Is this really common everywhere?

[heyduggee12345]

Me and DH have both been victims of fraud this week. We both used cash machines (rarely ever use them) and both of us have had money taken out of our accounts in transactions that weren't us.

Does this happen a lot everywhere? How do people who only use cash get their money out?

It's ridiculous and I'm absolutely fuming!

I use cash (not for everything) and am lucky this has not happened to me. Is it the one where they attach something to the front of the cash machine?

I like to carry some cash , but I don’t use the cash machine often , as so many places prefer card these days.
I have taken to going to my local bank, who have a machine indoors. Not foolproof but gives me some protection.
Late MIL could not get to her bank, and relied on a machine outside her local shop. She had a lot of fraud issues over the years, not all due to the cash machine presumably, but her card was cloned , twice, that we know of.

I had the thing where there is something attached to the cash machine. I had emptied my own account but then a week later when my wages went in they took the max withdrawal out just after midnight in a city 500 miles away.

i complained to the bank, called police to get a crime reference number and got it all back.

this was I recon nearly 20 odd years ago though

I always cover my pin now. As the attachment to the card slot that reads you card also has a camera to see you type in your pin.

Local bank with inside ATM, or cash back at the supermarket.

I use cash points all the time and this has never happened. Use a chip abd pin inside a post office if you are wary now though.

My local post office also lets us withdraw cash at the counter.

Did you use the same cash machine?

I usually try TK go to the machines in a banking suite.
It’s not always possible though, will be wary of this now…

I tend to get a cash withdrawal over the counter in my post office. I will only use an outside machine at the very last resort.

Yes, unfortunately it is. Things are less safe now than they have ever been, it will only get worse.

The government wants us to live our entire lives online. This isn't for our benefit, it's for theirs. A "cashless" society is simply a means of keeping a perfect record of every financial transaction that happens within the economy. That information is then used to control you and society in general.

Christine Lagarde the head of the EU Central Bank has made no secret that she wants a EU Digital Currency by 2030. He explanation of how this will work is frightening for anybody who believes in individual autonomy. In essence, you will be "allowed" to have a bank account, but your money belongs to the state and they will allow you access provided you follow their rules. Access will be withdrawn if you are deemed to be a threat. So, quite literally, if you post something online that criticises the state, your account can be blocked, all perfectly legal. It will be similar to the Chinese system of Social Credit. This is not a conspiracy theory, it's literally going to happen in the EU, and here too.

The reality is they your online identity is more real than your actual physical self, in terms of people wanting to fuck up your life. If I get access to your main email, I can ruin your life in an afternoon, bankrupt you, get you fired, get you a criminal record. It's so easy it's frightening.

The more I read about it the less safe I feel about anything.

@Hereyoume do you have a source for this please?

It wasn't the same cash machine we used, no. I think possibly with mine it was one where my card was cloned.

DH this morning went to a corner shop near us before work. Less than 30 mins later this happens, isn't that suspicious?

If I need cash the Co op round the corner has a machine inside. That’s the only one I ever use.

Former bank employee- if you both used the same machine its likely been a skimming device attached to the machine. Criminals attach device then retrieve it later once they have gathered card information.
In our area I only had it happen once in 8 years- ATM that was targeted was situated on a wall outside an out of town supermarket which interestingly didn’t have security cameras covering that part of the building! We’re a relatively rural area though- would imagine its more frequent in a densely populated area where they can move the device between machines quickly and easily.
Similar to any type of fraud as soon as companies develop ways to stop the criminals (ie designing machines which device can’t be added to) the criminals quickly find a way round it unfortunately.
Your bank will refund the money and you’ll both get new cards so you’ll not be out of pocket and account will be safe but understand it is a stressful experience and inconvenient to be without cards until new ones arrive!

Very unlucky it was both of you

Aye?

Just Google EUCBDC.

literally 100s of articles on it.

I think you were very unlucky. This has happened to me once, about 30 years ago, in all the times I've used cash points. And yes I still take cash out (although a lot less often now than I used to), as I still use cash for some things.

Whip off that tin toil hat and go and get some fresh air

I thought I might get a few of those replies.

Nothing to do with hats, this is all public information, just look it up.

My parents always take out an amount of cash from their account at cash machines.

Twice now their cards have been cloned so they now only use a machine inside a shop or bank.

I haven't used cash machines for years because I get paid abit of cash in my business so always have some spare

I refuse to use card machines as cloning pins is so common, i don't even use the machine inside our bank, i annoy the gate keepers just inside our branch door by using the tellers that are hidden at the back of the branch out of sight.

This may be a silly question, but can they still use your card if you hide your PIN number, by covering your hand when entering the number.

Think so as they can clone your card

We don't have a local bank branch near us where we can draw money out. They were closed down after lockdown which is really annoying