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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What standard of living do you think should be the minimum everyone can afford?

331 replies

MondayAgainnn · 01/05/2023 16:35

What do you think the absolute basic minimum should be?

I think everybody should be able to afford:

Decent food
Safe housing
Any extra medical things needed, including dentistry
Internet package as it is completely necessary nowadays
Enough clothes to stay warm, dry, appropriate trainers for exercising etc
Enough for some discretionary spending - obviously this is harder to quantify, but things like Netflix, a coffee, cinema tickets I feel should be a normal attainable part of life for everyone
Enough to save a bit

Whether it is through work or through benefits I feel everyone in society should be able to have a lifestyle that is dignified, basically comfortable and with room for treats. Not just subsistence level.

What do you think the minimum should be?

OP posts:
funinthesun19 · 01/05/2023 17:33

MondayAgainnn · 01/05/2023 17:29

Because I think when people have their basic needs met, it frees up a lot more brain space to be ambitious and aim for a better paid job, or to retrain, or start a business etc.

I agree with this 100%.

Beezknees · 01/05/2023 17:34

For somebody in full time work or on disability benefits, I think as a bare minimum they should be able to pay rent, bills, be able to buy food, extra curriculars for the kids, a bit of spare cash for the odd day out or takeaway.

I don't think in a wealthy country like this people should be grateful to just have enough for the bills and nothing else.

Blossomtoes · 01/05/2023 17:35

Botw1 · 01/05/2023 17:24

People are always reluctant to accept that lots of people on benefits rip the piss. That they make fraudulent claims and its not that rare

It's a bit odd

It’s rare enough for the amount of fraudulent claims to be massively outweighed by the amount of unclaimed benefits.

Whenisitsummer · 01/05/2023 17:35

rainraingoawaay · 01/05/2023 17:09

I think the absolute basic minimum would be

  • a home
  • heating / electricity / gas
  • food
  • technology to a point (eg. A phone but not necessarily the latest iPhone)
  • healthcare

Holidays / savings / treats / subscriptions are all above the basic minimum imo - the whole idea of basic minimum is the bare essentials surely?

I agree with this.

Porkandbeans1 · 01/05/2023 17:35

I think a budget that allows at least a few small pleasant things such as being able to have a coffee with a friend, makes for happier and more socially engaged people in the long run.

Even if you don't really care about individuals having miserable lives, surely it is better for society to have happier, more productive people?

I'm sorry but material things don't make people happy. Pleasant experiences can be free. I regularly meet my friend and we go for a walk.

EricandEnid · 01/05/2023 17:35

CrystalCoco · 01/05/2023 17:22

Exactly this!

I spent the first 2 decades of my life very poor - no holidays, no tech (tech of the day) very few takeaways or treats, clothes only replaced when they were worn through. That was my life and I'm still here to tell the tale.

The problem nowadays is that everyone things we should all have the same high standard of living whether we work for it or we get benefits.

The government cannot afford to give everyone holidays, savings, coffees, cinema tickets, subscriptions, etc. and it's crazy to think they should - they can't afford to run public services as it is, never mind add in all these luxuries for people on benefits.

There is no magic money tree in the back garden of No.11

Yet they found a magic money tree to give the PPE contract to their mates during covid. That money tree doesn’t appear to be running out either, as the Tories continue to empty the coffers!

Botw1 · 01/05/2023 17:36

@Blossomtoes

That's not that rare though

It's a lot of money

Botw1 · 01/05/2023 17:36

And thars obviously only the people who have been caught

salcombebabe · 01/05/2023 17:36

MondayAgainnn · 01/05/2023 16:50

Do you honestly think people on benefits should never be allowed to have any small treats?

That their kids should not be able to watch a bit of Netflix?

Does that extend to disabled people who are unable to work? I know lots of disabled people are able to work, but plenty cannot. Do you think anyone who cannot work long term should never be allowed anything that could be considered a treat?

Thank you 🙏🏻

It’s a miserable existence being disabled through no fault of my own. I had a reasonably good job until ill health took it away from me. Now I really have to think twice about whether I can afford to meet a friend for a coffee which would be so good for my mental health.

Blossomtoes · 01/05/2023 17:38

Botw1 · 01/05/2023 17:36

@Blossomtoes

That's not that rare though

It's a lot of money

It’s not nearly as much as benefits unclaimed by people entitled to them. And it’s dwarfed by tax fraud.

Botw1 · 01/05/2023 17:39

@Blossomtoes

Neither of those things are relevant to the point though

All 3 things can be true

Flammkuchen · 01/05/2023 17:42

OP - I agree that that is the standard of living that should be attainable by someone working full time. It is not basic but should be attainable if you work hard.

I totally disagree that this is the standard for people on benefits as otherwise no one would work/the taxation rate for those in work would be skyhigh. The country is simply not rich enough to support it.

Blossomtoes · 01/05/2023 17:44

Botw1 · 01/05/2023 17:39

@Blossomtoes

Neither of those things are relevant to the point though

All 3 things can be true

No idea if you’re missing the point on purpose or not. There’s no point in continuing either way.

Flammkuchen · 01/05/2023 17:45

If people want a treat, then they should work for it!

Botw1 · 01/05/2023 17:47

@Blossomtoes

No I'm not missing your point.

You're trying to minimise benefit fraud by saying, oh well tax evasion is worse

Its not.

my point was that people often deny that benefit fraud happens or that its impossible to be better off on benefits than working

Both happen often enough to be an issue even if more goes unclaimed or tax evasion also happens

Arginalia · 01/05/2023 17:49

Katrinawaves · 01/05/2023 17:22

With the exception of those who are disabled, we should not expect any adult of working age to spend the whole of their working life on benefits. For relatively short periods of time when out of work, then it’s fair enough not be able to go on holiday, or have the other luxuries you are categorising as essential.

Don't forget there are swathes of people currently claiming benefits who refuse to work because in their eyes they would only be £x better off and they aren’t working full time for £x. As a tax payer, who does work full time to keep their lazy arses at home, I seriously resent those people and think they should be incentivised into the workforce. I have no problem at all paying tax to support those genuinely unable to work or who find themselves in temporary hard times.

I am also a taxpayer who has worked full time for 30 years - never claimed a penny off the state (childfree so don't get 'top ups' on my wages). That doesn't mean I think people on benefits should be purposely deprived of any and all small pleasures.

I say again - the issue of people being on benefits when they are fit to work is a different question from what the benefits standard of living should be. You've mentioned people who are disabled and unable to work - should they be forced to lead a bleak life just because there are others taking advantage of the system?

PearlOnion · 01/05/2023 17:49

I don't think treats are in the definition of absolute basic minimum

When my kids were small and I was a single parent, treats were a bath or a walk in the park. I couldn't have afforded more but I was happy.

Now I have more money, I would regard a holiday, meals out, takeaways, streaming services etc as treats

DoraDunebug · 01/05/2023 17:50

You don’t get benefits if you refuse to work if if you are physically/mentally capable of it.

Thebestwaytoscareatory · 01/05/2023 17:50

In a country with as much wealth as the UK what you describe in the OP should be the bare minimum.

But that's never going to happen as there's far to many selfish and heartless pricks in the UK, who would literally rather deprive themselves if it meant they could stop someone they consider beneath them getting something "extra".

Basilthymerosemary · 01/05/2023 17:51

Because I think when people have their basic needs met, it frees up a lot more brain space to be ambitious and aim for a better paid job, or to retrain, or start a business etc

But this isn't the case and isn't what happens.
What ends up happening, is that people who work and pay more tax become bitter about paying for the lifestyle of people who choose not to work. They then stop being as productive and then less tax, which means overall less benefits for everyone. This leans towards socialism which on paper is great but in reality never works.

Benefits need to be high enough to enable a lifestyle that allows for minimum criteria of living with dignity but should never be higher than a full time wage.

otherwise as other posters have said- where is the incentive to work and better yourself/improve social mobility?

Beezknees · 01/05/2023 17:52

Flammkuchen · 01/05/2023 17:45

If people want a treat, then they should work for it!

Lots of people do and still can't afford it!

ohfook · 01/05/2023 17:53

I agree with most things here. If a job needs doing then the person doing the job needs to be paid enough to live a decent standard of living. Anything less is exploitation imo.

2bazookas · 01/05/2023 17:54

looking at the UK the standard of living has fallen very quickly for a significant number of people.

Only because of your own short timescale. If you were older you'd have seen the UK standard of living rise hugely.. for almost everyone.

Thesharkradar · 01/05/2023 17:56

3BSHKATS · 01/05/2023 17:05

People very rarely tell the whole truth or paint an accurate picture - my parents went on holiday to florida whilst on benefits - working cash in hand too obviously. But if anyone asked it was entirely funded by benefits

whatever system we have people will game it, that's the human modus operandi, exploit every opportunity...that's how living things stay living.
I feel we should focus more on the gap between those at the top and those at the bottom, the vast inequalities that we have now are very destructive imo

sylvandweller · 01/05/2023 17:57

Basilthymerosemary · 01/05/2023 17:51

Because I think when people have their basic needs met, it frees up a lot more brain space to be ambitious and aim for a better paid job, or to retrain, or start a business etc

But this isn't the case and isn't what happens.
What ends up happening, is that people who work and pay more tax become bitter about paying for the lifestyle of people who choose not to work. They then stop being as productive and then less tax, which means overall less benefits for everyone. This leans towards socialism which on paper is great but in reality never works.

Benefits need to be high enough to enable a lifestyle that allows for minimum criteria of living with dignity but should never be higher than a full time wage.

otherwise as other posters have said- where is the incentive to work and better yourself/improve social mobility?

Where has this happened?