed fairly generous certainly not that you would have starved. Maybe research what she would have been entitled to?

It’s really hard to find out what benefits were like back then/criteria.

I’ve found this:
https://www.rightsnet.org.uk/pdfs/benefit_rates_poster_2008_2009.pdf

Which states the amounts paid, but not the criteria. I’m trying to fact check when she says ‘wasn’t entitled to means tested benefits’.

I don’t understand how she couldn’t have been entitled to more during that time.

I literally lived off cuppa soups/super noodles unless I ate at a friends house.

https://www.rightsnet.org.uk/pdfs/benefit_rates_poster_2008_2009.pdf

OP posts:
Beezknees · 28/06/2024 15:32

My mum used to get tax credits so they definitely existed but she still struggled.

Tortiemiaw · 28/06/2024 15:37

I was on my own with a small child in the early 90s. I got income support of around £150 a fortnight, child benefit- not sure of the amount then and my rent paid in full.

I had two payment books which I used to take to the post office to cash and rent was paid directly to the landlord.
I could have stayed on benefits until my daughter was 12 and there was no pressure to find a job.

I decided to do a degree when she was 3 and got the normal student loan plus my IS. It was hard but much more doable than now.

Autumnflakes · 28/06/2024 15:39

BoobsOnTheMoon · 28/06/2024 15:22

Did your mum work?

I remember as a teen she had a zero hour job for 15 hours a week, but she’d regularly call in sick/have time off. I recall her often calling in saying ‘I reckon it’s going to be quiet today due to x/y/z so you won’t miss me’.

She did struggle with being told what to do, and some jobs she only lasted a couple of weeks. She had a few years that she didn’t have any. When I was in primary school she said she couldn’t find any jobs that would have fitted around the school run.

Now thinking about that it, she didn’t want to go to the job centre as she didn’t want a physical job due to her back. She always said she didn’t have enough experience for anything else.

OP posts:
Anonymouseposter · 28/06/2024 15:39

Tax credits were introduced in 2003. Before that there was income support but I don’t know if she would have got anything extra above the widows pension. Housing benefit ws really designed for rent but sometimes there was a small allowance towards mortgage interest but not towards paying off the capital. There was family income support to top up wages of low paid workers but it wasn’t generous. She probably was on a very low income but for some of that period it wasn’t difficult to get a job. Child care wasn’t always easy to find and there were no breakfast clubs and after school clubs.

Berga · 28/06/2024 15:43

Regardless of the available benefits, you don't owe her anything. Her 'after all I did for you' entitlement is showing through here, but you were a child. It wasn't your responsibility to look after yourself, it was hers to look after you. I'd use that money for some therapy for you, you didn't deserve to feel so responsible so young.

VimtoVimto · 28/06/2024 15:54

I vaguely remember being told by a friend in the 1990s that someone we knew was better off moving into rented accommodation as benefits would cover rent but not mortgage costs.

Beezknees · 28/06/2024 15:56

VimtoVimto · 28/06/2024 15:54

I vaguely remember being told by a friend in the 1990s that someone we knew was better off moving into rented accommodation as benefits would cover rent but not mortgage costs.

Better off short term maybe but certainly not long term.

fliptopbin · 28/06/2024 15:58

Do you mean the 90s or 2000s? Because the answer would be very different.

migrainagain · 28/06/2024 16:02

This reply has been withdrawn

This message has been withdrawn at the poster's request

meimyself · 28/06/2024 16:02

I'm not sure but my family was on benefits in the 90s and we were really poor. I think it could well be the reality that you were just how you were due to the mortgage

TinyYellow · 28/06/2024 16:06

There used to be television adverts encouraging people to claim tax credits in the Labour years. The criteria for claiming them was very generous and the amount of money given was very generous too.

Beezknees · 28/06/2024 16:11

TinyYellow · 28/06/2024 16:06

There used to be television adverts encouraging people to claim tax credits in the Labour years. The criteria for claiming them was very generous and the amount of money given was very generous too.

When was this? I started claiming at the end of the Labour years and it certainly wasn't "very generous" I got £1000 per month and that included all housing benefit.

TheBunyip · 28/06/2024 16:12

i'm a bit older but we were very very poor during the late 80s / 90s. my mum did get some kind of grant to replace a few windows which had fallen out and install central heating. i remember not being able to join in the swimming gala because i didn't have a swim suit.

i know she got family allowance, and she did work part time in what must have been a very low paid job. there was a real shortage of work i remember, she was educated but there were simply no jobs in 80s south wales.

Autumnflakes · 28/06/2024 16:13

fliptopbin · 28/06/2024 15:58

Do you mean the 90s or 2000s? Because the answer would be very different.

Both really. I was born in the early 90s. I’d say we were always living on the breadline.

OP posts:
spuddy4 · 28/06/2024 16:14

I remember having an income support book which you took to the post office weekly. Same for child benefits. My eldest was born in 2000 and I got tax credits when I went to work part time. She would have had council tax benefit as well, she's right about the mortgage though, they definitely wouldn't pay that.

Greentapemeasure · 28/06/2024 16:15

Well you can hardly pay her back for all she did for you if she didn’t do anything, if my children were malnourished you can bet I’d be finding a job and working hard to make sure I kept it, or selling the house and moving into a council house and using the sale proceeds to feed my child. She sounds feckless.

Solymoly · 28/06/2024 16:18

DS was born in the early 90s and we got tax credits until he was 18, we got the basic amount which was about £41 a month, it was paid up to about £40k or £50k income iirc.

spuddy4 · 28/06/2024 16:18

@Beezknees I remember tax credits being generous. I got child tax credit and working tax credit and combined with my wage it was more than my friends had working full time with no children. I also had my rent paid but that was separate, I had to claim from my local authority for that and council tax benefit. I thought that's why they got rid of tax credits and replaced them with universal credit, I know people get less now than what I did.

Theseers · 28/06/2024 16:20

They wouldn’t pay the mortgage so all the money she got for feeding and heating was paying for that instead. She’s right, if she was renting she’d have got housing benefit on top of that money.

When she dies presumably you’ll benefit from the sale of her property?

You don’t owe her anything - but I can assure you it sounds like she was claiming what she was entitled to and at no point in time have benefits ever been “generous”

Beezknees · 28/06/2024 16:22

spuddy4 · 28/06/2024 16:18

@Beezknees I remember tax credits being generous. I got child tax credit and working tax credit and combined with my wage it was more than my friends had working full time with no children. I also had my rent paid but that was separate, I had to claim from my local authority for that and council tax benefit. I thought that's why they got rid of tax credits and replaced them with universal credit, I know people get less now than what I did.

I started claiming in 2008 so it may have been different before then, I was moved to UC end of 2022 and I get more money on UC than I did on tax credits.

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