Daughter accidentally scratch car on street!

[SmellyNelliey]

Hi all today my DD 7 accidentally scratch a car on the street while riding her bike.
Shes only been aloud to play out this week and now that privilege has been take.)

I've spoken to the Dad of the car owner. i've apologised for what my dd has done and they can get a quote for the damage as will I I'm willing to pay the cost.
He's now demanding 500 pound says his mate will get a new bumper and we will call it a day.
I'd also like to get my own quote but he doesn't want this.
The thing is this scratch is a very small light scratch on the bumper.
Am I being unreasonable to say we will go through insurance and pay what ever the quote rather then his friend? There is no way this car needs a new bumper.
I've spoken to online police chat who said they won't be getting involved and with being an accident and a child of 7 that we should come to some sort of agreement.( they have threatened to ring the police)

(DP is saying he's not paying nothing from a "friends" quote and we should go through correct channels if they want the scratch sorted but this is a whole other thread!)

I will make no difference to the insurance where the car was parked. Insurance companies base their quote on many factors including where the car is normally parked. However if you have given honest answers it will be insured for all circumstances when parked legally. Imagine the chaos if you had to inform to insurers every time you parked the car or went on holiday.

Tbh OP I’d refuse to deal with him totally, tell him it’s a matter between you and his daughter and only deal with her.
none of his business at all really.

Do you have family legal protection on your home insurance? When my son did something similar, a legal beagle family friend advised us to only engage to give them the details of our home insurance, we never heard anything more so whether they successfully claimed or not I don’t know to this day.

"Sorry but £500 seems unlikely to be the best price for this job. I am concerned you are taking advantage of the situation as you will not allow me to get another quotation. As you have no proof that the scratch was not there before DD hit the car, even if CCTV shows she did hit it, I think you should be more appreciative of my offers to pay for this, despite not being legally bound to do so. If you do not wish to allow me to get my own quote for the works then I will not be taking this any further. I apologise for the accident once again but I have decided to draw a line under this matter now and will not be doing anything else to resolve this. I have already contacted the police who have advised me that they won't take this matter on as my DD is 7 and this was an accident. However should you feel the need to contact them yourself, I would be more than happy to speak with them. If you wish to claim through your insurance I will also gladly provide any supporting evidence you may need. To ensure the accuracy of our discussions are maintained, I would like to respectfully request that all discussions on this matter are done via text/email and not face to face. This will enable us to keep a written record of all our dealings on this matter, with nothing left open to interpretation."

Judging by the other marks and you stated damage from the car wash, he’s a bit OOT for one tiny scratch, did your daughter actually do the scratch?