My cousin is in his 50s. He went to private school and then university. Then went travelling the globe where he settled down in Kenya where he married a local woman (white) and was a teacher at a private school there. They lived the expat high life of country clubs and mixed in very elitist circles. They never bought a place and got priced out of their community.
They’ve since moved back to the UK due to safety concerns. He doesn’t work now as they've had a lovely little boy. His wife seems to flit from one job to the other but none really pay very much. As such they have very little money. They’ve bought a house only because our shared grandfather took pity and gave them a large deposit (it’s in a very affordable area).
The thing is, that he’s constantly complaining about how little money they have. How hard life is in the UK and how he has to work full
time to look after the house. In Kenya they had staff to do things for them. I see their little boy missing out on so much because they can’t afford to give it to him, but it’s not because of a lack of ability to earn that money. They just choose not to, or think it should essentially be given to them on a plate.