I have Shit Timing syndrome.
Bought my first flat…within a few months the 90s housing crash happened and I was in negative equity for years.
Bought a subsequent house…was made redundant unexpectedly six weeks later, before the redundancy cover qualifying period kicked in. House ended up repossessed.
Got a job in public health…a couple of months later, hey presto, first global pandemic in 100 years and work went crazybonkers.
Caught Covid ten days after my employer stopped exempting it from being counted towards absence monitoring days, and because I was quite ill with it and had to take two weeks off (I have underlying conditions) it triggered a first warning under the absence management policy.
Had to travel by train to a once-in-a-lifetime event…the train I ended up on caught fire (thankfully no one hurt but it caused major delays) and I missed the event I was travelling to.
Moved to a remote rural house where a car was essential…three weeks later my (not particularly old, regularly serviced) car’s cylinder head gasket blew, cracked the cylinder head and the car was a write-off.
I have countless more examples, big and small - if I sign up to a fixed price tariff / payment plan for something, the price will immediately tumble but I’ll be locked in at the higher cost. If I go on holiday, something unexpected will have happened the day I arrive to close the main tourist attraction I wanted to see for the duration of my stay, or similar. My family joke about it now, it’s happened so many times.