Not AIBU, but what would you do with £900?

[abittoofat]

I've just found out I'm getting an unexpected £900😁
What would you do with it?
(Single, 2 grown up DC)

I would buy some more nice linen bedding, some plants and a couple of the lovely but obscenely expensive candles that I like. That would feel like a real treat and would leave me £500 to save.

I've recently started to invest in gold which has really boosted my savings, as I feel like I'm actually investing in something real (even though it's locked in a vault and I don't actually physically have it)

things have really changed on here with the CoL going up so much.

previously the thread would be filled with what everyone would like do with it, with only the odd poster saying to save it etc.

I don't actually think what people would do with it has changed that much, but peoples first thoughts have.

Also, thread titles make a huge difference to responses.

I was thinking I'd put it in the highest return investment scheme I'm willing to take a punt on. I'm keen to try out some slightly riskier investment options, but don't want to withdraw current savings to do that. This would be a teeny tiny toe in the water.

but someone else made me think, they mentioned their regular tax rebates & it reminded me that I get a rebate each year & I just put it into my current account - where my salary goes. I don't see it as a windfall, just as a correction.

IMO There are so many things to take into consideration, that such a question needs needs to be better defined.

@abittoofat Not you specifically 😉

but is an OP asking what posters would do or what they would like to do?

realistically or just dreaming? If you had life sorted and £x to spend on YOU & not to save/invest/for debts etc.???

My Mum lives overseas so she gives me money for my Birthday & Christmas. That too goes in my current account. I know she'd prefer it if I went shopping and bought myself something nice, but I don't enjoy spending for the sake of it, I do try to say (even months later) that I bought xyz with my Christmas/Birthday money, but don't always.

I have no issue with buying something if I want it, but I can't just go shopping looking for something to buy, or book a holiday just to spend it.

.

Forehead Botox and a hair cut and straightening treatment

Put it in my younger son's lifetime ISA.

Right now I'd probably put it in a savings account - I have a Barclays account paying 5% and first direct paying 7% which are not at the limit yet.

If I hadn't had a treat for a while I'd spend a bit of it on a trip or buying supplies for one of my hobbies.

Ok. Thanks All.
I think I'm going to book a one off deep clean of the house (I'm not a conscientious cleaner) and take my travelling friend to a quick trip way somewhere.
Sorry to disappoint the savers - life's too short in my opinion!

I’d do a city break to and spend the rest on good skincare/make up!

Life is way too short to keep all your money in the bank. Where’s the joy in that. But then again I don’t even have a months salary in savings so I thought 7k was amazing, can’t believe someone said ‘only’ 😁

It would make a small dent in monthly credit card bill.

I'd put it towards a sword making course with Owen Bush - I really fancy a one-handed arming sword.

I'd pay the balance on my holiday to Scotland, get my ceiling plastered, buy a couple of mature trees for the garden and service the car.

I'd put it toward my new teeth fund.