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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think women with 3+ kids should pay less taxes

407 replies

WhatTodoALL · 21/06/2024 10:44

All parties will have to deal with the increasing number of old people and low fertility rate. They use this fact to justify big numbers of net migration. I was wondering if we as a country should actively provide economical benefits for women to have more than one child? In some countries like Singapore there are a lot of economic incentives to have more than 2 kids. I have 3 kids myself and I don't know anyone in my friendship group who would have more than 2. In fact, most don't want to have even one child citing economical reasons.

AIBU?

OP posts:
CatamaranViper · 21/06/2024 13:54

What about parents who have three kids and one of their children passes away? Way to kick a family when they're down by upping their tax or upping their childcare costs. What a wonderful idea.

TheoriginalMrsDarcy · 21/06/2024 13:55

Maybe those that have more children pay more tax since you're using more services, more child places at school etc...

ByCupidStunt · 21/06/2024 13:55

It won't work because there's more at play as to why women aren't ha I g more children.

Russian women are given a bonus equivalent to 2 years average salary for second and subsequent births and still have one of the lowest birth rates in the world.

belge2 · 21/06/2024 13:56

@Summerfreezemakesmedrinkwine
I don't think anyone is outraged at all. We pay really high tax here (way more than the UK) but recoup it in our yearly tax return. We also get cheaper train/bus tickets for having a large family. It's just the way it is. If you have 5 children or more, you effectively pay no income tax!

beergiggles · 21/06/2024 13:59

Personally I’d like to see having just one child become more normalised
@TempsPerdu like a British version of the Chinese one child policy?

Caththegreat · 21/06/2024 14:00

Obs click bait but even so.The ageism on mumsnet is always appalling and othering the "old"is common practice.Try to avoid using the word 'elderly'.It has bad connotations and even some NHS practices are starting to change thanks to US medical institutions, substituting with other words.'Older adults' or ' people over.... 'Of course Mumsnet think anyone over 50 is practically dead and thinks it's ok to attack older people and their selfish big houses

If you honestly think that the younger generation is going to be employed enough to pay taxes to support older people then you do not get the impact of AI on jobs.Its hilarious that Mumsnet types imagine the world is going to be the same as it was with plenty of work for their kids.Why Sunak and Starmer are hopeless in not offering basic income.Having 3 probably unremarkable kids is selfish It's hard to adopt and foster I know but there is so much need ffs.We need less people.
And there should be decent care for older people but also a society that does not focus only on funeral planning,extorting money from wills and isolating older people from work and social opportunities that will keep them fitter
Oh and see Chris Rocks ' your kids are not special' youtube.
I mean really what are you lot like?

Caththegreat · 21/06/2024 14:01

However I'm sure the third reich would have agreed with you!!°

mrsdineen2 · 21/06/2024 14:02

80smonster · 21/06/2024 11:11

Quite the opposite, the more children you have the more services you use that are tax payer funded, the more tax you should contribute. I think you meant low birth rates, not fertility.

Never knew your username was an homage to your favorite prime minister.

mrsdineen2 · 21/06/2024 14:05

fitzwilliamdarcy · 21/06/2024 13:48

3/4 of my team have 3 kids - they already get to work fewer hours than they’re paid to work (because my workplace takes family friendly to the absolute extremes) and the remaining 1/4 of us without kids pick up the slack.

So they’re already being paid more than the childless per hour. If they were also taxed less on the basis of being parents, think I’d genuinely consider emigrating.

You won't move to a different employer up the road who has more equitable attendance and workload policies, let's not pretend you'll move countries.

mrsdineen2 · 21/06/2024 14:07

DreadPirateRobots · 21/06/2024 12:51

Paying people to have extra children straight doesn't work. It costs about $1million per genuinely "extra" birth, which is more than that citizen can possibly repay the state in taxes in a lifetime.

I'm genuinely interested in this calculation.

Summerfreezemakesmedrinkwine · 21/06/2024 14:08

belge2 · 21/06/2024 13:56

@Summerfreezemakesmedrinkwine
I don't think anyone is outraged at all. We pay really high tax here (way more than the UK) but recoup it in our yearly tax return. We also get cheaper train/bus tickets for having a large family. It's just the way it is. If you have 5 children or more, you effectively pay no income tax!

And are people generally positive about larger families? Room for another one? 😁

fitzwilliamdarcy · 21/06/2024 14:08

mrsdineen2 · 21/06/2024 14:05

You won't move to a different employer up the road who has more equitable attendance and workload policies, let's not pretend you'll move countries.

Wow, I didn’t realise you knew everything about me, my job, my qualifications, and the available vacancies near me etc. That’s some incredible psychic power you have.

MyDogsPaws · 21/06/2024 14:08

Why not just abolish the 2 child benefit cap or is it only middle/upper class families who should be encouraged to procreate?

mrsdineen2 · 21/06/2024 14:10

fitzwilliamdarcy · 21/06/2024 14:08

Wow, I didn’t realise you knew everything about me, my job, my qualifications, and the available vacancies near me etc. That’s some incredible psychic power you have.

Don't need to be psychic, just a decent radar for empty bluff and bluster.

Tangled123 · 21/06/2024 14:12

I don’t want more kids because the bulk of the responsibility will fall to me. I overestimated how supportive my husband would be when we had our daughter and underestimated how difficult the first trimester of pregnancy is, how expensive childcare is and how difficult it is to work on top of doing parenting/ adult stuff. Now I know better.

I don’t agree with your policy anyway, but I paid about £5k in tax last year and nearly £6k in childcare (my half after tax free childcare). I would have to receive money to benefit from your plan really.

mrsdineen2 · 21/06/2024 14:15

SlebBB · 21/06/2024 11:24

Or more scroungers?

Support and investment in the early years is the best way to ensure productive members of the economy in later life. Unless you've got some theory about about how a healthier and better educated population is somehow worse for the economy?

Cactiverde · 21/06/2024 14:16

Why should we encourage families to have more children than they want? I would be burnt out mentally and physically with more than two, and wouldn't be able to be as good a parent. Most people with more than 2 children should weigh up the financial obligation that brings, before deciding to have anymore.

Ksqordssvimy · 21/06/2024 14:17

Lolling

Againname · 21/06/2024 14:17

That would be very unfair on the childfree and the childless. I have DC but a friend is currently struggling with fertility treatment. Her and her DH desperately want kids but who knows if it will happen for them. (I often feel guilty when I see her because although she says she loves seeing my kids, I assume it's quite painful for her).

Although my friend is (currently, depending if her fertility treatment is successful) childless not by choice, do you really think it's a good idea to pressure women to have children even if they don't want to? Bad for the woman's autonomy over her body but also I have a friend whose mother never wanted children but felt pressured by her and her husband's families to have them. My friend had a horrible childhood. Her mum never hid her resentment of being a mum.

Also there's secondary infertility. Not everyone chooses to be 'one and done'.

Childless and child free often pay more in and use less (no schools, no maternity care etc)so why should they be penalised? It's not as if the majority of children will choose a career in care. If people want to go down the road of suggesting different tax rates depending on having kids or how many, arguably the childless could say they should pay less tax.

With the ageing population narrative. Life expectancy is no longer increasing (and I believe it's actually starting to fall).

I agree that parents should have support. But so should the childfree and childless.

80smonster · 21/06/2024 14:18

mrsdineen2 · 21/06/2024 14:02

Never knew your username was an homage to your favorite prime minister.

I don’t have a favourite PM. If I did it wouldn’t be anyone born in the 80s. My cat is called Monster. What was your point again?

Confusionn · 21/06/2024 14:18

If we are all completely honest with ourselves, a woman that is working part time, plus claiming universal credit top ups which then entitles her to the childcare subsidy is costing the tax payer more than if she was sat at home looking after her own children full time.

Sure woman in this situation feel like they are contributing to society because they are juggling working and childcare, but the fact remains they are more of a drain than a help to the economy. It is time we actually admitted this to ourselves than carry on pretending otherwise.

Tiredalwaystired · 21/06/2024 14:19

listsandbudgets · 21/06/2024 13:27

Can anyone tell me what was the point of Sure Start.

When DD (18) was born they insisted on coming to see us. They brought us a couple of balloons and some leaflets and gave us their address in case we ever needed any help. Well I did need help - actually I really needed help but when I turned up it was an office - they gave me a leaflet and told me I could get some information from the library.

Utterly pointless waste of money hopefully they won't be wasting it like that again but I'm sure Labour will find a way to p*ss money away like last time. I have absolutely know idea why people go on about how great Sure Start was - if I'd become PM they'd have been one of the very first things I'd cut

Sure start was amazing near us. Breastfeeding drop ins, music and rhyme time sessions free of charge with a health visitor present - even pre school cooking classes. Hugely missed when they closed.

SoupChicken · 21/06/2024 14:19

I’ve got two, if childcare was more affordable I’d have a third, I probably wouldn’t for a tax break though because I don’t earn enough that it would make much difference and it could be taken away at any point and then where would I be?

EverythingYouDoIsaBalloon · 21/06/2024 14:20

So we need an honest and open conversation about what people can realistically expect from the state in terms of care/healthcare/pension benefits given the demographic challenges we will be facing. The truth is that the state may not be able to guarantee a comfortable and dignified end to life for everyone and all options need to be considered, including uncomfortable ones like assisted dying.

@CrispieCake would you care to enlighten us on how you think assisted dying should be 'considered'?

ByCupidStunt · 21/06/2024 14:21

Tangled123 · 21/06/2024 14:12

I don’t want more kids because the bulk of the responsibility will fall to me. I overestimated how supportive my husband would be when we had our daughter and underestimated how difficult the first trimester of pregnancy is, how expensive childcare is and how difficult it is to work on top of doing parenting/ adult stuff. Now I know better.

I don’t agree with your policy anyway, but I paid about £5k in tax last year and nearly £6k in childcare (my half after tax free childcare). I would have to receive money to benefit from your plan really.

Yes I think a large proportion of women who stop at one child have discovered how unhelpful their partner actually is.

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