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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

UC salary threshold is £2500 pmc

194 replies

Reallyxx · 21/04/2024 19:18

On a separate thread, I was asked to google this. So, I have.

Quite many people earn £2000-£2500 pcm that they should be able to live on. So why are there UC benefits for that group?

So more than half of the population is on UC?? I am aware gov has driven wages down over the years, but it seems the net result is of 'more' people being on benefits.

Anyway, why not just 'not tax' these groups? As it seems like people pay 'some tax from their income that is £2500 net' whilst being entitled to 'benefits'.

OP posts:
Reallyxx · 21/04/2024 19:41

SevenSeasOfRhye · 21/04/2024 19:27

So if you are single, no health issues and no kids, and you earn £2500 pcm, how much are you entitled to in UC?

Fuck all.

Thank you. So the narrative I hear on radio all the time that 'do you know people on UC also work?' only really refers to those with kids, single parents, kids, health issues, caring responsibility (and job seekers).

I still don't get why none (those in receipt or gov) is ever clear when they are either supporting benefits or bashing benefits.

OP posts:
TheFunHasGone · 21/04/2024 19:41

Why have your last thread deleted to just start another?

Bluebellsinthesun · 21/04/2024 19:43

TheFunHasGone · 21/04/2024 19:41

Why have your last thread deleted to just start another?

Yes , interesting isn’t it 🤔 I wonder what the agenda is ……

Reallyxx · 21/04/2024 19:43

HippeePrincess · 21/04/2024 19:32

Do you understand this is not saying if you earn over £2500 it is explaining what happens in the event you earn £2500 over your earnings limit in one month.

The earnings limit is more than £2500 per month as my dp and I earn more than that between us but we get UC.

Yes. That was another Q. Do your earnings get added up or are you assessed individually?

OP posts:
SevenSeasOfRhye · 21/04/2024 19:47

Reallyxx · 21/04/2024 19:41

Thank you. So the narrative I hear on radio all the time that 'do you know people on UC also work?' only really refers to those with kids, single parents, kids, health issues, caring responsibility (and job seekers).

I still don't get why none (those in receipt or gov) is ever clear when they are either supporting benefits or bashing benefits.

I'd get nothing even if I was on min wage, let alone earning £2500 per month, because I don't have children.

Reallyxx · 21/04/2024 19:47

TheFunHasGone · 21/04/2024 19:41

Why have your last thread deleted to just start another?

Because I was asked to google, only to realise that was unhelpful. I asked the other thread to be deleted as I didn't want DM lurching on it. This one is a general Q about Gov guideline, I was asked to google.

OP posts:
Menomeno · 21/04/2024 19:49

Latenightanxiety · 21/04/2024 19:30

So does someone get that whether they live in a cheap area or expensive area for rent? Like someone with the same situation but opposite ends of the country would get the same money even though one had more outgoings?

No, a person in a lower rent area would get much less.

Reallyxx · 21/04/2024 19:50

SevenSeasOfRhye · 21/04/2024 19:47

I'd get nothing even if I was on min wage, let alone earning £2500 per month, because I don't have children.

I am surprised I haven't heard (single?) parent benefits bashing in many many years. That used to be everyone's subject then.

We are now focused on how those earning over £100K can avoid losing their 'benefits;.

One thing is clear, the benefits and tax systems need a complete overhaul. I would be in support of this £2500 income threshold if single people also received it. Why discriminate against single people?

OP posts:
OneThreadOnly · 21/04/2024 19:51

Reallyxx · 21/04/2024 19:43

Yes. That was another Q. Do your earnings get added up or are you assessed individually?

Your employer reports to HMRC if you are on the PaYE system. Not sure how it works for self employed.

Vod · 21/04/2024 19:52

There isn't a £2500 threshold for receiving UC. It's possible to be on much more than that and still qualify, as long as your rent and childcare are high enough. There are people earning enough to pay 40% tax who still get UC, albeit not many.

Stupid system, but that's what happens when you artificially inflate property prices like we have.

Menomeno · 21/04/2024 19:52

Reallyxx · 21/04/2024 19:41

Thank you. So the narrative I hear on radio all the time that 'do you know people on UC also work?' only really refers to those with kids, single parents, kids, health issues, caring responsibility (and job seekers).

I still don't get why none (those in receipt or gov) is ever clear when they are either supporting benefits or bashing benefits.

People supporting benefits are clear. It’s just that the bashers prefer to ignore it because they’d have nothing to work themselves into a frenzy about. I answered the same questions clearly on your last thread, yet here you are asking the same questions on this one.

SpiderPeter · 21/04/2024 19:54

@Reallyxx dh takes home £3400 per month and we are still entitled to £1025.17. We have NO child care involved as my youngest is 12. Not trying to wind you up but I think you have misunderstood what you read.

XenoBitch · 21/04/2024 19:55

LauderSyme · 21/04/2024 19:36

No. It is called Local Housing Allowance because the housing market is divided up into areas called Broad Rental Market Areas, and you get the rate for the one you live in.

So you get more in London than Liverpool, for instance.

I just looked up the LHA for where I live. It is £620 for a 1 bedroom place, yet the average private rent for a 1 bed here is £850.

TheFunHasGone · 21/04/2024 19:56

Reallyxx · 21/04/2024 19:50

I am surprised I haven't heard (single?) parent benefits bashing in many many years. That used to be everyone's subject then.

We are now focused on how those earning over £100K can avoid losing their 'benefits;.

One thing is clear, the benefits and tax systems need a complete overhaul. I would be in support of this £2500 income threshold if single people also received it. Why discriminate against single people?

Right, now I know you are having a laugh

WalkingonWheels · 21/04/2024 19:57

Hmm, this seems strange. My husband earns 2k a month after tax and we have a child. I'm disabled and have been assessed as not fit for work by the DWP, on higher level PIP both elements.

We aren't entitled to a penny of UC. No housing, nothing. The only thing we get is a very slightly reduced council tax bill because I use a wheelchair.

I have to work full time from my bed (I'm mostly bedbound) because we can't survive on one small salary. Despite being deemed unfit for work and so disabled I get maximum PIP.

Kelly51 · 21/04/2024 19:57

@Reallyxx
Single people only have themselves to support, no children, childcare , bigger home therefore higher rent.
@XenoBitch
this should help ppl realise living on benefits isn't the big load of free cash then eh?

MoroccoMole · 21/04/2024 19:57

I work full time in the NHS, I take home around £1600pm.

I have 2 children and my rent is £1500pm (below market for my area) I do not pay childcare as mine are teens.

I receive around £1200pm in UC. The elements are:
Single person
Child element
Housing

Then they deduct a certain amount for how much I earn

ilovesooty · 21/04/2024 20:00

TheFunHasGone · 21/04/2024 19:41

Why have your last thread deleted to just start another?

I'm also wondering if the OP will also get this thread deleted if she doesn't like the way it's going.

Trez1510 · 21/04/2024 20:00

WalkingonWheels · 21/04/2024 19:57

Hmm, this seems strange. My husband earns 2k a month after tax and we have a child. I'm disabled and have been assessed as not fit for work by the DWP, on higher level PIP both elements.

We aren't entitled to a penny of UC. No housing, nothing. The only thing we get is a very slightly reduced council tax bill because I use a wheelchair.

I have to work full time from my bed (I'm mostly bedbound) because we can't survive on one small salary. Despite being deemed unfit for work and so disabled I get maximum PIP.

PIP does not indicate you are unfit for work, as evidenced by you saying you work full time from your bed.

You've only mentioned your husband's income, but not yours.

What child care costs do you incur?

Also, if you have a mortgage you will not be entitled to housing element.

SevenSeasOfRhye · 21/04/2024 20:01

Reallyxx · 21/04/2024 19:50

I am surprised I haven't heard (single?) parent benefits bashing in many many years. That used to be everyone's subject then.

We are now focused on how those earning over £100K can avoid losing their 'benefits;.

One thing is clear, the benefits and tax systems need a complete overhaul. I would be in support of this £2500 income threshold if single people also received it. Why discriminate against single people?

It's not the benefits system that's wrong - as a previous poster said, it's that UC top ups allow companies to pay wages that people can't live on. A childless person on min wage, don't forget, will be paying tax on their already meagre wage and getting absolutely nothing back. Meanwhile fat cat CEOs and business owners are sitting on millions - that's what's wrong. The government encourages benefits bashing as a nifty piece of misdirection.

Menomeno · 21/04/2024 20:04

XenoBitch · 21/04/2024 19:55

I just looked up the LHA for where I live. It is £620 for a 1 bedroom place, yet the average private rent for a 1 bed here is £850.

Where I am the rate is £525 for a three bed, average rents are about £1200. I just don’t know how people manage.

MikeRafone · 21/04/2024 20:06

Reallyxx · 21/04/2024 19:21

So the net result is that pp on income of £2500 pcm are getting free accommodation on London/ England?

Edited

no that isn't the net result

there is the housing element which varies from district to district and is a set amount - so in my district the amount os set at £600 for a 2 bed house, obviously it will also depend on your age as there are age restrictions on amounts if you are single.

In the next district the housing element is capped at £500 for a two bed house

to be honest you'd be lucky to find a private rental for less than £800 in my district, most are over £1000

Elebag · 21/04/2024 20:07

Rents are astronomical in some parts of the country. Lots of people will need help with that. Unless of course, you'd like all the low paid NHS and local government staff to move somewhere else.
UC also goes towards childcare so lone parents can work. My nursery bill for two dc's was more than I earnt.

IClaudine · 21/04/2024 20:10

OP you asked MNHQ to delete your previous thread about benefits. Why have you started another one?

Willyoujustbequiet · 21/04/2024 20:10

Reallyxx · 21/04/2024 19:25

Helpful explanation. Thank you. I was made to 'google' as if it was all laid out somewhere online.

So if you are single, no health issues and no kids, and you earn £2500 pcm, how much are you entitled to in UC?

Single persons UC if they have a mortgage is less than £400 per month. Nothing above an income of £2500.

You were told this on your thread. It's easy to Google.

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