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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask your yearly household income?

209 replies

Sfuandtired · 12/01/2024 21:20

Feel free to say I am being unreasonable and tell me to mind my own business, it’s a genuine question though, I’m interested in finding out if the wealth divide really is as big as it’s portrayed in the media and/or if I’m losing touch with reality.
I’ll start, ours is 60k after tax, 2 working adults and 2 children and I’d consider us to be in the average range. TIA

OP posts:
C8H10N4O2 · 12/01/2024 22:48

it’s a genuine question though, I’m interested in finding out if the wealth divide really is as big as it’s portrayed in the media

Couple of options if its a genuine question:

a) look at the granular stats freely available from the ONS, collected from a range of verified sources

b) as self selected set of anonymous posters on the internet who may or may not be inventing answers

Gosh its a stumper, which would anyone use to get genuine answers?

Greycatclub · 12/01/2024 22:48

Around £180k (both earn about the same). South East (Hampshire)

StampOnTheGround · 12/01/2024 22:49

About 75k (2 adults - DH full time and I work 3 days, and 1 toddler), in the midlands.

Thislife1 · 12/01/2024 22:49

350k gross in London joint incomes. Both work full time, in our 40s, two children with another on way. Both work full time, WFH 2-3 days a week.

WithACatLikeTread · 12/01/2024 22:49

VitoCorleoneOfMNMafia · 12/01/2024 22:47

Meanwhile, hospital waiting lists grow, schools are full of asbestos and RAAC, and people are going hungry.

Are you proud of yourselves?

I read that as satire.

MrsTwatInAHat · 12/01/2024 22:51

Single parent and earn about 40K gross so 30 after tax, plus maintenance and child benefit that add a few K a year. I'm lucky to have a fairly manageable mortgage, but the cost of living increases have made things much tighter.

I do think there's a massive divide. Of course its a range not just two ends of a scale, but loads of jobs pay minimum wage and that means about £20K a year. While lots earn more than 10x that and that's not even the proper rolling in it rich. It's not good for social cohesion, health, mental health or education.

Daffodilapidated · 12/01/2024 22:51

About £120k a year - one employed adult and one self employed. I also recieved £190k over a couple of years from a couple of private sources. Would not get this every year.

VitoCorleoneOfMNMafia · 12/01/2024 22:52

WithACatLikeTread · 12/01/2024 22:49

I read that as satire.

If it was, then I apologise.

I'm fine with people earning lots, it's tax dodgers I take issue with.

Crispedia · 12/01/2024 22:55

The wealth divide is between the super rich and the rest of us.

Flandango · 12/01/2024 22:56

VitoCorleoneOfMNMafia · 12/01/2024 22:47

Meanwhile, hospital waiting lists grow, schools are full of asbestos and RAAC, and people are going hungry.

Are you proud of yourselves?

Oh yes. Tax is for the little people.

i need to gold plate my Bentley. Can’t do that if the government steal my money and spend it on frivolous things like ‘education’ and ‘health’

alltoomuchrightnow · 12/01/2024 22:57

this is really depressing me.. as I'm unwell, work a tough job and I'm alone.
About 10-11 k a year .. paid hourly not salaried so weeks can varied.
i have to live v frugally and often use food banks

Iwantmybed · 12/01/2024 22:57

£80k in the NW, DH and I earn the same. We have no travel/ commuting costs and low outgoings and feel very comfortable.

Fluffywhitecloudsinthesky · 12/01/2024 23:04

I earn around £50k (less last year, more this year just about). I'm a lone parent, no other income. I find it annoying that my tax is not calculated off household income, but my sole salary as an individual, as this penalises my household. My salary is fine for my outgoings though, need to rein it a bit at the moment.

Beezknees · 12/01/2024 23:04

Lone parent so just one income. Including universal credit and child benefit, around £28k after tax and pension. Live in the east midlands in social housing so I don't struggle day to day (rent is £500pm) but I don't have any assets to my name, I can't afford to buy a house.

raabbgghhrbb123 · 12/01/2024 23:05

56k approx between 2 adults, 1 young child and a cat. Pets are expensive but worth it. 😀

Actupfishy · 12/01/2024 23:06

£120k both full time.

c

SisterHyster · 12/01/2024 23:08

anniegun · 12/01/2024 21:27

Using household income is stupid. Instead, they should have the option to add two incomes together.

Or an even better idea would be a household tax allowance rather than an individual one. We pay a lot of tax for our household income because 1 person is in the 40% tax bracket.

Household income is around 60k which after housing costs puts us as better off than 68% of the population after housing costs; however that is not actually accurate as we pay way more tax than if we earned the same income but divided equally between us (eg 30k each vs 45k and 15k) and we also have childcare costs.

Also; we live in a low-cost part of the country. So that has skewed things as well.

SisterHyster · 12/01/2024 23:10

Fluffywhitecloudsinthesky · 12/01/2024 23:04

I earn around £50k (less last year, more this year just about). I'm a lone parent, no other income. I find it annoying that my tax is not calculated off household income, but my sole salary as an individual, as this penalises my household. My salary is fine for my outgoings though, need to rein it a bit at the moment.

Literally just posted the same thing! I do have a partner; but they work part time in a relatively poorly paid job and I work full-time in a relatively well paying job. We pay waaay more tax than if our salaries were more equal but still totalled the same amount.

infor · 12/01/2024 23:13

Zero hours worker, £80 per hour. Work hard, but take months off every year or two as I'll never be able to retire.
Changed my ways after a friend sold his business at 50 for tens of millions and was dead within twelve months.
They're still not putting pockets in those shrouds.

MolkosTeenageAngst · 12/01/2024 23:16

£37k before tax. About £25k take home pay after tax/ NI/ student loan etc. Only me, one working adult, in the household.

ntmdino · 12/01/2024 23:22

£120k-ish before tax, about £87k after tax, pretty much right in the middle of the Midlands. Both full-time working from home, plus a handy passive income from owning a consistently popular-ish website (just from ads).

decisionssmecisions · 12/01/2024 23:26

2.5m but work very hard & long hours. We are super cautious though so live in a 400k house mortgage free & save most of our salary.

PamelaParis · 12/01/2024 23:28

I have literally no idea since I don't know my salary off the top of my head.

SheFliesLikeABirdInTheSky · 12/01/2024 23:30

PamelaParis · 12/01/2024 23:28

I have literally no idea since I don't know my salary off the top of my head.

Confused