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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To notice the 10% benefit rise and know I'm on the bones of my ass

241 replies

Letspovertyplayagain · 16/04/2023 14:03

I know it's tiny. But when you are properly skint after everything you notice this tiny rise will mean some strawberries for the kids or some fresh milk instead of uht. This is for the people who complain they are poor or feeling the pinch when they really have no idea. And define their poverty as not going on holidays....

OP posts:
Gingerkittykat · 16/04/2023 21:27

korgy · 16/04/2023 19:38

@Chattycathydoll I'd like to ditch my life for UC but I don't know how to. Do you have to lose your job before you claim or can you give it up. I think I'd be better off on UC than what I currently have after work related costs.

Most people on UC are expected to work or work search. The only exceptions are if you have a child under 3, are disabled, or are a carer.

Badbudgeter · 16/04/2023 21:33

I'm not in healthcare but I do work for the local council. They pay living wage or thereabouts for a lot of staff £10.90 -£12.00 some for quite specialised roles, things like bin lorry drivers where you need an HGV licence for example. By keeping wages low you preserve the budget otherwise you'd have to raise council tax. People, especially those with children or high rents, will often be subsidised by UC. Obviously the UC is paid for by general taxation but as long as it's not coming from their pot. I don't get an awful lot of UC but it's a gateway benefit for cost of living payments and the Scottish child payment so I'm much better off than I would be otherwise.

I think if I've totted everything up right I will be an extra £100 or so a month richer which is a higher than 10% increase really but the increase in the work allowance of nearly sixty quid means I get an extra £33 plus 10% if that makes sense?

Albiboba · 16/04/2023 21:37

CouldIHaveThatInEnglishPlease · 16/04/2023 20:54

It’s interesting that there’s so many people comparing public sector payrises and benefit rises.

shockingly, many of these nurses who are being awarded 5%, are also heavily reliant on UC and that increase to make up the real-terms pay cut they are getting. It’s not a one verses the other. The vast majority of UC claimants are in work, and many of those in public sector roles.

That it literally the point though. It makes significantly more sense to raise public sector pay for people like nurses, teachers than to keep it low and merely increase benefit top ups instead.

Badbudgeter · 16/04/2023 21:49

Albiboba · 16/04/2023 21:37

That it literally the point though. It makes significantly more sense to raise public sector pay for people like nurses, teachers than to keep it low and merely increase benefit top ups instead.

I suspect from an economics point of view it makes sense to pay top up benefits when people have children rather than raise wages. Poor people will have to work longer, are more stressed and die younger. If you increase wages then you have to pay throughout peoples working lives and then again through pensions.

I don't agree with it. I'm just a bit pessimistic about the prospects of the system changing.

Tumbleweed101 · 16/04/2023 21:50

The income level to get prescription help hasn't been moved either despite min wage going up last couple years. More low income families have been pushed over the threshold but not any better financially than before due to cost of living increases. I relied quite heavily on help for things like eye tests but I'm about £100 over the cut off point now 🙄.

NewContender · 16/04/2023 21:56

Albiboba · 16/04/2023 14:20

I dunno why everyone is taking such an issue with my comment.
10% is really not a small increase. It’s a reasonable increase roughly in line with inflation.
They are hardly going to increase benefit amounts by 20% while refusing to engage in discussions about nurses pay.

Oh, that’s easy, it’s because it came across as mean spirited, nitpicky and goady on a thread about people struggling with life’s basics.

XenoBitch · 16/04/2023 23:05

Albiboba · 16/04/2023 21:37

That it literally the point though. It makes significantly more sense to raise public sector pay for people like nurses, teachers than to keep it low and merely increase benefit top ups instead.

From what I gather, the strikes are more about the working conditions than the pay. Or pay versus working conditions
I know a lot of nurses, and none are on UC. If they are on UC, and using foodbanks like media will have you believe, then everyone under their pay band will be cap in hand at food banks, and asking the Job Centre for an advance payment. That is not happening.

VladimirVsVolodymyr · 16/04/2023 23:34

Letspovertyplayagain · 16/04/2023 19:05

Love the poster saying my kids shouldn't have strawberries! Why not? Yes they go quickly but they eating and enjoyed. Also ration to 3 a day and they do stretch ( I like them but pretend I don't do the kids don't realise I am missing out) When they are reduced, wonky or on offer. Some children won't eat fruit, im lucky. Working on the vegetables though. Have tried frozen ones and they didn't like the texture. Would that same poster make a smug remark that their kids only eat organic pomegranate seeds with Brussel sprouts and organic cocoa nibs yoghurt .... And we aren't all trying hard enough to give our kids a varied diet ...

@Letspovertyplayagain ❤️❤️❤️

LakieLady · 16/04/2023 23:34

YetiTeri · 16/04/2023 15:34

No of course it isn't. Because benefits, and public sector wages have had below inflation rises consistently.

That's why there are more homeless, more food banks and more child poverty. It wasn't a necessity it was and is a political choice. And as someone up thread pointed out many people have absolutely no idea how the poorest have to live.

Totally agree.

Some of my ILs think that everyone on benefits is getting 100's every week and living the life of Riley. They insist that I'm wrong when I explain that a single person without children gets £77 pw/£344 a month to pay for everything, including (in many areas) 20% of their council tax, and probably a fair bit of their rent as housing benefit/UC rarely covers the full amount thanks to the freezing of local housing allowance for years.

I work in welfare rights and check people's benefits every working day, but they still maintain that I'm wrong and everyone on a low income is actually rich as Croesus.

LakieLady · 16/04/2023 23:39

XenoBitch · 16/04/2023 23:05

From what I gather, the strikes are more about the working conditions than the pay. Or pay versus working conditions
I know a lot of nurses, and none are on UC. If they are on UC, and using foodbanks like media will have you believe, then everyone under their pay band will be cap in hand at food banks, and asking the Job Centre for an advance payment. That is not happening.

They can easily be entitled to UC if they're renting in the private sector and they live in a high rent area.

I did a benefit check for a nurse the other day, she has 3 kids and her rent is £1,500 a month. She was entitled to quite a bit of UC, despite being on almost £36k a year.

Coxspurplepippin · 16/04/2023 23:42

DMum's attendance allowance has gone up by the exact amount her care package cost has increased.....

crossstitchingnana · 16/04/2023 23:48

I'd love a 10% pay rise.

Badbudgeter · 16/04/2023 23:49

XenoBitch · 16/04/2023 23:05

From what I gather, the strikes are more about the working conditions than the pay. Or pay versus working conditions
I know a lot of nurses, and none are on UC. If they are on UC, and using foodbanks like media will have you believe, then everyone under their pay band will be cap in hand at food banks, and asking the Job Centre for an advance payment. That is not happening.

I'm sure it's a minority who are using foodbanks. That said how do you know who is claiming UC? I have children and some childcare costs, I own rather than rent. I'd have to take home more than £3.1k a month not to get any UC. As it is I take home £2.2K so they take £900 off of my entitlements. I wouldn't talk about it though. Generally people assume I am not on benefits, I work for the local council and often listen to people complain about scroungers etc.

I'm sure there are Nurses witrh families who have to claim too. Just because you are working full time doesn't mean you won't need top up benefits.

Geta10percentriseitsgreat · 17/04/2023 02:30

crossstitchingnana · 16/04/2023 23:48

I'd love a 10% pay rise.

Get Cancer like me it's incurable though you'll love it , I love being on benefits now 'til I die .

sashh · 17/04/2023 06:16

BigChesterDraws · 16/04/2023 17:15

10% is considerably more than the pay rise I got. How much more do you think the taxpayer should give you, bearing in mind that most of them didn’t get a 10% increase already. Every penny you get is a penny taken from someone else. It’s not free money.

I get contribution based ESA, did you get that, contribution based, it is based on how much NI I have paid in.

I also get a pension, again something I paid in to.

Half my ESA is taken away because of my pension.

So I have paid double what many people have 'paid in'.

My universal credit is reduced by both the ESA and the pension.

Chattycathydoll · 17/04/2023 08:12

I also got a pay rise at work, btw. One of the measly ones being complained about, less than 3%. It’s still more than my benefits increase, because that’s how percentages work. 3% of a larger figure is still more in actual coins than 10% of the smaller figure.

Perhaps those whinging ‘I wish I had a 10% pay rise’ would change their minds when offered the actual money. Sure,
10% sounds dramatic and vast. But whinging ‘I wish I had an extra 30p a day!’ sounds pathetic (because it is). Even more so when you throw in ‘I wish I was permanently disabled so I could have an extra £9 a week!’

Howpo · 17/04/2023 09:41

Albiboba · 16/04/2023 19:43

@Howpo *I don't see the connection between Nurses pay and Benefits increases tbh.

They are simply not related.*

The OP said it was fine for nurses to get 5% but the benefits increase of 10% is too low.
I didn’t link them initially, the OP did.

Plus they are related in that both funds come from the public purse. It’s simply unfair that nurses have to strike for 5%.

Once again I don’t have an issue with benefits rising by 10%, I disagree that it should rise more than that at a time when public sector pay isn’t rising anywhere near that.

Well if you take the avg take home weekly pay of a new qualified single nurse, approx £450, then lets assume he or she was (not likely) was made redundant, said Nurse would get approx £80 per week.

Thats the issue, benefits need to be more tied to contributions that someone has contributed in.

How come Germany & many other EU countries can pay many times more in unemployment benefits, often linked to former earnings too?

If we aren't going to do that, then benefits need to increase to more reflect the cost of living.

I wonder how many people on here who have a great household income, have any idea how much you don't get if you become unemployed?

But like much else discussed on MN political threads, the real question is "What has become of the 100s of billions we pay in each and every year?"

YetiTeri · 17/04/2023 09:58

banjaxxed · 16/04/2023 19:19

"Obviously £3.42 per day is not enough to feed a child three nutritious meals. So no, it is nowhere near enough to cover food."

Don't talk garbage

I spent just over £100 in the supermarket yesterday- 2 adults, a teenager and an 11 year old

£3.42 per day is nearly 25% of that and I absolutely can feed all 4 of us well for £100 per week

Ok so do it then. Break down 3 meals per day, no cupboard ingredients, adding up to a total of £3.42 per day for the first child and £2.06 for any subsequent child. Each meal has to meet the recommended nutritional value for children.

brooksidebackside · 17/04/2023 10:21

Thats the issue, benefits need to be more tied to contributions that someone has contributed in.

And for those who cannot 'contribute in'?

How would it work?

Howpo · 17/04/2023 10:51

brooksidebackside · 17/04/2023 10:21

Thats the issue, benefits need to be more tied to contributions that someone has contributed in.

And for those who cannot 'contribute in'?

How would it work?

Its not an either or.

this is the problem with people in this country, they cannot think a little differently.

Other european countries manage to have contributory benefits AND provide far better benefits for the disabled, the sick etc.

SSP in the UK is what, £93 pw... who the heck can live on that?

Germany : This is 70% of your last regular earnings (regular salary), but no more than 90% of the net earnings. You receive sick pay until the end of the medically certified period of unfitness for work. But for the same illness, the sick pay is paid out for a maximum of 78 weeks over a period of three years

brooksidebackside · 17/04/2023 11:01

Its not an either or.

My mistake.

HistoryFanatic · 17/04/2023 11:04

Child benefit for two children this month has gone up to £7. Guess that will buy a pack of dummies and a pack of snacks! 😂

QueenCamilla · 17/04/2023 11:10

@banjaxxed
What?!
I eat similar amounts to a young child. Generously rounding up to £3.50 daily my food budget would be 24.50 a week.
I'd love to see the shopping list!
It's just... 😂😂

YetiTeri · 17/04/2023 12:56

@QueenCamilla it's laughable isn't it?

I'd love to see how well stocked @banjaxxed cupboards and freezer is 🙄

Those who are comfortable just don't understand the lack of basic supplies those using food banks really have. Every packet of rice or pasta is eeked out.

crossstitchingnana · 17/04/2023 13:03

Geta10percentriseitsgreat

That's uncalled for.

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