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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To have thought it was normal to retire from the nhs on your 60th birthday

123 replies

Vinteduser8 · 27/05/2024 19:16

Colleague is sixty late July. I asked him what plans he had for retirement and he wasn’t happy as he has no plans to retire.

OP posts:
Redshoeblueshoe · 27/05/2024 19:19

State pension age is 66

catgirl1976 · 27/05/2024 19:19

Going up to 67 shortly

ByCupidStunt · 27/05/2024 19:20

Yeah it's 66.

Not sure why you asked him what his retirement plans are if he's only 60.

Nannyfannybanny · 27/05/2024 19:21

My NHS contract said I retired at 65, I did this was 8 years ago, although I could have joined "temporary workforce and carried on. There was a nurse on my last ward,who was 72, widow and lonely.

MuttsNutts · 27/05/2024 19:22

Not sure why you would think that. Does your NHS pension say you’ll retire at 60?

Spacecowboys · 27/05/2024 19:24

I ask people the same when they turn 60. Working frontline nhs is difficult. I plan to semi retire at 60 and move to a less demanding role on reduced hours. But I’m finding that many people continue in their current, full time role.

MissyB1 · 27/05/2024 19:24

Eh? Not 60 now no those says are gone, most staff won't get their pension until they are 67 now I think.

Floralnomad · 27/05/2024 19:25

Lots of people take their NHS pension at 60 but you are under no obligation to retire .

ZipZapZoom · 27/05/2024 19:26

Why on earth would you ask someone turning 60 what their retirement plans were? It's been a blooming long time since people retired at 60.

ALittleBitAhAh · 27/05/2024 19:27

I work for the NHS. Just logged onto my TRS page to check and it says I can get my pension at age 68 😭

Spacecowboys · 27/05/2024 19:27

For posters who may not know, those approaching 60 now (if they have worked in the nhs for a long time) will have 30+ years contributions in the old pension. This is final salary, with a retirement age of 60.

PuttingDownRoots · 27/05/2024 19:30

My aunt had to keep working as a hospital cleaner, throughout Covid, with Emphysema as she couldn't afford not to.

Bjorkdidit · 27/05/2024 19:31

Current 60 YOs who have an NHS pension can take their full pension from the scheme at age 60. Many will want to retire and will be able to afford to.

Brandnewskytohangyourstarsupon · 27/05/2024 19:34

Perfectly reasonable question to ask I think!

It surprises me how many front line NHS staff are not running out the fucking door as if a wolf were chasing them at 60!
So many retire and return such is their loyalty.
I salute them, it’s not for the faint hearted when you are young, never mind at 60 to 68.

Jiski · 27/05/2024 19:35

You don’t get the full pension at 60 so unless they’re a consultant they probably can’t afford to.

Kit543 · 27/05/2024 19:36

If only, NHS pensions have been linked to the ever rising state pension retirement age for nearly the last 10 years and before that was 65. I know people who did get to retire earlier but they started in the NHS over 40 years ago

Kit543 · 27/05/2024 19:39

Jiski · 27/05/2024 19:35

You don’t get the full pension at 60 so unless they’re a consultant they probably can’t afford to.

For anyone who started in the last 16 years (whatever their age) you don’t get it until 65-SPA then still proportionate to hours, salary and years worked

Boredmum24 · 27/05/2024 19:40

DH took his pension at 60 and reduced his hours but won't fully leave until he's 67atleast

pinkwaterbottle9 · 27/05/2024 19:41

@ALittleBitAhAh same

NewName24 · 27/05/2024 19:41

Yes, it is a perfectly reasonable question to ask.
We might not get our state pension until 67, but, if they have worked in NHS for 35 - 40 years, then they will be able to take the pension they have saved in to.

Recycledblonde · 27/05/2024 19:42

I wish, I'm 60 next year but won't be retireing until I'm 67

downday24 · 27/05/2024 19:42

What job??

GetyourheadoutoftheovenIris · 27/05/2024 19:43

You were incredibly rude to assume

Pippa246 · 27/05/2024 19:43

There’s a difference between the old 1995 scheme and the “new” scheme. Under the 1995 scheme, the retirement age was 60 but in the “new” 2015 scheme it’s aligned with the state pension age.

Additionally, those with special class status in the 1995 scheme can take their full pension from age 55.

So nurses, physios, midwives and health visitors who started their NHS careers in the 1995 pension can go at 60 (or 55 if special class status).

But @Vinteduser8 is BU to assume ask the colleague in the way they did.

Pippa246 · 27/05/2024 19:44

Jiski · 27/05/2024 19:35

You don’t get the full pension at 60 so unless they’re a consultant they probably can’t afford to.

Wrong. Those in the 1995 section do.