To ask you how much your buildings insurance cost?

[girlfriend44]

Not contents insurance, just the cost of insuring your building please?
How much do you pay a year?

I always buy a combined policy so it's £266 for 1 year of building/contents insurance. Unlimited buildings cost with £100 excess.

£169 with a £100 excess

Combined sorry

Mine's combined and it's a silly question with no context because it depends on so many factors.

It's like saying how much did you shoes cost.

£800-1000 a year

I have no idea how to separate the two but about £3k a year for both

About £150
contents is much higher

About £450 for both building and contents.

How big is your house😮

Over £1000 with NFU

Most insurance companies wont actually insure our home and the "main brands" on comparison sites that do, quote £3k+

With @nannyl here, over £1000 a year here for buildings and contents

Also with nfu

£260 a year for both content and buildings

Stupidly it's not actually particularly big but it's listed and made from wood so no one apart the NFU will touch it with a bargepole

People don't really tend to separate them out. Plenty have contents only but not building insurance.

Mine's about £260 a year for a 4 bed terrace in a small town.

oh yes. Try insuring a grade II listed timber framed house with a thatched roof…!!

i think ours is around £450 with a£1000 subsidence xs in London

You need building insurance. If your house explodes or gets burnt down what you going to do?

Not everybody needs buildings insurance. If you're shared ownership it's leasehold and covered by the service charge. Same if you own in a leasehold flat with a monthly service charge or are renting.

What kind of moron doesn’t take out buildings insurance

Mine is about £600 for a 3 bed semi but we have a history of subsidence so can't easily switch.

Listed, it’s 2600 for building and contents

Stunned at these costs - just taken a policy at 170 pounds with More Than as opposed to 360 with last year's lot. Both contents and buildings. A 4 year old detached house in the SE. Excess 250.

How long is a piece of string?

Grade I listed, timber frame, thatched is going to be massively different to a standard brick construction with a pitched tiled roof.