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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Sister committing benefit fraud

111 replies

ellie09 · 16/05/2023 19:53

I have a sister who has been with a guy now for a year. The relationship progressed quickly and he was moved in within weeks. She had a 3 year old from a previous relationship and became pregnant within 3 months and just gave birth.

He is living with them permanently and had a full time, stable job making around 30k a year.

My issue is that she is still claiming benefits as a single parent.

I work full time on 35k a year with a child on my own, having to pay full childcare and other things while my tax money is finding their living.

They don't live outrageously, but they have a much better standard of living than me. She's bragging that he is saving most of his wages in his savings. They live in a housing executive flat which is fully paid for with her benefit so he isn't paying any rent etc.

The two of them plead poverty, constantly asking me or my mum for a lend of money etc yet neither of them drive and he works from home.

I honestly wish they would get reported, and at times as a tax payer, feel like doing it myself.

AIBU?

OP posts:
Deathbyfluffy · 16/05/2023 23:19

Wowzerdowzer · 16/05/2023 20:12

  1. You are not 'funding' them by paying tax.
  2. THAT IS YOUR SISTER

ffs

Where does the money come from then? There’s not some giant money tree at Westminster, as shocking as that might be

Secondwindplease · 16/05/2023 23:19

Your sister makes shit decisions. You don’t need to report her, she will dig her own grave in the end.

truthhurts23 · 16/05/2023 23:20

I know its technically wrong but please don't do that to your sister, think about her kids
she will get caught eventually,
DWP do actually notice when women have children and they do question where the father is , and do their little investigations ,I know because it happened to me!

I was young and we were in an on/off relationship, he was not contributing to my bills or even groceries and he was only staying a few nights a week on the sofa! we weren't even having sex ffs

but they still classified that as cohabiting and I got in trouble, they just deducted his earnings from the previous entitlements and I had to pay some of it back
and they forced us to have a joint claim , despite us not being together

I could have challenged it but I just wanted it to be over with, it was so unfair because my ex wouldn't even buy nappies but yh..
please don't insert yourself into their mess

ilovesooty · 16/05/2023 23:20

JaneyGee · 16/05/2023 23:14

I agree. Benefit cheats are one of the biggest problem we face. Look at a pie chart of government expenditure. It’s shocking. The vast majority goes on welfare. And I would guess that at least a third, if not half, of those receiving the money don’t need or deserve it. Christ, I know SO many people who exploit the system. My friend’s brother, for example, has raised three kids on benefits. I just do not know how he’s got away with it. He’s a super fit gym freak, and there are goddam potholes everywhere, yet he is sat on his arse claiming benefits. Repairing potholes would be beneath him, you see. I could offer at least five more examples of people I know, some in my family, who pretty much live on benefits when there is f-all wrong with them. They contribute nothing to society, and I’m sick of it. The left are always banging on about greedy, selfish bankers. Fine, I agree. But what could be more selfish than sitting around playing video games and claiming benefits while other people get up at six (like me) work hard and pay their tax?

The money that is wasted on benefit cheats could be better spent elsewhere. It could be used to buy cancer drugs for the NHS, or to improve literacy, or to repair the roads, or to produce more STEM graduates, or to restore a beautiful cathedral. There are countless things it would be better spent on. God, it makes me furious.

Good grief. It must be exhausting living your life thinking like this.

dumple · 16/05/2023 23:22

How many of you saying report would do it if you were going to find yourself on the street?

I'll tell you now I wouldn't report anything living on a council estate in Northern Ireland. You keep your head down and your nose clean.

thecatsmeows · 16/05/2023 23:25

My best friend works for the DWP.

Benefit fraud accounts for 1.2% of the welfare budget. More - 4% - is lost in DWP errors. Those figures are from gov.uk.

If caught, both will be prosecuted.

The chances of them being caught at the moment are extremely slim - my friend says virtually no fraud investigations are being done unless someone reports.

gloriawasright · 16/05/2023 23:35

Fiddlerdragon · 16/05/2023 23:01

I wouldn’t report my own sister and potentially ruin her and her children’s lives over something that doesn’t affect me at all, because I’m not an utter dickhead.

I agree .I would never report my sister ,what kind of person would ?

Unsure33 · 16/05/2023 23:50

thecatsmeows · 16/05/2023 23:25

My best friend works for the DWP.

Benefit fraud accounts for 1.2% of the welfare budget. More - 4% - is lost in DWP errors. Those figures are from gov.uk.

If caught, both will be prosecuted.

The chances of them being caught at the moment are extremely slim - my friend says virtually no fraud investigations are being done unless someone reports.

This is only a figure of those that are caught , how do you know the total figure if those people are not reported ? It could be much higher ?

SkyandSurf · 17/05/2023 00:33

It sounds like she is being financially abused.

He is living off her single parent benefits while pocketing his entire wage into his own savings?

He is accumulating savings while she assumes the risks. What is in it for her if all the excess is going into an account of a man she isn't married to and has no claim on?

I'd talk to my sister about how precarious her situation is.

I wouldn't report, if only for the sake of the children in the situation.

Myfuckingredtrousers · 17/05/2023 03:21

Sounds like she’s being financially abused…probably why she has to ask for money as he’s keeping all his money.

itsrainin · 17/05/2023 03:40

As a civil servant, I’d have to say report her. It’s a shit situation but ultimately the DWP have an entire fraud department deducted to this; living with a partner is the most common case of fraud. She will eventually get caught and the longer this goes on, the likely worse the consequences will be. It’s hardly crime of the century and the DWP has repayment plans that could be super low so it’s not necessarily going to ruin her to repay this. I’m sure she’ll be fuming about the money she is not entitled to claim but there really is no such thing as free money and it’s better to have to repay £1k vs £10k

Missingmyusername · 17/05/2023 03:41

PollyAmour · 16/05/2023 20:52

He's taking her for a mug, saving all his earnings while she claims benefits. It's her that will be prosecuted for fraud, not him. He'll walk away with a healthy bank balance and she'll have a criminal record for fraud, and two children to care for.

^ This.

He sounds like a keeper!

someoneisalwaysintheloo · 17/05/2023 04:13

It sounds like your sister has issues.

Is be more concerned about that and your niece/nephew than any benefits fraud.

barmycatmum · 17/05/2023 04:23

Oh my God, leave her alone. This is your sister and her kids - he may not be reliable or safe.

I truly cannot believe people sometimes.

Begsthequestion · 17/05/2023 04:24

Tinkerbyebye · 16/05/2023 22:10

I would report, you can do it anonymously. I don’t care if it’s my sister, and all those saying it’s your sister, would you say the same if it’s your neighbour? Or Billy on down the street? No didn’t think so

and I bet those saying don’t report are also those slating the Tories for not spending on benefits. Millions is lost each year on benefit fraud and each and every person should be reported and made to pay it back

No, I doubt most people would say the same about 'Billy down the street' ... And that's precisely point they're making - you don't report your own SISTER for something like this.

You'd have to be a real lowlife to put your own family through that.

Goodread1 · 17/05/2023 05:02

@Ilovetea42
It's must be bloody exhausting being taking for a mug,
by someone milking the system, like a dairy warehouse factory farm .!

autienotnaughtym · 17/05/2023 05:17

If you want to screw your sister over that's your call. Clearly she needs to learn the hard way not to trust you with her private information. On 35k you should still be entitled to some benefits have you done an online calculator? Also you can get tax relief on child care saving you 20%. And if your child is 3 they would be entitled to 30 funded hours.

frankgu · 17/05/2023 05:29

Look at a pie chart of government expenditure. It’s shocking. The vast majority goes on welfare. And I would guess that at least a third, if not half, of those receiving the money don’t need or deserve it.

Doesn't the majority go on pensions?

frankgu · 17/05/2023 05:31

Also I thought 35k did make someone a net contributor?

user1492757084 · 17/05/2023 05:37

Advise your sister to come clean and to change her status with authorities or she could be pinged and have to pay back.
Don't report her but talk reality.
Never lend her money while she is being dishonest.

ThankYouMama · 17/05/2023 06:02

I think you need to mind your own business, it's no concern of yours, focus on your life and your money not hers!

LolaSmiles · 17/05/2023 06:11

He moved in within weeks, by 3 months she was pregnant.
He has your sister paying for everything via her benefits whilst he builds his savings.
He has a nice lump sum and she takes the risk of fraudulently claiming benefits.

My concern would be this isn't a healthy relationship at all and she needs to wake up.

Weedoormatnomore · 17/05/2023 07:02

Missingmyusername · 17/05/2023 03:41

^ This.

He sounds like a keeper!

I would be worried about this than the claiming ! Guessing it's why she us asking to borrow money as hers is all gone.

WilkinsonM · 17/05/2023 07:08

Ilovetea42 · 16/05/2023 20:03

I mean, no it's not great but if she's moved him in after dating for only a few weeks and she has two children to think of I can see why she wouldn't want him to have an equal claim to her children's home. I personally wouldn't be reporting them purely out of consideration for your neice(s)/nephew. Its obviously unethical what they're doing but I don't see how leaving her with a huge bill to repay would benefit those kids in any way. I would question how healthy the relationship is if he's moved in that fast and if it's not a great relationship then I wouldn't be fighting for his name on a tenancy which could end up leaving her and her kids homeless and him with cheap rent and a house in his name. I certainly wouldn't be loaning her any money though unless you think he's financially exploiting her and keeping his wage for himself and her to pay for everything. If he's putting all his money in his own savings then she might be tight and not able to access it.

Claiming benefits as a lone parent has nothing to do with adding a partner's name to the tenancy. She probably wouldn't be able to do that if she wanted to but she should still be declaring that he lives there.

Antisocialfluffmonster · 17/05/2023 07:13

JaneyGee · 16/05/2023 23:14

I agree. Benefit cheats are one of the biggest problem we face. Look at a pie chart of government expenditure. It’s shocking. The vast majority goes on welfare. And I would guess that at least a third, if not half, of those receiving the money don’t need or deserve it. Christ, I know SO many people who exploit the system. My friend’s brother, for example, has raised three kids on benefits. I just do not know how he’s got away with it. He’s a super fit gym freak, and there are goddam potholes everywhere, yet he is sat on his arse claiming benefits. Repairing potholes would be beneath him, you see. I could offer at least five more examples of people I know, some in my family, who pretty much live on benefits when there is f-all wrong with them. They contribute nothing to society, and I’m sick of it. The left are always banging on about greedy, selfish bankers. Fine, I agree. But what could be more selfish than sitting around playing video games and claiming benefits while other people get up at six (like me) work hard and pay their tax?

The money that is wasted on benefit cheats could be better spent elsewhere. It could be used to buy cancer drugs for the NHS, or to improve literacy, or to repair the roads, or to produce more STEM graduates, or to restore a beautiful cathedral. There are countless things it would be better spent on. God, it makes me furious.

the Vast majority of the welfare bill is spent on pensions because rightly or wrongly that is the pot of money it comes out of.

everyone claims that they know a ton of people fiddling the system, but despite how many people are willing to report it, funnily enough the actual assessed levels of fraud especially on things like disability benefits are very low.

given the amount of hoops disabled people go through again it comes down to people looking from the outside in making assumptions without genuinely understanding someone’s life.

But again given the number of reports and the lack of prosecutions, I very much doubt the evidence some of the people doing the reporting actually exists.

I also despise when people feel the need to mention cancer like this is the magic word that wins every argument. Cancer had vast sums of money spent on it, vast, and 3/4 of that money goes to multi billion corporations who take public ally funded research and patent it. Creating treatments with limited efficacy that cost obscene amounts of money. It’s a massive massive scam designed to funnel money from the NI pot to private organisations. The sums are so casts that the odd sister living with a boyfriend is actually immaterial

maybe if more money was spent on researching things like chronic fatigue, pain relief, and kinder mental health treatments more people would be in work?