Been with DP for four years, both have children and do not live together for financial reasons, we cannot afford to buy a house the size we require, in the area we have to live in (schools/exes). It would be more practical and nice to live together and we both speak about it frequently.
I work long hours in a pressured job so I do struggle to find the time to see DP whilst having the responsibility of my children and home to run. I have worked very hard to move up the rungs in my career, whilst being a single parent and no further education. I didn’t like struggling for money and worrying about the future all the time. I am not at the top of my career yet but I am working towards it and I want a decent pension.
DP quit his high pressure job after his divorce and took a more family friendly role with less more flexible hours. He has a qualified skill/degree (unlike me) and the relevant equipment which he could use to freelance and bring in lots of money, which he has done in the past. He is now on a low income with universal credit top up, like I used to get. He can’t pay for so many things, we have never been on holiday as he won’t accept me paying his half. I missed out on holidays when I was skint so I end up going without him nowadays.
He has talked a lot about getting back into his career or freelancing. But he never actually seems to do any of the things he says he will. He just plods on, same job, same income, looking at ridiculous mansions on right move and playing the lottery every week. He works part time hours so has so much more time on his hands than I do but never seems to do much with his time. I even found him some extra work but he appeared to think it was a bit beneath him so he hasn’t taken up the offer.
We have a decent house deposit (saved separately no joint finances) but we still can’t get a mortgage with our combined salaries, his is half of mine. When we met he was full of ideas and motivation, then COVID hit and caused a delay but it’s not lockdown anymore.
I’m not going nag him, I’m not his mum but it’s frustrating. He doesn’t really seem happier having quit his well paid high pressure job because now he has a low income. I have just accepted we aren’t moving in together but I am starting to resent hauling all my clothes a few times a week in my car boot.
what’s the best approach here?