DH and I bought via help to buy scheme but have weirdly found ourselves in a negative equity situation in London.
ILs live in a very expensive area of Surrey. They have a large garden with an annex and have offered for DH and I to move in. I’m very much considering it as the commute is actually almost identical to what it is now. Plus Dh and I could save up for a year or two.
ILs don’t use garden much and would never enter annex without invitation. The annex has a kitchenette, living area and bedroom with en-suite.
Am I mad?