What would you do if your child was scammed out of money?

[Bringonthesun24]

Basically as my title suggests, would you loan them the money until they could either pay it off or received the money back through the bank? Or would you just offer some kinds words and let them sort out their own issues.

The scammed amount would be less than 500 pounds and could be afforded by the parents.

Think more info needed.

How old is child? What actually happened?

All depends on the circumstances really.

Context is important here.

Child is an adult who's had a really rubbish time recently. Opened own shop online to make extra money alongside current job. Received a scam message through this online site, thought had to verify card. Turns out it was a scam and scammed out of money. If you were that person's parent and they had told you this had happened, would you offer to lend them the money until they received it back through the bank or they would pay it back

Honestly - if it was less than £500, I wouldn't offer because I would assume most adults could manage that.

If asked, of course

I would give my child money if they were struggling and needed help.

If they needed it for day to day expenses then I absolutely would, yes.

So it’s an adult (not a child). No I wouldn’t give them the money, they are an adult. They wait until the bank reimburses and in the meantime, teach them about the different scams that are about.

The "child" has 2 incomes, I would assume that they could look after themselves

This. If it was going to leave them unable to eat or pay bills and I could afford to I would.

Yes without this 300 it would leave them unable to afford the rest of the bills, food and petrol for the month. The adult (child) has no savings left due to pay a large legal bill for family court and the online business was only just set up so no income via that atm.

Of course I would

Yes I would , I’d also probably talk through how to avoid being scammed in future. Although to be honest, that lesson has probably already been learned the hard way.

In these circumstances, yes. I might feel differently if they’d fallen for an obvious scam out of greed or stupidity, but not one like this which can be very convincing.

If I was the adult child and needed the money, I would ask them for a loan. I wouldn't expect the parents to necessarily know that there was a desperate need for the money.

If I was the parent, I would also question the wisdom/naivety of some of my child's choices too.

Without hesitation. If I could afford it I would gift it.

If I could afford it reasonably, then I would help. My parents helped me, so it's something I'd want to do for my child.

There are many ifs and buts.
If child told me they were scammed but that the bank will hopefully reimburse them soon etc I would see it as the child just venting to me how shit it is, so I may or may not offer money. Surely they would ask if needed. If child outright asked for some financial help and I could then I would. Having said that, is child generally good with money and self sufficient or do they have a history of never having money, never paying loans back and generally being a black pit when it comes to money?

It would depend on mine and the child's financial situation and how long it would take for my child to be reimbursed.

Have you actually told your parents this and asked if you can borrow the money?

Under those circumstances yes. I'd probably call it an advance on this year's birthday and Christmas gifts and just give it to them.

I'm presuming that you're the child in this situation, so we're probably getting a biased view.

Is this the first time your parents have had to bail you out?

Certainly I'd help, but whether it would be with money would depend on what the cold hard reality is around the choices they make

Your mention of "a large legal bill for family court" suggests a possible mess, and while I'm not going to assume, that would make the difference on whether I'd offer £££ or advice

Yes, I'd give my adult kids money if they had no money for food.

I'm kind of surprised that you're even asking to be honest. How will he eat otherwise?

Under the circumstances you state, yes I would.