I have to agree, I have been almost hung for having one and not having everything in place beforehand. This was not just my choice I was in an abusive relationship, which I am very happy to be out of now since four years ago. Even though I get miserable being tied down and short of money etc, I'd still rather that than be in that situation daily.
But I have seen many get a one bed, funded fully or partly by the state, wait to get moved to a two bed with their one child, then go and have another, also many who caught on to the UC rules early on, and who had kids thinking it would remove their need to work or work more hours. But now the rules are changing 🤷🏻♀️
Couples with kids who don't fully live together because it doesn't suit, or they don't claim for the other adult/parent, but expect the state to cover it, disgusting!
I only really asked for help when I needed it. Prior to that we/I had been looking at what could be achieved through our own means.