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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Don’t have more kids if you can’t afford them!

1000 replies

SportMum1982 · 31/01/2024 12:43

I’m not a raving Tory! But honestly I would have loved more children!!! I would have loved 4 kids but I know we cannot afford 4 kids.

Why do people expect the state to pay for their children? Bar education though! If I’m being really cruel tell me, but I feel I did want more kids but stopped.

https://www.bbc.co.uk/news/uk-67999028

Sophie with her children

Two-child benefit cap: ‘Every month is a struggle’

Half a million households are now affected by either the two-child limit, the benefit cap or both.

https://www.bbc.co.uk/news/uk-67999028

OP posts:
Thread gallery
10
fonfusedm · 31/01/2024 16:45

But when a lower earner starts popping them out like confetti we need to heavily subsidise them because of "reasons" (usually they will give you a sob story about "the children" but the reality is that this is usually due to very poor choices by adults).

The entire system is basically dysfunctional now

There really aren't millions of low income or even high income families popping out dc. Family size has shrink...

Gloriosaford · 31/01/2024 16:46

afkonholidaynearleek · 31/01/2024 16:06

Totally agree with this!

It sounds good, but I cant help wondering how it pans out.
The type of man who abandons his children, who has no concern for their wellbeing, no sense of duty towards them....
Is he not also likely to be the type of man who will track down & punish the mother for daring to show him up for what he is, for daring to try and compel him to take responsibility?

Naptrappedmummy · 31/01/2024 16:49

Lavender14 · 31/01/2024 16:38

Are you for forced sterilisation as well op?

Not all pregnancies are thought out choices. Often people are vulnerable in more ways than you'd expect. Even a traumatic childhood is enough to make someone feel they need to have lots of children to in some way heal their inner child.

Often peoples circumstances change and suddenly they can't afford the kids they'd previously been able to budget for.

Realistically the majority of people now can only afford one child (If any). We're on the periphery of that line and I hate the idea of ds being an only child, I want to know that if something happened to me and dh that he'd still have someone in his family to figure things out together. If we needed care when older I wouldn't expect ds to provide that but I'd prefer it be split between siblings if they did want to do that for us so it wasn't a huge burden on ds alone.

I would rather pay towards this in taxes than have children live in poverty any day of the week.

The reason for having lots of children - trauma, some kind of emotional need etc - is irrelevant. The fact is the country is sinking because the percentage of the population who completely rely on the rest is now frighteningly high and unsustainable.

It’s an unpalatable conversation but avoiding it and making out it isn’t an issue because their reasons may be morally justifiable/understandable changes nothing. It doesn’t magic up the cash needed to look after them and somehow keep five star services, great infrastructure, the building of social housing, and all the other things we need.

For example today it’s been revealed that the number of children receiving disability benefits is now 650,000. This is a 70% increase in just a decade. Current day aside, what are the implications for the workforce in future if such a high proportion of these children will not be able to work and pay taxes in the usual manner, and rely on state support? Nobody wants to have this conversation yet it’s a looming disaster.

Puzzledandpissedoff · 31/01/2024 16:52

willingtolearn · 31/01/2024 13:54

Children always suffer for their parent's choices.

There is no way of ensuring that money paid to parents is spent on what is best for their children, whether that be 1 child or 6.

It makes sense then not to keep throwing more and more money at people who are making bad decisions, when the outcome is the same but greater= more children who are suffering.

I agree completely with this, though it's not always easy to identify what's feckless behaviour and what isn't - especially when, faced with a loss of benefit, many would-be claimants can be very inventive

In the end taking personal responsibility's the only thing which really works, but dealing with those who choose not to will never be simple

SportMum1982 · 31/01/2024 16:52

People having more kids to cure their trauma of childhood?! I’ve heard it all now.

OP posts:
Moier · 31/01/2024 16:53

@SwSwordToFlamethrower

Well said.. l 100% agree...someone with some intelligence at last.

Ibizafun · 31/01/2024 16:55

Yeahrightyouarethen thanks for rephrasing. In this circumstance the man is just old, his wife who is claiming the allowance is not of working age.. it pays for their cleaner. The scenario you suggest I have more sympathy with but surely the government can't be expected to "compensate" every problem in life?

Sapphire387 · 31/01/2024 16:58

mydogisthebest · 31/01/2024 16:38

Lots of posters have agreed that shit happens but also that if you are planning on having children you should think about that possibility.

Also, if shit does happen, having 2 children is much easier to cope with than 3, 4, 5 or more

I take your point - but not everything in life can be predicted. And not everyone makes the best choices all of the time. Some people are vulnerable. But I think the number of people 'popping out kids' (or whatever that other poster said) specifically to claim benefits is quite low. And I would prefer children not to have to live in poverty.

Greenpolkadot · 31/01/2024 17:00

I knew a couple who lived on benefits their entire lives ..never worked..just trounced the system for everything they could and decided to add to their family because the state would pay and provide them with a bigger house.
They had 6 kids

TomeTome · 31/01/2024 17:02

For example today it’s been revealed that the number of children receiving disability benefits is now 650,000. This is a 70% increase in just a decade. Current day aside, what are the implications for the workforce in future if such a high proportion of these children will not be able to work and pay taxes in the usual manner, and rely on state support? Nobody wants to have this conversation yet it’s a looming disaster.. Why do you assume that they won’t be able to work?

Naptrappedmummy · 31/01/2024 17:02

TomeTome · 31/01/2024 17:02

For example today it’s been revealed that the number of children receiving disability benefits is now 650,000. This is a 70% increase in just a decade. Current day aside, what are the implications for the workforce in future if such a high proportion of these children will not be able to work and pay taxes in the usual manner, and rely on state support? Nobody wants to have this conversation yet it’s a looming disaster.. Why do you assume that they won’t be able to work?

Because if they’re disabled and receiving benefits as children it’s quite likely they will need the same support as adults..?

hogmanayhoolie · 31/01/2024 17:03

Moier · 31/01/2024 16:53

@SwSwordToFlamethrower

Well said.. l 100% agree...someone with some intelligence at last.

Don't be so rude.

People are entitled to an opinion. Not agreeing with you doesn't indicate a lack of intelligence

Danlerl · 31/01/2024 17:05

Usually people think the babies will get like the ones from the movies and thuscsmall person will licevthem unconditional and life will work out how they want. Each to their own

Puzzledandpissedoff · 31/01/2024 17:06

I don't believe that these people that are committing alleged fraud go around telling everyone about it

Maybe not "everyone", but they certainly pass on tips to those of a similar persuasion, as anyone who's sat in on these type of discussions (and is honest) will confirm. How best to cover that a partner's moved in, how can we get a rapid diagnosis, good ways to game the housing waiting list - it's all there

HelenHywater · 31/01/2024 17:08

BouncingJAS · 31/01/2024 13:18

@SchoolQuestionnaire

When you give lower earners unlimited child benefit you are giving them an economic incentive to have more children.

Do you know what was happening before the two child cap?

The lower earners responded to the incentive by having even more children. Those children then also grew up in poverty, had worse educational outcomes, poorer health etc..

You simply cannot give incentives for people to have even more children when those parents cannot FULLY (not just the basics) provide for them until they become functioning adults. This is hugely expensive for society, and is also one of the reasons why we have such poor productivity.

The result of pre-cap was generational poverty where lower earners have 4 kids, and 3 kids stay in poverty while only 1 becomes productive. This effect then mushrooms out over the entire UK economy and you end up with masses of people with low skills doing low wage work.

The two child cap has to remain in place until the prospective parents become mature adults capable of fully parenting their chidren until they are functioning adults.

No more, no less. Thats why personal responsibility matters here.

So much is wrong with this post. But the main point is that the 2 child limit has not reduced the birth rate or the number of families reliant on benefits. IT HASN'T WORKED.

Plus of course, there's no such thing as unlimited benefits now. they're set at a level way below anything near the level required to live a minimum standard of living.

Your view (which seems to be much quoted in this thread) is just abhorrent.

Itscontroversial · 31/01/2024 17:08

Totally agree about the mother bashing. I did the "right" things. I was married, had a house etc. Two kids so not an excessive number. My world came crashing down when my now ex was arrested for grooming a teenager online. He was banned from our home by social services (not that they needed to, I wasn't having him back) and dismissed from his job. Now he sees the kids under supervision a couple of times a year and pays just about enough for their school lunches each week. But somehow to society I'm the baddie because I'm a single mum and I've had to claim UC despite working. I hate it, they make you feel like a scrounger begging for scraps off the table of your betters. I'm not allowed to really save for the future any more. They can tell me what is considered ok spending and what isn't. I get that it's public money etc but I didn't foresee this and it's soul destroying. Can anyone preaching about planning honestly say they have sorted out what they will do if this scenario happens to them? Or can we agree that sometimes life just blindsides you and you need a bit of help?

TomeTome · 31/01/2024 17:13

Naptrappedmummy · 31/01/2024 17:02

Because if they’re disabled and receiving benefits as children it’s quite likely they will need the same support as adults..?

Disabled people can receive benefits and work.

Redpaisley · 31/01/2024 17:14

ColleenDonaghy · 31/01/2024 13:12

From the article:

  • Half of families with three children or more will be in poverty by 2028-29, up from a third in 2013-14
  • At the same time, the number of two-child families in poverty is expected to stay the same, at one in four
  • Six out of 10 families affected by the two-child limit are in work
  • Larger families are significantly more likely to use food banks

I don't think it is remotely acceptable for so many children to be living in poverty in a wealthy country. Half of larger families, and a quarter of families with two children living in poverty. Put that on the side of a bus.

UK is no longer a wealthy country. The income per capita is low. Yes overall GDP is high but it is because ut has some very rich people, some rich people, and others struggling or compromising in one way or the other as far as living expenses go.

UK has got the most important thing called sovereignty now, it is not helping public because that is more from point of view of politicians. Vote better if you want better income for all and investment in society.

Rosinda · 31/01/2024 17:15

Itscontroversial · 31/01/2024 17:08

Totally agree about the mother bashing. I did the "right" things. I was married, had a house etc. Two kids so not an excessive number. My world came crashing down when my now ex was arrested for grooming a teenager online. He was banned from our home by social services (not that they needed to, I wasn't having him back) and dismissed from his job. Now he sees the kids under supervision a couple of times a year and pays just about enough for their school lunches each week. But somehow to society I'm the baddie because I'm a single mum and I've had to claim UC despite working. I hate it, they make you feel like a scrounger begging for scraps off the table of your betters. I'm not allowed to really save for the future any more. They can tell me what is considered ok spending and what isn't. I get that it's public money etc but I didn't foresee this and it's soul destroying. Can anyone preaching about planning honestly say they have sorted out what they will do if this scenario happens to them? Or can we agree that sometimes life just blindsides you and you need a bit of help?

But you only had two children, that's a form of planning. Family planning is planning for the future.

Couldyounot · 31/01/2024 17:16

Klcak · 31/01/2024 14:43

There should be an exemption for this

In fairness there is (or was at the time) but it doesn't go all that far when you find you have 2 new people to provide for rather than the 1 you were anticipating 😬

WestwardHo1 · 31/01/2024 17:17

Rosiiee · 31/01/2024 15:59

Why can’t the UK adopt the Australian system? Gives the state power to track the biological dad down, court ordered DNA test if he refuses to admit paternity and take maintenance straight out of father’s payslip before the money even gets into his account?

Because it would involve admin, effort and funds. Because this administration can't be bothered, figuring it is less effort/cost to just pay the benefits rather than making the men face their responsibilities.

BloodyAdultDC · 31/01/2024 17:27

My niece has 4 kids by 4 dads, currently single. Whilst affected by the benefits cap, she's receiving 4x CMS at 12% of each father's salary (rather than 19% for 3 or more by the same dad). She's literally rolling in it and enjoys showing off about how she's playing the system and winning.

peakygold · 31/01/2024 17:28

Moier · 31/01/2024 13:33

Okay so my friend and her husband wanted a big family...They have six beautiful children... husband gets cancer and died within 3 weeks of diagnosis...she's left a single Mum.. barely making ends meet..
What's the answer op?🤷‍♀️🤷‍♀️🤷‍♀️

Life insurance?

ToWhitToWhoo · 31/01/2024 17:29

Naptrappedmummy · 31/01/2024 16:49

The reason for having lots of children - trauma, some kind of emotional need etc - is irrelevant. The fact is the country is sinking because the percentage of the population who completely rely on the rest is now frighteningly high and unsustainable.

It’s an unpalatable conversation but avoiding it and making out it isn’t an issue because their reasons may be morally justifiable/understandable changes nothing. It doesn’t magic up the cash needed to look after them and somehow keep five star services, great infrastructure, the building of social housing, and all the other things we need.

For example today it’s been revealed that the number of children receiving disability benefits is now 650,000. This is a 70% increase in just a decade. Current day aside, what are the implications for the workforce in future if such a high proportion of these children will not be able to work and pay taxes in the usual manner, and rely on state support? Nobody wants to have this conversation yet it’s a looming disaster.

While this is a little off the main topic of the thread: receiving disability benefits is not the same thing as not being able to work and pay taxes. The two adults whom I know best, who have always received DLA/ PIP, have also always worked full time in professional careers. In the case of children, disability benefits may enable them to access educational and physical help which will maximize their chances of working in the future.

PeloMom · 31/01/2024 17:31

Children are a want not a need. And an expensive one at that.

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