What would you spend £800 on?

[3AndStopping]

I know it’s not a huge amount of money. But we had a small pay out and after paying off debts it’s what we’re left with. We don’t usually have this amount of disposable money so should we…

A - do some house renovations

B - take the kids on a modest unplanned holiday

C - keep it incase if emergencies (we have approx £600 in savings, currently.)

WWYD?!

Aah, its a bit more complicated than that, but thank you for being so nice

He relies on me and we have a manual wheelie (which is hard work for both of us) I can never hear what he is saying and I am always saying what? Eh? Its quite funny really.

We will save for it, but if I had that right here, right now, its what I would do

Savings.

You need a bigger emergency fund.

And deal with your plastering from the money you formerly paid in debt repayments.

YABU

I thought it was £1k?

I admit I am a very risk adverse person so this is entirely influenced my choice. I would save the bulk of it. Given the costs of everything now I would rather keep it and use it to fix something in house/car breakdown/fridge needs to be replaced again rather than getting into debt. I know you have savings but again given the cost of everything it would be worth adding more to the pot. Maybe use a £100 for a nice day out etc. Again as I said I am very risk adverse and avoid debt if possible.

I would have a holiday,but we do have more savings than you. If I was you I'd have a 1 or 2 night away and keep a few hundred in savings too....

@FelixDoublyDelicious 🤣🤣 so funny. Bless you both. Keep smiling! I hope you have an unexpected little win fall! 🤞🏼

Save as much as possible and then find a cheap weekend away in the summer with Hoseasons or haven.

And all debt repayment money now diverted to savings.

Save £400, £200 on something for the house £200 on a couple of summer days out or toys for the DC.

I should have said up to….some people can get £5k…google interest on savings and it’ll take you to the correct place on the gov website.

I’d save £400, and then use the other £400 to buy a great tent and camping equipment so you can have cheaper but comfortable camping holidays. Once you have comfy gear, you have numerous cheap fun holidays with the family.

Bollocks.

Wrong thread 😂

Im a saver so id bank it

Personally, I would put it all towards savings.

If I was unable to do that, I would put half towards savings and half towards replastering one of the rooms in your new home so that you can get it finished.In the long run, I think DC will appreciate more a nicely fitted out bedroom, or a decent kitchen, than a weekend away.

@BSTAMEX 🤣🤣🤣

Id save it to have more of a buffer but then I worry a lot about finances.

I'd spend it on a holiday if you don't already have one booked. You can get really pretty cottages in the Lakes from just over £500 and have £250 left over for treats.

I’m all for a holiday but not when you only have £600 in savings.
Bit if I had an extra £800, I’d be putting it towards buying DD a car/car insurance.

😂😂 in answer to your question OP it'll have to be a city break for a few days. Barca or along those lines!

Save it.

I'd put it aside for a rainy day, it won't burn holes in your pockets

I would buy a Delonghi bean to cup coffee machine, DH would put it in savings.

They have £800! How many Netflix subscriptions does that buy you?

This