People who don’t carry their bank cards with them

[Auburngal]

I was in Sainsbury’s this morning and systems are down. No contactless, chip n pin taking ages to go through. Unable to buy gift cards, mobile top up vouchers.

Systems going down like this happen not very often but when they do it’s awful.

On the self scan next to me a woman screamed at the manager on why she can’t pay on her mobile.

Why do many people don’t carry their bank cards anymore? The cards don’t weigh much. Plus if the contactless payment system goes down, hopefully their card will go through via chip n pin. Also they won’t look like idiots either. No sympathy for these.

Regarding contactless payments- sometimes your bank, NOT the retailer etc asks you to do a CnP payment as part of security. “I dunno my PIN”. You can change your PIN to any number you want (not 1234, 1111) at any ATM under PIN services.

Which is fine until your much loved, fashionable technology lets you down! I wonder how many people keep candles and torches in their homes in case of power cuts?

That rare it happened in McDonalds yesterday and in both Sainsbury and Tesco today.

😂😂😂😂😂

Living in an area with poor wifi I get fed up of standing at a checkout while some idiot waves their phone about trying to pay!

I always have my card on me, but rarely cash.

I’m sure there are plenty of people who would get their knickers in a twist over it like you have but ultimately it’s not their problem, it’s mine and I’m not sure it’s worth getting worked up over when it’s nothing to do with you/them.

I agree and I'm glad I've had cash on me when having to get emergency taxis, etc. Some businesses still only accept cash.
Also I have my bank cards on me at all times so I know where they are.

Most people are sensible enough to realise that you require a back up for most tech.
We have business continuity plans and back up paper based systems for every piece of tech at work, it’s common sense to do the same at home.

I’ve got electric lights but I still have a supply of candles and torches.

I actually just thought this was a jokey light hearted message 😅 I was also in Sainsbury’s this morning, I had my card to pay but it did feel like going back in time tbh! Makes me wonder if we start using AI to automate updates if this kind of thing will become more commonplace esp if we then rely on the AI to fix the problems 🤷🏻‍♀️

What would you do if you were out for the day and your phone was stolen? You have no card, no cash. How would you manage?

The same issue happened in Tesco a few weeks ago 🙄

As in I thought the message about spending the weekend in Sainsbury’s was meant tongue in cheek/light hearted!

That doesn’t make a scrap of sense. You don’t need WiFi to make a phone payment and WiFi isn’t an area by area thing.
Even if it was a poor phone signal you don’t need that to pay by phone.

Also what is the deal with having to print out a label for non packaged fruit and veg? Was having to do that in Waitrose yesterday and it was so time consuming as those machines weren’t working… I am sure there is a method to the ‘madness’ though!

Because loose fruit and veg is normally sold by weight, which is generally the cheaper way to buy them (rather than paying 27p per single banana, say). If you didn't weigh them, how would the till know how much you had?

Always remember a charity cake sale at work. Advertised as 'cash only'. Our young apprentice never carried cash; just his phone. We arrived at the cake stall at the same time, he chose his cakes and got his phone out. "Sorry, cash only" said the lady running it. His face fell. I did take pity on him and loaned him a fiver. The Victoria sponge was fabulous!

Perhaps people need to be more organised and not let their cars get so low on fuel in the first place??

Fail to prepare = prepare to fail!

I'm older than that. 🙈

I am so glad you have enough money to have that attitude, some people are living pay day to pay day and are bloody lucky if they have pennies left the day before pay day. I hope you never find yourself in that situation.

The same thing I’d do if I was in the 70s/80s/90s and my cash was stolen. Didn’t have back ups then.

Although nowadays it would be much easier to get help as I’d ask to borrow someone’s phone or for them to make a call for me.

Also, lots of PP are saying how easily it is to carry a card & cash as they carry them in their phone case…. Which means they’d be stolen along with the phone…

You can't call people stupid when you think carrying a bank card will resolve the problems when the systems gone down. 🙄

I'm 4g and can pay with my phone just fine. Even at work where phone signal is some kind of black hole. It relies on NFC, so the two device being close to each other

Should we keep a horse in case the car breaks down?