I’m like you OP in that I prefer to be out of the house with DD, and I do find myself relying on paid activities/ stuff a lot more that we probably should - the weather is a bit more like now so we’re doing more park trips and walks and stuff, but I’m not really a puddle suit/ standing in the park in the rain type of mum - I tried forcing myself to be a bit but nah.
We used to do a group/ activity every week day - although we’re lucky to have some good church hall type options so they were cheap enough. DD goes to school nursery now 4 days a week so there’s less time to fill (and she was getting bored of the church groups by the time she started at 3 so agree with you there wouldn’t be much mileage left) but we pack our free days and weekends pretty full.
She really isn’t any good at independent play when at home, it’s absolutely constant demands that you play with her non stop, either that or screen time - whereas when out and about she’s so much easier to entertain and happy to get on with stuff, plus we do have play date friends we can meet up with so that helps. I realise the independent play is a bit chicken and egg though as she doesn’t get much chance to do it so doesn’t practice it - but every time I think sod it we’ll have a day at home I end up regretting it!
Apologies for not RTFT, but some of the lower cost stuff we do out and about just in case there’s anything you can use (aside from park and library which we do also use but I think have been extensively covered!) -
Pets at Home or ‘the free zoo’ as I call it
Farm shops/ cafes - there’s a few round here where you also get to see some animals, or can buy a £1 bag of feed and go give it to them. Of course you then feel obliged to buy something in the shop, but I try to do this when there’s something we particularly need or fancy anyway
Get the bus/ train - even just one stop. Obvs depends on how convenient this is for you, but we can walk to train station, get the train from our village to the next one along, have a walk round there and get train back. DD finds that exciting enough! Bonus is that destination village has a (free) really nice play area within the shopping square that is more or less sheltered - not totally undercover but better than the park at least no mud!
Garden centres - one near us has a ride on train ride around the grounds that only costs a couple of quid and also some random animatronic dinosaurs for no particular reason!, another has a cafe with free soft play (obvs then you have the issue of needing to buy something in the cafe but go before/ after lunch and stick to a drink). Both have fish that DD likes to look at, and she does like the garden ornaments shaped like different animals. Only works if you can avoid being tempted to buy anything - getting harder now DD has cottoned on that there’s a toy section!
Toddler time at the cinema in our town centre - £5 for an adult and toddler (baby free) to watch eg a Julia Donaldson animation or 40 minutes of peppa or whatever. Take own drinks and snacks, parking is free for cinema customers. Worth googling if there’s a Light cinema anywhere near you as that’s the group that does this, although maybe others will have other stuff on too.
Museum - there’s one in our town centre that is, admittedly a bit shit! But has a great play space/ role play section and is free or voluntary donation to get in. Plus you can take a picnic and eat it on tables they have there. Might be something near you? There’s also better museums in the city centre but they never wind up being free/ cheap by the time you’ve factored in parking, transport etc.
Is there a mums/ parents Facebook group for your area? I find out about so many options that way - there’s so many places and events going on near us (just bog standard suburbia) that I wouldn’t have known existed without the WhatsApp group I’m in. Yes it’s a pain sometimes and there’s some random shit in there, but we’ve definitely found some really good stuff that way too.