UC salary threshold is £2500 pmc

[Reallyxx]

On a separate thread, I was asked to google this. So, I have.

Quite many people earn £2000-£2500 pcm that they should be able to live on. So why are there UC benefits for that group?

So more than half of the population is on UC?? I am aware gov has driven wages down over the years, but it seems the net result is of 'more' people being on benefits.

Anyway, why not just 'not tax' these groups? As it seems like people pay 'some tax from their income that is £2500 net' whilst being entitled to 'benefits'.

Any benefits application will ask you what your earnings are gross, not after deductions.

re first sentence- thank you.

I read somewhere someone who owned outright being entitled to 'benefits'.

re second sentence: how many times do I need to repeat myself? freely available online to those 'free' to google and work out their 'entitlement"? or working for dwp or similar.

There is no discrimination against single people. I assume you mean single people without kids. Kids cost a of lot of money, someone without one earning the same as someone with one will generally have a lot less living expenses

Yes, those who own outright can be entitled to benefits, but not the housing element of UC.

Information about benefits is freely available online to everyone. Whether they want to work out their entitlement or just want to understand the benefit system better. You don’t have to work for DWP in order to be able to find the information via google. You can repeat yourself as many times as you like, but it doesn’t change that.

Benefit forms will ask a persons wages gross, before all deductions

UC is calculated after deductions.

Thank you to the first sentence.

I will stop there because you sound considerate.

So why exactly do you think someone needs to work for DWP in order to be able to google about benefits?

So you keep asking a ton of questions about benefits, moaning you cant google the information then when someone kindly takes the time out of their day to respond you insult them and insinuate things about them

How uneducated and rude

Because their "millions of pounds in tax" a year job means we are all their mere minions apparently 🙄

Op is playing dumb here

Not convinced the word playing is required...

You have misunderstood this. The paragraph you have quoted here is talking about something called the surplus earnings rules. The surplus earnings rules cover people who receive a significant amount of money in one UC assessment period. Rather than just affecting the amount of UC that they get in that same assessment period, some if the money will be carried forward to future assessment periods thereby reducing the amount they receive in multiple UC assessment periods.

UC is not calculated in the way you imagine. You can't say whether someone or a household is eligible based on just knowing a single income figure. You also need to understand their circumstances and how much their housing costs are and where they live.

For example one family might be eligible for

A standard couple allowance
2 x child elements
A housing costs element to help with their rent
A disabled child element as one of their children receives DLA
A carer element as one of the adults is a carer.

Once the above is added up then 55% of their earnings income is deducted (as this family have children it will be 55% over their work allowance, which is an amount of money that's completed disregarded by UC).

This couple could have exactly the income from employment as another household with different circumstances but the UC they are entitled to will be completely different because the elements of UC they'll be entitled to will be different.

The housing costs element will also change depending on where you live as the maximum help you can get towards rent differs depending on where you live around the country if you live in private rented accommodation.

If you are in social housing you get less if you are deemed to have spare bedroom(s).

I could go on but the point is that you can't possibly work out whether someone is eligible for UC based on one earnings figure. It doesn't work like that.

OP is far too busy with their 'millions of pounds' job to have time to Google.

They do have plenty of time to start multiple mumsnet threads about it though.

Do people get paid millions of pounds to spread misinformation and sow discord 🤔

She pays millions in taxes. Goodness knows how many millions she earns.

Perhaps they can ask their child to Google it. The one who is not described as "highly successful" because they aren't as high an earner as the other two, and the OP always has to talk them down for that

Although if that child is on MN I'm pretty sure they would be hanging out on the stately homes thread...

Not just this government though. UC is just the latest iteration of income support, supplementary benefit, etc., going back decades, all of which topped up wages. It’s just the thresholds that have increased and UC encompasses the old legacy benefits which were the qualifiers for help under the previous systems. Problem is, if you didn’t have any such system employers would still pay the same crap wages. Because profit is king, not the well-being of their employees.

All information about benefits is freely available online to everyone. Gov.uk is a start for basic information. Otherwise just type benefits into your browser and go from there. Not rocket science. And as has been explained before, you don’t get housing benefit for a mortgage. You get support for mortgage interest (SMI) which is a loan and has to be repaid with interest - you also have to be claiming a means tested benefit to qualify.

And being a home owner - even owning outright - is irrelevant when it comes to entitlement to benefits, with the obvious exception of those paid for housing.

Playing ?