There has always been people who are skint just about managing in debt and this has probably tipped them over the edge completely . It’s awful and I know a few families who are in this position .
But for us personally we are not struggling.
we can afford the hike in electric and gas
we can still save a fairly large amount - over 1k a month and pay our bills and still do pretty much everything we did last year and previously .
we can still go out for meals if we wanted to
I still get all my beauty treatments each month which cost around £200 a month
We have a holiday over Easter abroad for 10 nights and a 3 night weekend in London over the May bank holiday and another weekend away in May - this alone comes to around 3.5k but it’s all been paid for apart from spends which could add another 1k
But my son is grown up so no huge childcare bill to pay out each month
I had a big inheritance last year and haven’t really touched it and no mortgage or rent to pay . Ive helped my son out with a deposit and furniture for his new flat .
The only thing I’ve changed personally is rather than using my credit card for buying everyday stuff and paying it off each month
I got a pre paid card that I put a certain amount of cash on and use that
I find by doing that I don’t spend so much money daily - weekly . On the credit card it’s to easy to tap tap tap and it £££ gone
we have always shopped in aldi -lidle rarely use the tumble dryer - cooker
The other thing that I noticed was that we had some work done on our house this year and we had no problem in getting an electrician and a carpenter out pretty much next day to give us a price and they were both able to do the work within a week
last summer I had to wait 2 months for the same carpenter to do some work in my garden and getting an electrician was like trying to get the bloody lottery ticket 😂