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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Unreasonable to go through CMS?

48 replies

Cmct · 01/05/2024 14:01

I am 37 weeks pregnant with my now ex/ ex-fwb and am debating going through the CMS for support.

He has not contributed at all towards our son financially, apart from going half on a travel system. I have thought of and bought every little thing on my own and have never asked him for a penny. I did mention that he has not contributed, and he told me I knew I was going to be a single mum so I should go get benefits and handle my business.

He earns 6 figures a year, and is able to go for daily lunches/dinners, maintain an expensive car, home and dog, go on luxury holidays, wear everything designer and even bought a Rolex upfront recently, so I know it's not a case of he can't afford it. He even held his own baby shower, and kept the money he got to himself, rather than asking if our son needs anything (there are still items to buy). All of the money I got for my baby shower, I spent on my unborn son and things he needs.

He said he will be involved in our sons life, and will pay £400 per month towards him, or whatever 'the minimum' is. I am aware that when our son starts nursery in February, it will cost around £1200 per month, so I suggested he can contribute a little more when he goes as I cannot afford it alone and I would like to go back to work to be able to provide for him, and also just have my life back for a few days whilst our son learns to socialise separate from me.

He basically told me that if I can't afford childcare, I should not be going back to work and I should stay at home with him and use benefits, or, I should have 'thought about that before getting pregnant'.

He accused me of getting pregnant for his money, and because I am 'obsessed with him', and called me a gold digger, and it's not up to him to 'fund my lifestyle'.

After painfully standing my ground and threatening to go to the CMS if he can't negotiate with me (after which he told me he will fiddle books or take me to court for custody and have me pay him CMS), he agreed that when our son goes to nursery, he will give me £700 per month to contribute towards it. I agreed at the time.

After months of thinking about this, and his lack of consideration for me and our son so far (he rarely asks how the pregnancy is going, even though he saw me everyday at work and acted like I was invisible despite carrying his child, seems disinterested in selecting a nursery or anything to do with his well-being/ forward planning of his life, lack of financial contribution, and outright lying about multiple things), I feel I want to go through the CMS to get the maximum I can from him (petty I know), but more so to have the security that he cannot back out of paying one day whenever he fancies and leave me and my son in a difficult position.

I feel awful, as I hate breaking agreements and I can imagine me going to the CMS will make him feel like he is backed into a corner that he doesn't really have control over, but from his track history throughout our relationshit, he is very fickle, hot and cold and has no sense of loyalty or commitment to anything or anyone bar himself. I feel I need a sense of stability and security financially for my son, which he never has given, why would it be different now?

I am aware that single mums get by on barely anything, and I am lucky that I do have other support available and a job to go back to, however, if my sons father is able to cough up a little more than what he offers, which will be beneficial to our son and my ability to ensure he has a comfortable life, why shouldn't I go for it?

I'm not expecting him to pay for everything, as I mentioned before I have never asked him for a penny and even when we were together, I always offered to pay half/ never expected anything despite how much he earns. I am always happy to pay my way. I just feel our son deserves the maximum, even if I just put it into a savings account for him.

Am I being unreasonable to go to CMS?

I guess his comments have made me feel like I am being greedy and unreasonable.

OP posts:
LittleBooThang · 01/05/2024 14:06

Go through CMS. But be prepared the amount might be considerably lower than what he’s offered and it may also further sour relations.

DisforDarkChocolate · 01/05/2024 14:07

It's never unreasonable to use CMS.

Forgot all the rest of your history.

Elle087 · 01/05/2024 14:07

As much as you should go to CMS you need to consider the alterantive.
Sounds like he would be the type to fiddle his books and then you could end up with nothing.
My advice would be don't gamble, take the £700.
Obviously if he back tracks then you'll have no choice.

Cmct · 01/05/2024 14:35

LittleBooThang · 01/05/2024 14:06

Go through CMS. But be prepared the amount might be considerably lower than what he’s offered and it may also further sour relations.

Because of his income, it would be substantially higher.
The calculator suggests ball park 1k per month.

My main concern is the backlash, I don't know if it's even worth it.

OP posts:
WarshipRocinante · 01/05/2024 14:37

Just go through CMS.

Cmct · 01/05/2024 14:38

Elle087 · 01/05/2024 14:07

As much as you should go to CMS you need to consider the alterantive.
Sounds like he would be the type to fiddle his books and then you could end up with nothing.
My advice would be don't gamble, take the £700.
Obviously if he back tracks then you'll have no choice.

I was thinking to give him benefit of the doubt and then I can always go through CMS at a later date if he decides to stop paying or plays up. As mentioned in another quote I am nervous to spark drama again. £700 is also a lot more than what many other single mums get, it's just principle for me I suppose and also avoiding having to do it later on when he eventually does mess up

OP posts:
MrsTerryPratchett · 01/05/2024 14:39

He even held his own baby shower, and kept the money he got to himself

Scum.

Regardless of the amount CMS is, and if he has his own business or a tax fiddle it could be lower, at least there's a chance it will be consistent. Relying on him to pay every month keeps to beholden, begging, needy.

Dotjones · 01/05/2024 14:40

Go through CMS, the backlash isn't something to worry about. At least not in comparison to not getting the money you are entitled to to support your son.

The only reason not to go through CMS is if someone is voluntarily paying more than they would pay through CMS. Is he likely to "hide" his income? Some people do this through various means, legal or otherwise.

TestingTestingWonTooFree · 01/05/2024 14:44

Is he:
a) employed by a big company
b) employed by a mate
c) employed by his own company/self employed.
this makes a big difference on how much he can conceal from CMS.

LittleBooThang · 01/05/2024 14:45

Cmct · 01/05/2024 14:35

Because of his income, it would be substantially higher.
The calculator suggests ball park 1k per month.

My main concern is the backlash, I don't know if it's even worth it.

You think it would. You cannot guarantee it, especially if he can hide his income. If he feels backed into a corner there’s a good chance he will.

Ponderingwindow · 01/05/2024 14:46

I never understand the aversion to formal arrangements. Formal means you have a default agreement. When things are amicable, you can be flexible. When you disagree, you go back to the default.

Cmct · 01/05/2024 14:47

TestingTestingWonTooFree · 01/05/2024 14:44

Is he:
a) employed by a big company
b) employed by a mate
c) employed by his own company/self employed.
this makes a big difference on how much he can conceal from CMS.

He is employed by a company. We work together - our incomes including his commission (he is in sales), is reported to HMRC by our company then paid to us. He can't hide shit unless he goes self employed, which would mean starting a business from scratch and leaving a very very well paid job

OP posts:
LaurieFairyCake · 01/05/2024 14:50

Then it's definitely worth going through CMS

WoodBurningStov · 01/05/2024 14:54

Is he self employed or does he work for an employer?

If it's the latter they go via CMS, they will take it from source if he refuses to pay.

If he's self employed he can fiddle it so it looks like he's on min wage to the CMS. Then pay himself huge dividends which aren't taken into account by the CMS

ThisNoisyTealLurker · 01/05/2024 15:00

Go through the CMS, remember it's not for you but your child. I had to go through CMS when my ex was giving us a small amount in child support. I became pissed off when he was treating himself to numerous holidays and luxury items while saying he was struggling for cash, whereas I was struggling to put food on the table for our kids. I went through CMS and he was told he had to pay over twice the amount he'd been giving me and he was a LOT better off than he'd been claiming. I think he knew he'd been taking the piss as he upped the child support and didn't kick off as much as I'd thought. Things between us are fine now thankfully.

Sholty · 01/05/2024 15:37

I would like to go back to work to be able to provide for him, and also just have my life back for a few days whilst our son learns to socialise separate from me

So you plan to return to work part time?

Cmct · 01/05/2024 15:39

Sholty · 01/05/2024 15:37

I would like to go back to work to be able to provide for him, and also just have my life back for a few days whilst our son learns to socialise separate from me

So you plan to return to work part time?

I am planning to go back 3 days a week in the office, and one day a week working from home and being with my son, and have a 3 day weekend with him.

OP posts:
AlexaPlaySomeHappyHardcore · 01/05/2024 15:46

Not unreasonable to go to the CMS to sort this out. But be warned, he may well fiddle things and end up paying even less than he originally said.

On the other hand, he’s a piece of human garbage and that’s not going to change anytime soon. These types rarely do. If you go through the official channels it might stop him being able to control you financially.

Congratulations on your baby btw. Shame about his arse of a father.

Whitesapphire · 01/05/2024 15:51

I think £700 is plenty. You’re not together, so to be fair he is right that’s it’s not his responsibility to fund your lifestyle. Your child won’t need to be in nursery full time if you’re planning to work full time, and his dad will be having him some of the time fairly soon anyway.

dragonscannotswim · 01/05/2024 16:00

He even held his own baby shower, and kept the money he got to himself, rather than asking if our son needs anything

😳😳😱😱

Fucking hell. That's not the point of a baby shower.

Yes, go through CMS.

SummerFeverVenice · 01/05/2024 16:08

YANBU to insist on going through CMS. You can always use a calculator to determine what he should be giving you as he sounds very volatile and nasty, and the figure he tried to force on you sounds v. Low and miserly to me.

on this I feel awful, as I hate breaking agreements
Don’t feel bad. You were coerced under duress into agreeing to that figure, so it is an invalid agreement both morally and legally. Agreeing to a figure under threat of legal action, taking your child away, threat of financial withholding and obstruction are all forms of nonphysical duress meant to coerce you into agreeing to what he is insisting on.

SuncreamAndIceCream · 01/05/2024 16:13

What a prince this guy is

Sorry you have such a twatbadger for your child's dad.

This is going to be a long road, so harden your heart about what twatface thinks is reasonable & make your own assessments before you agree to anything he suggests.

I agree you should go to CMS.

ChangeAgain2 · 01/05/2024 16:16

Go through CMS. I think it's better have some distance from the financials and let them deal with it. He won't be able to hang it over your head then.

dragonscannotswim · 01/05/2024 16:27

Are you sure you want to have a baby and Co-parent with this POS?

namechange1986 · 01/05/2024 16:28

I feel like I read this exact post recently.

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