Last year my relative was going on a family holiday during the summer with her dc and spouse. They live in another part of the country but booked flight tickets leaving from an airport nearish to where I live. She asked if she could drive down to my area with her family so they could stay at my place the night before her flight and leave her car on my road for the week she was away. They caught an uber to the airport the next day.
She had also earlier that year got a pet that she needed to be looked after so asked me to stay at her place for the week with my dc to look after her pet whilst she was away and then I could use her house as a base to visit places near her area (she lives within driving distance of some beautiful parts of the UK to visit in the summer).
Anyway my road has permit parking which i pay the council for and as a resident I can pay for a visitor permit for someone else's car who is visiting me using a third party parking app. This was what we agreed I would do and I did this for the first couple of days. Then I ran in to a problem on the app that would not allow me to buy another visitor permit as my parking permit had supposedly expired. When i checked the council website it had not. I eventually worked out on the second day of this happening that the app date for my resident permit was not the same as the council as it started on the day I registered on the app not the day I paid for my permit. I know this is really boring but I'm getting there.
Anyway so I went back to buying resident parking permits for my dsis car. However when she got back from her trip she found that she had 3 parking tickets on her car. She was highly annoyed and blamed this on me so asked me to pay for the fines. I explained the situation and told her I would appeal it on her behalf. I sent a letter of appeal to the council for the parking fines and explained it was a technical issue preventing me from buying the visitor permit. I did not hear back from the council and thought we had a lucky escape.
A few months down the line my bil received a letter saying he had to pay the fine otherwise he would receive a CCJ. He was the registered owner of the car but i think he sold it so it took longer to contact him. However, as my bil was away for a few months for work he did not see the letter and my dsis did not open it either. Consequently the CCJ was issued and they had to pay the fine. My bil and dsis blame me saying that I should have paid for the 3 fines initially (over £100) instead of appealing it and should have followed up when i didnt get a response from the council.
I was very apologetic and offered to pay the cost of removing the CCJ (about £375). I forwarded the forms to do this to my dsis and asked her to fill in the paperwork as i did not know their personal details needed to apply to remove it. My dsis and bil decided not to remove the CCJ and instead my dsis asked me to pay the cost of the fine £200 to her. She seems to think they cant remove it but wont explain why. I said fine.
Anyway in conversations with my dsis she brings this up occasionally and blames me for ruining her h's credit rating. I normally bite my tongue but on this occasion I could not as she started to say that i had planned it. I told her that they were likely have been contacted by the council/debt recovery company/courts several times before the CCJ and they did not open their letters and see the warnings. In the past year I received 2 fines for staying in 2 separate car parks too long that I did not pay upfront. I received several letters before it got to the point of threatening me with a CCJ which spanned over at least 2 months to 3 months. So it was partially their bad administration and communication that they didn't agree some way for my dsis to check her spouses letters whilst he was away. Also I had offered to pay to remove the CCJ which would have improved her credit score and she had just wanted the money for the fine. (My dsis hates filling in forms and her h also for some reason didn't want to remove it because he thought he work would find out about it if he appealed). So the blame is partially on the 2 of them not only me because of their decision to not remove the CCJ.
My dsis flipped out on me and told me I'm jealous of her life (I'm a single mum) and that I deliberately tried to ruin her by not paying the fine (so I had planned for her to get a CCJ from last summer). She called me toxic and said that she is going non contact with me and will not speak to me till my dad's funeral.
Was I unreasonable to not pay the full fine in the first place ( I regularly appeal parking fines for myself and only pay for them if I can't get out if it so did the same thing for her)? Am I to blame for the CCJ or does she have some responsibility for it being issued? Also am I wrong to tell her that she could have the CCJ removed and improve her partners credit score again and has chosen not to because she can't be bothered to fill in a form?