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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Would you move in with grandparents up north to save £20k?

56 replies

Woolwichchicken · 19/08/2023 18:07

I am really in 2 minds and I don't know what to do.

I currently rent a 2 bed for £1.6k in London and there is barley anything left after bills. I early 2.3k after tax. My partner works part time and is going in to his last year of uni.

I am feeling so down that I probably won't be able to buy a house ever etc. I don't have family to give me money for a deposit and I don't qualify for a council house either.

My home town is up north and my work have an office in the town. My grandparents have offered for me to move in with them. I would be able to save 1.8k a month as I can walk across the whole town, so won't need public transport. And I would have no bills (they have insisted).

I could even save more than that but I was factoring trains to London to see my partner and friends.

I have a daughter going in to year 1, and her dad could drive up each weekend, and then we could go to London too. So she would still see him regularly. My grandparents said they would do the school run (if she got into the school that is on their street) which would save £70 per week in wrap around care. But my jobs is also flexible so I could do half the week.

We were thinking after the year he could move up north or atleast we would have a good amount towards a deposit (obviously it would be my money and I would get this noted in the deeds, or however it is done.)

Would you move up for the year to save the money?
YABU - I would not
YANBU - I would do it

OP posts:
Cornishclio · 19/08/2023 21:36

I would do it. We moved away from London 35 years ago as it is unaffordable to live there. £20k could be a deposit up North but it won't be enough in the London area.

jayritchie · 19/08/2023 21:47

What is your partner studying and what sort of career is he aspiring to?

I'd head to Darlington if I were you. Too good a chance to get a stable life.

Robinhood47 · 19/08/2023 22:03

This is a great plan for your future.

You all agree.
Debt is a horrible thing. You will all get a good start.

You daughter and dad could facetime and ring each day.

Ps you gave fantastic grandparents.

Unexpectedlysinglemum · 19/08/2023 22:46

I think it's a good idea it's a lovely opportunity for you and daughter to bond with gps and your partner/her dad can be up there a lot as uni holidays re long. If you're sure it won't be too exhaisting for them.
Then after the year you can both decide if you want to stay up north but with the property prices there I'm sure you will want to stay there not London!
Your daughter is also at that young age when it's easy to make friends

coodawoodashooda · 19/08/2023 23:02

How long would the weekend commute be? I would do it. You sound like a solid couple. To save all of that money would be absolutely amazing.

MarshyMcMarshFace · 20/08/2023 00:50

You need to properly look up the travel costs. You are going to spend loads on travel. Check prices for Fri eve / Monday morning.

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